U.S. Bank Business Leverage® Visa Signature® Card
The U.S. Bank Business Leverage® Visa Signature® Card is a business card designed for people who spend on categories that other credit cards may not offer rewards for. It has a welcome bonus and a straightforward 2% cash back rewards system for the two categories you spend the most money on in a month. But unless you spend on something fairly unusual, you might find other credit cards offer better rewards. We dive into the details and your approval odds in this U.S. Bank Business Leverage® Visa Signature® Card review.
/5.0
Earn $750 in rewards
$0 intro annual fee the first year, $95 thereafter
None
1% to 5% cash back
None
Welcome Offer
Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 intro annual fee the first year, $95 thereafter |
| Foreign Transaction Fee | N/A |
| Regular APR | 20.99% to 25.99% (V) APR |
What Credit Score Is Required to Get the U.S. Bank Business Leverage® Visa Signature® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 08/07/2021 | Experian | ||
| Approved | 04/10/2021 | Experian |
- Welcome offer
- No foreign transaction fee
- Up to 5% cash back
- Annual fee
- Requires good credit
What Are the Best Alternatives?
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
Capital One Spark Cash Select for Excellent Credit
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0