Rewards
5% cash back
Earn unlimited 5% cash back on hotels booked through Capital One Travel.
5% cash back
Earn unlimited 5% cash back on rental cars booked through Capital One Travel.
1.5% cash back
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions.
Pros & Cons
Pros
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
Cons
- No welcome bonus
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Choose your due date, 24/7 customer service |
Travel Perks | Airport Lounge Access, Roadside Assistance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 20.24% - 28.24% (V) APR |
What Are the Best Alternatives?

Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150

Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0