everblue® Business Rewards Plus Credit Card
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The everblue® Business Rewards Plus Credit Card is a business rewards card designed for people who live in Northern New England. It has a welcome offer, no annual fee, and a unique rewards system. You’ll earn one point for every dollar you spend, and if you make a local purchase (defined as a business with a Card Acceptor ID in Maine or New Hampshire) you’ll earn another point. There is a 0% introductory APR offer on purchases and balance transfers for the first 6 months. If you live in Northern New England and want to support local businesses, this card is a good choice. We dive into the details and your approval odds in this everblue Business Rewards review.
Our Rating
3.5/5.0
Welcome Offer
Earn a $200 cash back reward (20,000 points)
Annual Fee
$0
0% on Purchases
6 months
Reward Rate
1x to 2x points
0% on Balance Transfers
6 months
Welcome Offer
Earn a $200 cash back reward (20,000 points) after you spend $5,000 within the first 90 days of account opening.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay |
| Benefits | 24/7 customer service |
| Travel Perks |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 16.99% - 24.99% (V) APR |
| Balance Transfers | 0% Intro APR for 6 months on balance transfers, then 16.99% - 24.99% (V) APR after that. |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Purchases | 0% Intro APR for 6 months on purchases, then 16.99% - 24.99% (V) APR after that. |
Pros & Cons
- Welcome offer
- No annual fee
- Up to 2 points (2% cash back)
- Foreign transaction fee
- Geographically limited
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
Capital One Spark Miles Select for Business
Rating
4.0
Rewards Range
1.5x to 5x miles
Annual Fee
$0