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You are here: Home / Credit Cards / Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

January 3, 2023 by Gail Kellner

The Delta SkyMiles® Reserve American Express Card is a premium travel card designed for those who frequently fly Delta. You get a welcome bonus, some nice travel perks, including access to American Express Centurion lounges. American Express Centurion lounges are the gold standard among airport lounges; they usually have excellent food, cocktails, and some even offer complimentary spa services. There are a lot of nice Delta-related benefits with this card, but if you don’t have a strong preference for Delta, it’s probably not worth it. We dive into the details and your approval odds in this Delta SkyMiles Reserve review.

Delta SkyMiles® Reserve American Express Card
Learn More
Rates & Fees
Terms Apply
Our Rating
4.5/5.0
Welcome Offer
90,000 Miles
Annual Fee
$550
0% on Purchases
None
Rewards Rate
1x - 3x miles
0% on Balance Transfers
None

Rewards

3x miles
Delta Purchases
Earn 3X Miles on Delta purchases.
1x miles
All eligible purchases
Earn 1X Mile on all other eligible purchases.

Welcome Bonus

Earn 90,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.

Pros & Cons

Pros
  • Welcome bonus
  • No foreign transaction fee
  • Up to 3x miles
Cons
  • Annual fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay
BenefitsCell Phone Protection, Extended Warranty Coverage, Purchase Protection, Return Guarantees, ShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Free Checked Bags, Airport Lounge Access, Luggage Protection

Interest Rates & Fees

Annual Fee$550
Foreign Transaction FeeNone
Regular APR20.24% - 29.24% (V) APR

What Credit Score Is Required to Get the Delta SkyMiles Reserve

Based on data we’ve collected from public forums, a credit score of 760 or higher is ideal. But keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

App StatusDateCredit ScoreBureauCredit Limit
Approved10/06/2022
765
Experian
$15,000
Approved10/06/2022
774
TransUnion
$15,000
Approved10/06/2022
779
Equifax
$15,000

What Are the Best Alternatives?

Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card

Rating

4.5

Rewards Range

2x - 3x Points

Annual Fee

$99

Read Review
United Gateway(SM) Card
United Gateway(SM) Card

Rating

4.2

Rewards Range

1x - 2x Miles

Annual Fee

$0

Read Review
Chase Sapphire Reserve®
Chase Sapphire Reserve®

Rating

Rewards Range

1x - 10x

Annual Fee

$550

Read Review

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Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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