DCU Business Visa Platinum

The DCU Business Visa Platinum is for business owners who think they might need to carry a balance. There are no rewards, no welcome offer, and no 0% introductory APR offer. The only thing it has going for it is a low APR, possibly as low as 13.50% APR depending on your creditworthiness. There is no annual fee, cash advance fee, or balance transfer fee. You need to be a member of the credit union to apply, but there are several organizations you can donate to so you can qualify. This card is only available in the following states: MA, NH, RI, ME, VT and CT. We dive into the details in this DCU Business Visa review.

credit card

Our Rating

3.0/5.0

Welcome Offer

N/a

Annual Fee

$0

0% on Purchases

N/a

Reward Rate

No rewards

0% on Balance Transfers

N/a

Welcome Offer

None

Features & Benefits

Security
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits
Travel Perks

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2% will apply for each foreign currency transaction.
Regular APRas low as 13.50% APR (V) APR

What Credit Score Is Required to Get the DCU Business Visa Platinum

Pros & Cons

Pros
  • No annual fee
Cons
  • No welcome bonus
  • No rewards
  • Foreign transaction fee

What Are the Best Alternatives?

U.S. Bank Triple Cash Rewards Visa® Business Card
U.S. Bank Triple Cash Rewards Visa® Business Card

Rating

4.5

Rewards Range

1% - 5% Cash Back

Annual Fee

$0

Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card

Rating

4.6

Rewards Range

1.5%

Annual Fee

$0

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

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