Hilton Honors American Express Aspire Card
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The Hilton Honors American Express Aspire Card is a travel rewards card designed for those who are loyal to the Hilton brand. It offers a generous welcome bonus and you get complimentary Diamond status with your card. There’s also a $250 airline credit and a $100 property credit. If you enjoy staying at hotels and resorts within the Hilton brand (this includes Waldorf Astoria and Conrad hotels and resorts) this card might be worth it for you. We dive into the details and your approval odds in this Hilton Honors Aspire review.
Welcome Offer
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/8/2025. Terms Apply.
Our Rating
4.4/5.0
Welcome Offer
Earn 175,000 Hilton Honors Bonus Points
Annual Fee
$550
0% Intro on Purchases
None
Reward Rate
3x to 14x points
0% Intro on Balance Transfers
None
Welcome Offer
Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/8/2025.
Editorial Review
Features & Benefits
Security | EMV Chip Enabled, Zero Liability |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay |
Benefits | Return Guarantees, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, TSA PreCheck & Global Entry credit |
Rewards
Interest Rates & Fees
Annual Fee | $550 |
Foreign Transaction Fee | None |
Regular APR | 20.49% to 29.49% (V) APR |
Insurance
Premium Global Assist Hotline
Premium Global Assist® Hotline
Return Protection
If you try to return an eligible Item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Lost Baggage Insurance
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
What Credit Score Is Required to Get the Hilton Honors American Express Aspire Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 732
Average Approved Credit Score: 743
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 04/25/2021 | TransUnion | ||
Approved | 04/25/2021 | Experian | ||
Approved | 04/25/2021 | Equifax | ||
Approved | 10/12/2020 | Experian |
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 14x points
- High APR
- Requires good credit
What Are the Best Alternatives?
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Rating
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Rewards Range
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Capital One Venture X Rewards Credit Card
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