DCU Business Visa Platinum
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The DCU Business Visa Platinum is for business owners who think they might need to carry a balance. There are no rewards, no welcome offer, and no 0% introductory APR offer. The only thing it has going for it is a low APR, possibly as low as 13.50% APR depending on your creditworthiness. There is no annual fee, cash advance fee, or balance transfer fee. You need to be a member of the credit union to apply, but there are several organizations you can donate to so you can qualify. This card is only available in the following states: MA, NH, RI, ME, VT and CT. We dive into the details in this DCU Business Visa review.
Our Rating
3.0/5.0
Welcome Offer
N/a
Annual Fee
$0
0% Intro on Purchases
N/a
Reward Rate
No rewards
0% Intro on Balance Transfers
N/a
Editorial Review
Features & Benefits
| Security | |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | |
| Travel Perks |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% will apply for each foreign currency transaction. |
| Regular APR | as low as 13.50% APR (V) APR |
Pros & Cons
- No annual fee
- No welcome bonus
- No rewards
- Foreign transaction fee
What Are the Best Alternatives?
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee