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You are here: Home / Credit Cards / CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

October 3, 2022 by Gail Kellner

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a business card designed for frequent fliers of American Airlines. It offers a 65,000 bonus miles after you spend $4,000 in the first 4 months. You can also get 25% off inflight wifi, which can be a good perk for frequent business travelers. If you spend $30,000 in a year and then renew the card, you can earn a companion ticket good for anywhere in the contiguous U.S. The $99 fee is waived for the first year making it worth trying out for business travelers who prefer American Airlines. We dive into the details and your approval odds in this CitiBusiness Platinum Select review.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Learn More
Our Rating
4.5/5.0
Welcome Offer
65,000 Miles
Annual Fee
$99
0% on Purchases
None
Rewards Rate
1x to 2x Miles
0% on Balance Transfers
None

Rewards

2x miles
Select Categories
Earn 2 AAdvantage miles for every $1 spent at telecommunications merchants, cable and satellite providers.
2x miles
American Airline Purchases
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases.
2x miles
Rental Cars
Earn 2 AAdvantage miles for every $1 spent at car rental merchants.
2x miles
Gas
Earn 2 AAdvantage miles for every $1 spent at gas stations.
1x miles
On all other purchases
Earn 1 AAdvantage mile for every $1 spent on all other purchases.

Signup Bonus

Earn 65,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening.

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Free Checked Bags

Interest Rates & Fees

Annual FeeFee waived for the first 12 months
Foreign Transaction FeeNone
Regular APR20.49% - 29.49% (V) APR

What Credit Score Is Required to Get the CitiBusiness Platinum Select?

Based on data we’ve collected from public forums, a credit score of 760 or higher is ideal. We have seen an approval with a score as low as 750, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved08/24/2021
758
TransUnion
$16,900
Approved01/02/2020
750
Not Provided
$7,000
Approved11/21/2020
765
Equifax
$3,000
Approved03/01/2021
765
Equifax
$11,000
Approved08/24/2021
779
Equifax
$16,913
Approved08/24/2021
804
Experian
$16,900
Approved03/01/2021
759
TransUnion
$11,000
Approved03/01/2021
771
Experian
$11,000

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x

Annual Fee

$95

Read Review
Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

Read Review
U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card

Rating

Rewards Range

1% to 5% cash back

Annual Fee

$95

Read Review

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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