FNBO Business Edition® Secured Mastercard® Credit Card
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The FNBO Business Edition® Secured Mastercard® Credit Card is fairly unique: there are not that many secured business cards available. If you are a business owner who needs credit and doesn’t have a stellar credit rating, this card might work for you. You can request your credit limit with a deposit of $2,000 to $10,000. Most small business owners might do better to use a personal secured card while reestablishing their credit score, and then applying for a regular business credit card. We dive into the details and your approval odds in this FNBO Business Secured review.
Our Rating
2.5/5.0
Welcome Offer
None
Annual Fee
$39
0% on Purchases
N/a
Reward Rate
No rewards
0% on Balance Transfers
N/a
Welcome Offer
None
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver |
Rewards
Interest Rates & Fees
| Annual Fee | $39 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 25.99% (V) APR |
Pros & Cons
- Reports to all three credit bureaus
- Annual fee
- No welcome bonus
- No rewards
- High APR
- Foreign transaction fee
What Are the Best Alternatives?
Capital One Platinum Secured Credit Card
Rating
4.5
Rewards Range
N/A
Annual Fee
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
Rating
4.8
Rewards Range
1.5%
Annual Fee
$0
U.S. Bank Cash+® Visa® Secured Card
Rating
4.6
Rewards Range
1% - 5%
Annual Fee
$0