Edward Jones World Mastercard®
Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here.
The Edward Jones World Mastercard® is designed for people with investment accounts through Edward Jones. It has okay ongoing rewards, no annual fee, and a 0% intro APR on balance transfers for the first 12 months, but it requires an excellent credit score and there is no sign-on bonus. You will need to either have an Edward Jones account or be willing to open one to qualify. The major selling point here is that you can redeem your reward points directly into your investment account. We dive into the details and your approval odds in this Edward Jones Mastercard review.
Our Rating
3.9/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
1x – 4x points
0% Intro on Balance Transfers
12 months
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | Free credit score access, 24/7 customer service |
| Travel Perks | Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% of each foreign transaction |
| Regular APR | 17.74% (V) APR |
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 17.74%(V) APR after that. |
| Balance Transfer Intro Fee | 0% introductory fee for balances transferred within the first 60 days of opening the account |
| Balance Transfer Fee | 0% on balances transferred within the first 60 days. After that, a balance transfer fee of 3% of each transfer amount ($5 minimum) will apply. |
Pros & Cons
- No annual fee
- Easily invest reward points
- No welcome bonus
- Foreign transaction fee
- Requires excellent credit
What Are the Best Alternatives?
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Chase Freedom Unlimited®
Rating
4.9
Rewards Range
1.5% - 5%
Annual Fee
$0
Wells Fargo AutographSM Card
Rating
4.8
Rewards Range
1x to 3x points
Annual Fee
$0