CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
The card_name is a business card designed for frequent fliers of American Airlines. It offers 65,000,174 bonus miles after you spend $4,000 in the first 4 months. You can also get 25% off inflight wifi, which can be a good perk for frequent business travelers. If you spend $30,000 in a year and then renew the card, you can earn a companion ticket good for anywhere in the contiguous U.S. The annual fee is waived for the first year. We dive into the details and your approval odds in this CitiBusiness Platinum Select review.
Our Rating
4.5/5.0
Welcome Offer
Earn 65,000 American Airlines AAdvantage® bonus miles
Annual Fee
$99, waived for first 12 months
0% on Purchases
N/A
Reward Rate
1x to 2x Miles
0% on Balance Transfers
N/A
Welcome Offer
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Concierge Services, Free Checked Bags |
Rewards
Interest Rates & Fees
| Annual Fee | $99, waived for first 12 months |
| Foreign Transaction Fee | 0% |
| Regular APR | 21.24% - 29.99% (V) APR |
What Credit Score Is Required to Get the CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/24/2021 | TransUnion | ||
| Approved | 01/02/2020 | Not Provided | ||
| Approved | 11/21/2020 | Equifax | ||
| Approved | 03/01/2021 | Equifax | ||
| Approved | 08/24/2021 | Equifax | ||
| Approved | 08/24/2021 | Experian | ||
| Approved | 03/01/2021 | TransUnion | ||
| Approved | 03/01/2021 | Experian |
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Capital One Spark Miles for Business
Rating
4.7
Rewards Range
2x
Annual Fee
$0 intro for first year; $95 after that
Ink Business Preferred® Credit Card
Rating
4.9
Rewards Range
1-3x points
Annual Fee
$95
U.S. Bank Business Leverage® Visa Signature® Card
Rating
Rewards Range
1% to 5% cash back
Annual Fee
$0 intro annual fee the first year, $95 thereafter
Related Stories
Editorial Note: We earn a commission from partner links on Doughroller. Commissions do not affect our authors’ or editors’ opinions or evaluations. Learn more here.