Berkshire Bank Business Real Rewards Card
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The Berkshire Bank Business Real Rewards Card is a business credit card designed for business owners who prefer a simple cash back earnings structure. There’s a small welcome offer after you make your first purchase and you’ll earn 1.5x points on every purchase. There’s also a 0% introductory APR on purchases and balance transfers for 6 months. You will need to live in Massachusetts, Vermont, Connecticut, New York or Rhode Island to apply for this card in-branch: you can’t apply online. We dive into the details and your approval odds in this Berkshire Business Real Rewards review.
Our Rating
3.2/5.0
Welcome Offer
Earn 2,500 bonus rewards points
Annual Fee
$0
0% Intro on Purchases
6 months
Reward Rate
1.5x points
0% Intro on Balance Transfers
6 months
Welcome Offer
Earn 2,500 bonus rewards points after your first purchase.
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency |
| Regular APR | 19.24% to 28.24% (V) APR |
| Balance Transfers | 0% Intro APR for 6 months on balance transfers, then 19.24% to 28.24% (V) APR after that. |
| Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater. |
| Purchases | 0% Intro APR for 6 months on purchases, then 19.24% to 28.24% (V) APR after that. |
Pros & Cons
- Welcome offer
- No annual fee
- High APR
- Foreign transaction fee
- Requires good credit
- Geographically limited
What Are the Best Alternatives?
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0