Rewards
Signup Bonus
Earn 65,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | 24/7 customer service |
Travel Perks | Concierge Services, Free Checked Bags |
Interest Rates & Fees
Annual Fee | Fee waived for the first 12 months |
Foreign Transaction Fee | None |
Regular APR | 20.49% - 29.49% (V) APR |
What Credit Score Is Required to Get the CitiBusiness Platinum Select?
Based on data we’ve collected from public forums, a credit score of 760 or higher is ideal. We have seen an approval with a score as low as 750, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 08/24/2021 | TransUnion | ||
Approved | 01/02/2020 | Not Provided | ||
Approved | 11/21/2020 | Equifax | ||
Approved | 03/01/2021 | Equifax | ||
Approved | 08/24/2021 | Equifax | ||
Approved | 08/24/2021 | Experian | ||
Approved | 03/01/2021 | TransUnion | ||
Approved | 03/01/2021 | Experian |
What Are the Best Alternatives?

Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$95

Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95

U.S. Bank Business Leverage® Visa Signature® Card
Rating
Rewards Range
1% to 5% cash back
Annual Fee
$95