The Hilton Honors American Express Aspire Card is a travel rewards card designed for those who are loyal to the Hilton brand. It offers a generous welcome bonus and you get complimentary Diamond status with your card. There’s also a $250 airline credit and a $100 property credit. If you enjoy staying at hotels and resorts within the Hilton brand (this includes Waldorf Astoria and Conrad hotels and resorts) this card might be worth it for you. We dive into the details and your approval odds in this Hilton Honors Aspire review.
Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.
Features & Benefits
EMV Chip Enabled, Zero Liability
Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay
Return Guarantees, 24/7 customer service
Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection
On all other eligible purchases
Earn 3x points for each dollar spent on other eligible purchases.
Earn 7x points on car rentals booked directly with select car rental companies.
Earn 7x points on select travel including flights booked directly with airlines or AmexTravel.com.
Earn 7x points on dining at U.S. restaurants, including takeout and delivery.
Earn 14x points for eligible purchases at hotels and resorts in the Hilton portfolio.
Interest Rates & Fees
Foreign Transaction Fee
20.74% to 29.74% (V) APR
Premium Global Assist Hotline
Premium Global Assist® Hotline
You have access to 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
While Premium Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members may be responsible for the costs charged by third-party service providers. Premium Global Assist Hotline may provide emergency medical transportation assistance at no cost if approved and coordinated by Premium Global Assist Hotline. For full Terms and Conditions call 1-800-345-AMEX or see americanexpress.com/GAterms.
If you try to return an eligible Item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Lost Baggage Insurance
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to a combined maximum of $3,000 for checked and carry-on Baggage, which includes up to $2,000 for checked Baggage and up to $1,000 for any High Risk Items such as jewelry and electronics, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
What Credit Score Is Required to Get the Hilton Honors American Express Aspire Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.