Welcome Offer 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.
Annual Fee $0
0% on Purchases 12 months on Purchases
Reward Rate N/A
0% on Balance Transfers intro APR for 21 months on Balance Transfer
Features & Benefits
EMV Chip Enabled, Zero Liability, Alerts
Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Free credit score access, Choose your due date, 24/7 customer service
Interest Rates & Fees
Foreign Transaction Fee
19.24% - 29.99 (V) APR
0% Intro APR for 21 months on balance transfers, then 19.24% - 29.99(V) APR after that.
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min)
0% Intro APR for 12 months on purchases, then 19.24% - 29.99 (V) APR after that.
What Credit Score Is Required to Get the Citi Simplicity® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.