Rewards
Welcome Offer
Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
Pros & Cons
- Welcome offer
- No foreign transaction fee
- Up to 6x points
- Annual fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled |
Contactless Payments | |
Benefits | Cell Phone Protection, Extended Warranty Coverage, Price Protection, Purchase Protection, Return Guarantees, ShopRunner, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
Annual Fee | $650 |
Foreign Transaction Fee | None |
Regular APR | 20.24% - 29.24% (V) APR |
What Credit Score Is Required to Get the Bonvoy Brilliant
Based on data we’ve collected from public forums, a credit score of 720 or higher is ideal. We have seen an approval with a score as low as 690, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 04/25/2022 | Experian | ||
Approved | 10/25/2021 | Experian | ||
Approved | 06/04/2021 | Experian | ||
Approved | 04/08/2021 | Equifax |
What Are the Best Alternatives?

Chase Sapphire Reserve®
Rating
4.9
Rewards Range
1x - 10x
Annual Fee
$550

Hilton Honors American Express Card
Rating
4.8
Rewards Range
3x to 7x points
Annual Fee
$0

Capital One Venture X Rewards Credit Card
Rating
4.9
Rewards Range
2x - 10x
Annual Fee
$395