Citi® / AAdvantage® Executive World Elite Mastercard®

The card_name is a travel card designed for people who often fly American Airlines. Cardholders get some nice travel perks, such as membership in the Admirals Club, which allows the cardholder Admirals lounge access and priority boarding (a $650 value) as well as your first checked bag free. There’s also 70,000 mile sign up bonus when you spend $5,000 in the first 3 months. There is a $595 annual fee but if you travel often, are loyal to American Airlines, and take advantage of the travel perks, it can be worth it. We dive into the details and your approval odds in this Citi Executive review.

Our Rating

4.5/5.0

Welcome Offer

Earn 70,000 American Airlines AAdvantage® bonus miles

Annual Fee

$595

0% on Purchases

N/A

Reward Rate

1x to 2x miles

0% on Balance Transfers

N/A

Welcome Offer

Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, TSA PreCheck & Global Entry credit

Rewards

1x miles
All eligible purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
2x miles
American Airline Purchases
2x miles per dollar spent on American Airlines purchases

Interest Rates & Fees

Annual Fee$595
Foreign Transaction Fee0%
Regular APR21.24% - 29.99% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Reserve®
Chase Sapphire Reserve®

Rating

4.9

Rewards Range

1x - 10x

Annual Fee

$550

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card

Rating

4.9

Rewards Range

2x - 10x

Annual Fee

$395

The Platinum Card® from American Express
The Platinum Card® from American Express

Rating

4.5

Rewards Range

1x - 5x points

Annual Fee

$695

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