United Gateway Card
The card_name is an entry-level airline card designed for those who want a few travel benefits but don’t want to pay an annual fee. It has a 0% APR on purchases for the first 12 months months. Plus the signup bonus is easily achievable for most people. We dive into the details and your approval odds in this United Gateway Card review.
Earn 20,000 bonus miles
1x - 2x Miles
Welcome OfferEarn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Features & Benefits
|Security||EMV Chip Enabled|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay, Samsung Pay|
|Benefits||Extended Warranty Coverage, Purchase Protection|
|Travel Perks||Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Trip Delay Reimbursement, Trip Cancellation Insurance|
Interest Rates & Fees
|Foreign Transaction Fee||$0|
|Regular APR||21.24% - 28.24% (V) APR|
|Purchases||0% Intro APR for 12 months on purchases, then 21.24% - 28.24% (V) APR after that.|
What Credit Score Is Required to Get the United Gateway℠ Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
|App Status||Date||Credit Score||Bureau||Credit Limit|
- Welcome offer
- No annual fee
- No foreign transaction fee
- Earns Chase Ultimate Rewards points
- Requires good credit
What Are the Best Alternatives?
Delta SkyMiles® Blue American Express Card
1x - 2x Miles
Southwest Rapid Rewards® Premier Credit Card
2x - 3x Points
Capital One Venture Rewards Credit Card
2x - 5x miles