BankAmericard® Secured Credit Card

The BankAmericard® Secured Credit Card is designed to help you rebuild your credit . A minimum $300 refundable security deposit is required, but the card charges no annual fee.

Our Rating
4.5/5.0

Welcome Offer

Annual Fee
$0

0% on Purchases

Reward Rate
N/A

0% on Balance Transfers

Welcome Offer

Features & Benefits

Security
Contactless Payments
Benefits
Travel Perks

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3%
Regular APR22.99% (V) APR

What Credit Score Is Required to Get the BankAmericard® Secured Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved05/28/2020
571
Equifax
---
Pros

  • Refundable security deposit
  • $0 annual fee
  • Reports to all 3 credit bureaus
  • Free credit score access (updated monthly)

Cons

  • High APR
  • Foreign transaction fee
  • No signup bonus or rewards

What Are the Best Alternatives?

Related Stories