Chase Freedom® Student credit card

Editor’s Note: This card is no longer available. See Chase’s new card, Chase Freedom Rise℠.

The Chase Freedom® Student credit card is a card for students just beginning to establish their credit history. With no annual fee, it offers a signup bonus, Good Standing Rewards bonus, and cash back on every purchase. We dive into the details and your approval odds in this Chase Freedom® Student credit card review.

Our Rating

4.2/5.0

Welcome Offer

$50 Bonus

Annual Fee

$0

0% Intro on Purchases

N/A

Reward Rate

1%

0% Intro on Balance Transfers

N/A

Welcome Offer

$50 Bonus after first purchase made within the first 3 months from account opening

Editorial Review

Features & Benefits

SecurityCredit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Card Lock
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal
BenefitsExtended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service
Travel PerksTrip Cancellation Insurance

Rewards

1% cash back
All eligible purchases
Earn 1% cash back on all purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR19.99% (V) APR

What Credit Score Is Required to Get the Chase Freedom® Student credit card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 679

Average Approved Credit Score: 715

App StatusDateCredit ScoreBureauCredit Limit
Approved07/14/2020
727
Experian
$500
Approved07/14/2020
738
TransUnion
$500
Approved06/01/2019
679
Not Provided
$1,000
Denied
683
TransUnion
---
Denied06/11/2019
686
Equifax
---
Denied06/16/2019
725
Experian
---

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • Earns Chase Ultimate Rewards points
  • Up to 1% cash back
Cons
  • Foreign transaction fee

What Are the Best Alternatives?

Deserve EDU Mastercard for Students
Deserve EDU Mastercard for Students

Rating

4.5

Rewards Range

1%

Annual Fee

$0

Petal® 2 Visa® Credit Card
Petal® 2 Visa® Credit Card

Rating

4.5

Rewards Range

1% - 10%

Annual Fee

$0

Chase Freedom Rise℠
Chase Freedom Rise℠

Rating

4.2

Rewards Range

1.5% cash back

Annual Fee

$0

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