Community Bank Business Cash Preferred Card
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The Community Bank Business Cash Preferred Card is designed for business owners in Mississippi, Alabama, Florida and Tennessee. You will have to visit a branch in one of those states to apply for a credit card. The card itself offers decent cash back in common business expense categories. The card also has a small welcome offer, and and a $100 annual software credit after 11 consecutive monthly software transactions. We dive into the details and your approval odds in this Community Bank Business Cash review.

Our Rating
3.8/5.0
Welcome Offer
$25
Annual Fee
$0
0% Intro on Purchases
6 billing cycles
Reward Rate
1% to 3% cash back
0% Intro on Balance Transfers
6 billing cycles
Welcome Offer
Get a $25 bonus reward applied to your account after your first purchase.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | 24/7 customer service |
Travel Perks | Auto Rental Collision Damage Waiver |
Rewards
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency |
Regular APR | 18.24% to 27.24% (V) APR |
Balance Transfers | 0% Intro APR for 6 months on balance transfers, then 18.24% to 27.24%(V) APR after that. |
Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater. |
Purchases | 0% Intro APR for 6 months on purchases, then 18.24% to 27.24% (V) APR after that. |
Pros & Cons
- Welcome offer
- No annual fee
- Up to 3% cash back
- High APR
- Foreign transaction fee
- Requires good credit
- Limited geographic availability
What Are the Best Alternatives?

Ink Business Cash® Credit Card
Rating
4.8
Rewards Range
1%-5%
Annual Fee
$0

The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee

Capital One Spark Cash Select for Good Credit
Rating
4.5
Rewards Range
1.5% to 5%
Annual Fee
$0