Bremer Bank Business Card

The Bremer Bank Business Card is a business card issued by Elan Financial Services, a company that partners with more than 1300 financial institutions to offer outsourced credit cards. If some of these credit cards look remarkably similar, it’s because they’re all issued by Elan.

This card has a long 0% introductory APR offer on both purchases and balance transfers (but keep in mind there is a balance transfer fee). This makes it ideal for those who need to make a major purchase or want to pay down other debt. There are no rewards, no welcome offer, and not many other reasons to get this card. We dive into the details and your approval odds in this Bremer Business Card review.

Bremer Bank Business Card

Our Rating

3.6/5.0

Welcome Offer

None

Annual Fee

$0

0% on Purchases

18 months

Reward Rate

No rewards

0% on Balance Transfers

18 months

Features & Benefits

SecurityEMV Chip Enabled, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Regular APR17.24% to 26.24% (V) APR
Balance Transfers0% Intro APR for 18 months on balance transfers, then 17.24% to 26.24% (V) APR after that.
Balance Transfer FeeEither 3% of the amount of each transfer or $5 minimum, whichever is greater.
Purchases0% Intro APR for 18 months on purchases, then 17.24% to 26.24% (V) APR after that.

Pros & Cons

Pros
  • No annual fee
  • 0% intro APR on purchases and balance transfers
Cons
  • No welcome bonus
  • No rewards
  • High APR
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card

Rating

4.6

Rewards Range

1.5%

Annual Fee

$0

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

U.S. Bank Triple Cash Rewards Visa® Business Card
U.S. Bank Triple Cash Rewards Visa® Business Card

Rating

4.5

Rewards Range

1% - 5% Cash Back

Annual Fee

$0

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