British Airways Visa Signature® Card Review
The card_name offers one of the largest signup bonuses of any airline card. You also get rewards on every purchase for a reasonable annual fee. This card is ideal for those who frequently fly on British Airways. You can get 10% off British Airways flights from the U.S. and earn a Travel Together Ticket when you spend $30,000 on your card in a calendar year.
Our Rating
4.2/5.0
Welcome Offer
Earn 75,000 Avios
Annual Fee
$95
0% on Purchases
N/A
Reward Rate
1x - 3x Avios
0% on Balance Transfers
N/A
Welcome Offer
Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, Price Protection |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Luggage Protection, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $95 |
| Foreign Transaction Fee | $0 |
| Regular APR | 21.49%-28.49% (V) APR |
Insurance
Extended Warranty
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Lost Baggage Insurance
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
What Credit Score Is Required to Get the British Airways Visa Signature® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/08/2017 | Equifax | ||
| Approved | 04/08/2017 | Experian |
- Welcome offer
- No foreign transaction fee
- Up to 3x Avios
- Annual fee
- High APR
- Requires good credit
What Are the Best Alternatives?
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
Delta SkyMiles® Gold American Express Card
Rating
4.5
Rewards Range
1 to 2 miles
Annual Fee
$0 introductory annual fee for the first year, then $99.
United℠ Explorer Card
Rating
4.3
Rewards Range
1 to 2 Miles
Annual Fee
$0 intro annual fee for the first year, then $95
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