Citi® / AAdvantage® Executive World Elite Mastercard®

The card_name is a travel card designed for people who often fly American Airlines. Cardholders get some nice travel perks, such as membership in the Admirals Club, which allows the cardholder Admirals lounge access and priority boarding (a $650 value) as well as your first checked bag free. The card offers a generous welcome bonus, plus a 10,000 loyalty point bonus after reaching 50,000 loyalty points, and another 10,000 points after reaching 90,000 points in the same calendar year. If you’re loyal to American Airlines, this card can be a good fit. We dive into the details and your approval odds in this Citi Executive review.

Our Rating

4.5/5.0

Welcome Offer

Earn 70,000 American Airlines AAdvantage® bonus miles

Annual Fee

$595

0% Intro on Purchases

N/A

Reward Rate

1x to 10x miles

0% Intro on Balance Transfers

N/A

Welcome Offer

Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, TSA PreCheck & Global Entry credit

Rewards

1x miles
All eligible purchases
Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.
4x miles
American Airline Purchases
Earn 4 miles for every dollar spend on American Airlines purchases
10x miles
Hotels
Earn 10x AAdvantage miles for every dollar spent on eligible hotels booked aa.com/hotels
10x miles
Rental Cars
Earn 10x AAdvantage miles for every dollar spent on car rentals booked through aa.com/cars

Interest Rates & Fees

Annual Fee$595
Foreign Transaction Fee0%
Regular APR21.24% - 29.99% (V) APR

What Credit Score Is Required to Get the Citi® / AAdvantage® Executive World Elite Mastercard®

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 785

Average Approved Credit Score: 850

App StatusDateCredit ScoreBureauCredit Limit
Approved02/06/2023
785
TransUnion
$21,900
Approved12/28/2023
850
Not Provided
$37,000
Approved12/28/2023
872
Experian
$37,000
Approved12/28/2023
893
Equifax
$37,000

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Chase Sapphire Reserve®
Chase Sapphire Reserve®

Rating

4.9

Rewards Range

1x - 10x

Annual Fee

$550

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card

Rating

4.9

Rewards Range

2x - 10x

Annual Fee

$395

The Platinum Card® from American Express
The Platinum Card® from American Express

Rating

4.5

Rewards Range

1x - 5x points

Annual Fee

$695

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