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You are here: Home / Credit Cards / Capital One Spark Cash Select for Good Credit

Capital One Spark Cash Select for Good Credit

September 7, 2022 by Gail Kellner

The card_name is a business travel card with a simple rewards structure. You can earn unlimited 1.5% cash back on all purchases and up to 5% cash back on hotels and rental cars booked through Capital One Travel. There is no annual fee and no foreign transaction fees. There’s also a 0% intro APR offer on purchases. On the down side, there is no signup bonus. We dive into the details in this Spark Cash Select review.

Capital One Spark Cash Select for Good Credit
Learn More
Our Rating
4.5/5.0
Welcome Offer
0% Intro APR for the first 12 months;
Annual Fee
$0
0% on Purchases
12 Months
Rewards Rate
1.5% to 5%
0% on Balance Transfers
None

Welcome Offer

N/A

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Choose your due date, 24/7 customer service
Travel PerksAirport Lounge Access, Roadside Assistance

Rewards

5% cash back
Hotels
Earn unlimited 5% cash back on hotels booked through Capital One Travel.
5% cash back
Rental Cars
Earn unlimited 5% cash back on rental cars booked through Capital One Travel.
1.5% cash back
All eligible purchases
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR20.74% - 28.74% (V) APR
Purchases0% Intro APR for 12 months on purchases, then 20.74% - 28.74% (V) APR after that.

What Credit Score Is Required to Get the Capital One Spark Cash Select for Good Credit

Pros
  • No annual fee
  • No foreign transaction fee
  • Up to 5% cash back
Cons
  • No welcome bonus
  • Requires good credit

What Are the Best Alternatives?

Capital One Spark Cash Plus
Capital One Spark Cash Plus

Rating

4.8

Rewards Range

2% to 5%

Annual Fee

$150

Read Review
Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x

Annual Fee

$0 intro for first year; $95 after that

Read Review
Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card

Rating

4.9

Rewards Range

1.5%

Annual Fee

$0

Read Review

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Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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