Capital One Spark Cash Select for Good Credit
The card_name is a business travel card with a simple rewards structure. You can earn unlimited 1.5% cash back on all purchases and up to 5% cash back on hotels and rental cars booked through Capital One Travel. There is no annual fee and no foreign transaction fees. There’s also a 0% intro APR offer on purchases. On the down side, there is no signup bonus. We dive into the details in this Spark Cash Select review.
Our Rating
4.5/5.0
Welcome Offer
0% Intro APR for the first 12 months;
Annual Fee
$0
0% on Purchases
12 months
Reward Rate
1.5% to 5%
0% on Balance Transfers
N/A
Welcome Offer
N/AFeatures & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Choose your due date, 24/7 customer service |
Travel Perks | Airport Lounge Access, Roadside Assistance |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 21.24% - 29.24% (V) APR |
Purchases | 0% Intro APR for 12 months on purchases, then 21.24% - 29.24% (V) APR after that. |
What Credit Score Is Required to Get the Capital One Spark Cash Select for Good Credit
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Denied | 07/16/2022 | Equifax |
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?

Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150

Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that

Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0
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