CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is a business card designed for frequent fliers of American Airlines. It has the following welcome offer: Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. You can also get 25% off inflight wifi, which can be a good perk for frequent business travelers. If you spend $30,000 in a year and then renew the card, you can earn a companion ticket good for anywhere in the contiguous U.S. The annual fee is waived for the first year. We dive into the details and your approval odds in this CitiBusiness Platinum Select review.

Our Rating

4.5/5.0

Welcome Offer

Earn 65,000 American Airlines AAdvantage® bonus miles

Annual Fee

$99, waived for first 12 months

0% on Purchases

N/A

Reward Rate

1x to 2x Miles

0% on Balance Transfers

N/A

Welcome Offer

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Free Checked Bags

Rewards

1x miles
On all other eligible purchases
Earn 1 AAdvantage mile for every $1 spent on all other purchases.
2x miles
Select Categories
Earn 2 AAdvantage miles for every $1 spent at telecommunications merchants, cable and satellite providers.
2x miles
American Airline Purchases
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases.
2x miles
Rental Cars
Earn 2 AAdvantage miles for every $1 spent at car rental merchants.
2x miles
Gas
Earn 2 AAdvantage miles for every $1 spent at gas stations.

Interest Rates & Fees

Annual Fee$99, waived for first 12 months
Foreign Transaction Fee0%
Regular APR21.24% - 29.99% (V) APR

Pros & Cons

Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x to 5x miles

Annual Fee

$0 intro for first year; $95 after that

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.7

Rewards Range

1-3x points

Annual Fee

$95

U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card

Rating

4.5

Rewards Range

1% to 5% cash back

Annual Fee

$0 intro annual fee the first year, $95 thereafter

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