Chase Freedom® Student credit card
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Editor’s Note: This card is no longer available. See Chase’s new card, Chase Freedom Rise℠.
The Chase Freedom® Student credit card is a card for students just beginning to establish their credit history. With no annual fee, it offers a signup bonus, Good Standing Rewards bonus, and cash back on every purchase. We dive into the details and your approval odds in this Chase Freedom® Student credit card review.
Our Rating
4.2/5.0
Welcome Offer
$50 Bonus
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
1%
0% on Balance Transfers
N/A
Welcome Offer
$50 Bonus after first purchase made within the first 3 months from account opening
Features & Benefits
| Security | Credit Score Monitoring, EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Extended Warranty Coverage, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 19.99% (V) APR |
What Credit Score Is Required to Get the Chase Freedom® Student credit card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 679
Average Approved Credit Score: 715
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/14/2020 | Experian | ||
| Approved | 07/14/2020 | TransUnion | ||
| Approved | 06/01/2019 | Not Provided | ||
| Denied | TransUnion | |||
| Denied | 06/11/2019 | Equifax | ||
| Denied | 06/16/2019 | Experian |
Pros & Cons
- Welcome offer
- No annual fee
- Earns Chase Ultimate Rewards points
- Up to 1% cash back
- Foreign transaction fee
What Are the Best Alternatives?
Deserve EDU Mastercard for Students
Rating
4.5
Rewards Range
1%
Annual Fee
$0
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Rating
4.6
Rewards Range
1% - 10%
Annual Fee
$0
Chase Freedom Rise℠
Rating
4.2
Rewards Range
1.5% cash back
Annual Fee
$0