Rewards
Welcome Bonus
Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.
Pros & Cons
- Welcome bonus
- No foreign transaction fee
- Up to 3x miles
- Annual fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Purchase Protection, Return Guarantees, ShopRunner, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection |
Interest Rates & Fees
Annual Fee | $550 |
Foreign Transaction Fee | None |
Regular APR | 20.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the Delta SkyMiles Reserve
Based on data we’ve collected from public forums, a credit score of 760 or higher is ideal. But keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 10/06/2022 | Experian | ||
Approved | 10/06/2022 | TransUnion | ||
Approved | 10/06/2022 | Equifax |
What Are the Best Alternatives?

Southwest Rapid Rewards® Premier Credit Card
Rating
4.5
Rewards Range
2x - 3x Points
Annual Fee
$99

United Gateway(SM) Card
Rating
4.2
Rewards Range
1x - 2x Miles
Annual Fee
$0

Chase Sapphire Reserve®
Rating
Rewards Range
1x - 10x
Annual Fee
$550