CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The card_name is a business card designed for frequent fliers of American Airlines. It offers 65,000,174 bonus miles after you spend $4,000 in the first 4 months. You can also get 25% off inflight wifi, which can be a good perk for frequent business travelers. If you spend $30,000 in a year and then renew the card, you can earn a companion ticket good for anywhere in the contiguous U.S. The annual fee is waived for the first year. We dive into the details and your approval odds in this CitiBusiness Platinum Select review.

Our Rating
4.5/5.0

Welcome Offer
Earn 65,000 American Airlines AAdvantage® bonus miles

Annual Fee
$99, waived for first 12 months

0% on Purchases
N/A

Reward Rate
1x to 2x Miles

0% on Balance Transfers
N/A

Welcome Offer

Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksConcierge Services, Free Checked Bags

Rewards

1x miles
On all other eligible purchases
Earn 1 AAdvantage mile for every $1 spent on all other purchases.
2x miles
Select Categories
Earn 2 AAdvantage miles for every $1 spent at telecommunications merchants, cable and satellite providers.
2x miles
American Airline Purchases
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases.
2x miles
Rental Cars
Earn 2 AAdvantage miles for every $1 spent at car rental merchants.
2x miles
Gas
Earn 2 AAdvantage miles for every $1 spent at gas stations.

Interest Rates & Fees

Annual Fee$99, waived for first 12 months
Foreign Transaction Fee0%
Regular APR21.24% - 29.99% (V) APR

What Credit Score Is Required to Get the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved08/24/2021
758
TransUnion
$16,900
Approved01/02/2020
750
Not Provided
$7,000
Approved11/21/2020
765
Equifax
$3,000
Approved03/01/2021
765
Equifax
$11,000
Approved08/24/2021
779
Equifax
$16,913
Approved08/24/2021
804
Experian
$16,900
Approved03/01/2021
759
TransUnion
$11,000
Approved03/01/2021
771
Experian
$11,000
Pros
  • Welcome offer
  • No foreign transaction fee
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Spark Miles for Business
Capital One Spark Miles for Business

Rating

4.7

Rewards Range

2x

Annual Fee

$0 intro for first year; $95 after that

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card

Rating

4.9

Rewards Range

1-3x points

Annual Fee

$95

U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card

Rating

Rewards Range

1% to 5% cash back

Annual Fee

$0 intro annual fee the first year, $95 thereafter

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