Citi® / AAdvantage® Executive World Elite Mastercard®

The Citi® / AAdvantage® Executive World Elite Mastercard® is a travel card designed for people who often fly American Airlines. Cardholders get some nice travel perks, such as membership in the Admirals Club, which allows the cardholder Admirals lounge access and priority boarding (a $650 value) as well as your first checked bag free. There’s also a 50,000 mile sign up bonus when you spend $5,000 in the first 3 months. There is a $450 annual fee but if you travel often, are loyal to American Airlines, and take advantage of the travel perks, it can be worth it. We dive into the details and your approval odds in this Citi Executive review.

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Our Rating
4.5/5.0

Welcome Offer
50,000 Miles

Annual Fee
$450

0% on Purchases
None

Rewards Rate
1x miles

0% on Balance Transfers
None

Rewards

1x miles

All eligible purchases

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.

Signup Bonus

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases in the first 3 months of account opening.

Pros & Cons

Pros

• Welcome offer
• No foreign transaction fee

Cons

• Annual fee
• Requires good credit

Features & Benefits

Security	EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless Payments	Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits	ShopRunner, 24/7 customer service
Travel Perks	Access to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access

Interest Rates & Fees

Annual Fee	$450
Foreign Transaction Fee	none
Regular APR	20.49% - 29.49% (V) APR

What Credit Score Is Required to Get the Citi Executive

Based on data we’ve collected from public forums, a credit score of 730 or higher is ideal. We have seen an approval with a score as low as 697, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/27/2022	791	Experian	$25,000
Approved	04/16/2022	697	Equifax	$15,800

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