British Airways Visa Signature® Card Review
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The card_name offers one of the largest signup bonuses of any airline card. You also get rewards on every purchase for a reasonable annual fee. This card is ideal for those who frequently fly on British Airways. You can get 10% off British Airways flights from the U.S. and earn a Travel Together Ticket when you spend $30,000 on your card in a calendar year.
Our Rating
4.2/5.0
Welcome Offer
Earn 85,000 Avios
Annual Fee
$95
0% Intro on Purchases
N/A
Reward Rate
1x – 3x Avios
0% Intro on Balance Transfers
N/A
Welcome Offer
Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
Benefits | Extended Warranty Coverage, Price Protection |
Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Luggage Protection, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $95 |
Foreign Transaction Fee | $0 |
Regular APR | 21.49%-28.49% (V) APR |
Insurance
Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Lost Baggage Insurance
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 3x Avios
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Delta SkyMiles® Gold American Express Card
Rating
4.5
Rewards Range
1x to 2x miles
Annual Fee
$0 introductory annual fee for the first year, then $150.
United℠ Explorer Card
Rating
4.3
Rewards Range
1x to 2x Miles
Annual Fee
$0 intro annual fee for the first year, then $95