Edward Jones World Mastercard®
The Edward Jones World Mastercard® is designed for people with investment accounts through Edward Jones. It has okay ongoing rewards, no annual fee, and a 0% intro APR on balance transfers for the first 12 billing cycles, but it requires an excellent credit score and there is no sign-on bonus. You will need to either have an Edward Jones account or be willing to open one to qualify. The major selling point here is that you can redeem your reward points directly into your investment account. We dive into the details and your approval odds in this Edward Jones Mastercard review.
Our Rating
3.9/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
Reward Rate
1x - 4x points
0% on Balance Transfers
12
Welcome Offer
NoneFeatures & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Free credit score access, 24/7 customer service |
| Travel Perks | Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% of each foreign transaction |
| Regular APR | 18.24% (V) APR |
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 18.24%(V) APR after that. |
| Balance Transfer Fee | 0% on balances transferred within the first 60 days. After that, a balance transfer fee of 3% of each transfer amount ($5 minimum) will apply. |
What Credit Score Is Required to Get the Edward Jones World Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 06/25/2013 | TransUnion |
- No annual fee
- Easily invest reward points
- No welcome bonus
- Foreign transaction fee
- Requires excellent credit
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Wells Fargo AutographSM Card
Rating
4.8
Rewards Range
1x to 3x points
Annual Fee
$0
Related Stories
Editorial Note: We earn a commission from partner links on Doughroller. Commissions do not affect our authors’ or editors’ opinions or evaluations. Learn more here.