Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card is a travel rewards card designed for those who are loyal to the Hilton brand. It offers a generous welcome bonus and you get complimentary Diamond status with your card. There’s also a $250 airline credit and a $100 property credit. If you enjoy staying at hotels and resorts within the Hilton brand (this includes Waldorf Astoria and Conrad hotels and resorts) this card might be worth it for you. We dive into the details and your approval odds in this Hilton Honors Aspire review.
Our Rating
4.4/5.0
Welcome Offer
Earn 150,000 Hilton Honors Bonus Points
Annual Fee
$450
0% on Purchases
Reward Rate
3x to 14x points
0% on Balance Transfers
Welcome Offer
Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
| Benefits | Return Guarantees, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection |
Rewards
Interest Rates & Fees
| Annual Fee | $450 |
| Foreign Transaction Fee | None |
| Regular APR | 20.74% to 29.74% (V) APR |
Insurance
Premium Global Assist Hotline
Premium Global Assist® Hotline
Return Protection
If you try to return an eligible Item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Lost Baggage Insurance
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
What Credit Score Is Required to Get the Hilton Honors American Express Aspire Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 12/04/2019 | TransUnion | ||
| Approved | 12/04/2019 | Equifax | ||
| Approved | 12/04/2019 | Experian | ||
| Approved | 04/25/2021 | TransUnion | ||
| Approved | 04/25/2021 | Experian | ||
| Approved | 04/25/2021 | Equifax | ||
| Approved | 10/12/2020 | Experian |
- Welcome offer
- No foreign transaction fee
- Up to 14x points
- High APR
- Requires good credit
What Are the Best Alternatives?
Marriott Bonvoy Brilliant® American Express® Card
Rating
4.4
Rewards Range
2x - 6x points
Annual Fee
$650
Chase Sapphire Reserve®
Rating
4.9
Rewards Range
1x - 10x
Annual Fee
$550
Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395
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