Rewards
5% cash back
Earn 5% back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
2% cash back
Earn 2% back in the top two categories where you spend the most each month automatically.
1% cash back
Earn 1% cash back per dollar spent on all other eligible purchases.
Signup Bonus
Earn 750 bonus miles after spending $7,500 within your first 120 months.
Pros & Cons
Pros
- Welcome bonus
- No foreign transaction fee
- Up to 5% cash back
Cons
- Annual fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $0 for the first year, $95 thereafter |
| Foreign Transaction Fee | None |
| Regular APR | 18.24% - 23.24% (V) APR |
What Credit Score Is Required To Get the Business Leverage
Based on data we’ve collected from public forums, a credit score of 720 or higher is ideal. Keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/07/2021 | Experian | ||
| Approved | 04/10/2021 | Experian |
What Are the Best Alternatives?
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
$0
Chase Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
Capital One Spark Cash Select - $500 Cash Bonus
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0