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You are here: Home / Credit Cards / U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card

July 25, 2022 by Gail Kellner

The U.S. Bank Business Leverage® Visa Signature® Card is a business card designed for people who spend on categories that other credit cards may not offer rewards for. It has a welcome bonus and a straightforward 2% cash back rewards system for the two categories you spend the most money on in a month. But unless you spend on something fairly unusual, you might find other credit cards offer better rewards. We dive into the details and your approval odds in this U.S. Bank Business Leverage® Visa Signature® Card review.

U.S. Bank Business Leverage® Visa Signature® Card

Rates & Fees
Terms Apply
Our Rating
/5.0
Welcome Offer
Earn $750 in rewards
Annual Fee
$0 intro annual fee the first year, $95 thereafter
0% on Purchases
None
Rewards Rate
1% to 5% cash back
0% on Balance Transfers
None

Welcome Offer

Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

5% cash back
Hotels
Earn 5% back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
2% cash back
Select Categories
Earn 2% back in the top two categories where you spend the most each month automatically.
1% cash back
On all other purchases
Earn 1% cash back per dollar spent on all other eligible purchases.

Interest Rates & Fees

Annual Fee$0 intro annual fee the first year, $95 thereafter
Foreign Transaction FeeN/A
Regular APR20.99% to 25.99% (V) APR

What Credit Score Is Required to Get the U.S. Bank Business Leverage® Visa Signature® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved08/07/2021
720
Experian
$3,000
Approved04/10/2021
740
Experian
$3,000
Pros
  • Welcome offer
  • No foreign transaction fee
  • Up to 5% cash back
Cons
  • Annual fee
  • Requires good credit

What Are the Best Alternatives?

American Express Blue Business Cash™ Card
American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

Read Review
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card

Rating

4.9

Rewards Range

1%-5%

Annual Fee

$0

Read Review
Capital One Spark Cash Select for Excellent Credit
Capital One Spark Cash Select for Excellent Credit

Rating

4.7

Rewards Range

1.5% - 5%

Annual Fee

$0

Read Review

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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