Bremer Bank Business Card
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The Bremer Bank Business Card is a business card issued by Elan Financial Services, a company that partners with more than 1300 financial institutions to offer outsourced credit cards. If some of these credit cards look remarkably similar, it’s because they’re all issued by Elan.
This card has a long 0% introductory APR offer on both purchases and balance transfers (but keep in mind there is a balance transfer fee). This makes it ideal for those who need to make a major purchase or want to pay down other debt. There are no rewards, no welcome offer, and not many other reasons to get this card. We dive into the details and your approval odds in this Bremer Business Card review.
Our Rating
3.6/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
18 months
Reward Rate
No rewards
0% Intro on Balance Transfers
18 months
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency |
| Regular APR | 17.24% to 26.24% (V) APR |
| Balance Transfers | 0% Intro APR for 18 months on balance transfers, then 17.24% to 26.24% (V) APR after that. |
| Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater. |
| Purchases | 0% Intro APR for 18 months on purchases, then 17.24% to 26.24% (V) APR after that. |
Pros & Cons
- No annual fee
- 0% intro APR on purchases and balance transfers
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0