Capital One Spark Cash Select for Good Credit
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The card_name is a business travel card with a simple rewards structure. You can earn unlimited 1.5% cash back on all purchases and up to 5% cash back on hotels and rental cars booked through Capital One Travel. There is no annual fee and no foreign transaction fees. There’s also a 0% intro APR offer on purchases. On the down side, there is no signup bonus. We dive into the details in this Spark Cash Select review.
Our Rating
4.5/5.0
Welcome Offer
0% Intro APR for the first 12 months;
Annual Fee
$0
0% Intro on Purchases
12 months
Reward Rate
1.5% to 5%
0% Intro on Balance Transfers
N/A
Welcome Offer
N/A
Editorial Review
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Choose your due date, 24/7 customer service |
| Travel Perks | Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 21.24% - 29.24% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 21.24% - 29.24% (V) APR after that. |
Pros & Cons
- No annual fee
- No foreign transaction fee
- Up to 5% cash back
- No welcome bonus
- Requires good credit
What Are the Best Alternatives?
Capital One Spark Cash Plus
Rating
4.8
Rewards Range
2% to 5%
Annual Fee
$150
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x to 5x miles
Annual Fee
$0 intro for first year; $95 after that
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0