Capital One Spark Cash Select for Good Credit
The card_name is a business travel card with a simple rewards structure. You can earn unlimited 1.5% cash back on all purchases and up to 5% cash back on hotels and rental cars booked through Capital One Travel. There is no annual fee and no foreign transaction fees. There’s also a 0% intro APR offer on purchases. On the down side, there is no signup bonus. We dive into the details in this Spark Cash Select review.
Our Rating
4.5/5.0
4.5/5.0
Welcome Offer
0% Intro APR for the first 12 months;
0% Intro APR for the first 12 months;
Annual Fee
$0
$0
0% on Purchases
12 Months
12 Months
Rewards Rate
1.5% to 5%
1.5% to 5%
0% on Balance Transfers
None
None
Welcome Offer
N/AFeatures & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Choose your due date, 24/7 customer service |
Travel Perks | Airport Lounge Access, Roadside Assistance |
Rewards
5% cash back
Earn unlimited 5% cash back on hotels booked through Capital One Travel.
5% cash back
Earn unlimited 5% cash back on rental cars booked through Capital One Travel.
1.5% cash back
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions.
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 20.74% - 28.74% (V) APR |
Purchases | 0% Intro APR for 12 months on purchases, then 20.74% - 28.74% (V) APR after that. |
What Credit Score Is Required to Get the Capital One Spark Cash Select for Good Credit
Pros
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
Cons
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?

Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150

Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0