Milestone Mastercard®

The Milestone Mastercard® is an unsecured card designed for those with poor credit. You apply for a credit card, and depending on your data, you’ll be approved for whatever version of this card Milestone Mastercard thinks you deserve. You may be approved for as high as a $700 credit limit (but possibly lower) but be sure you factor in the $175 the first year; $49 thereafter. Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) as well as the monthly maintenance fees ($0 a month for the first year and $12.50 a month thereafter). We dive into the details in this Milestone review.

Milestone Mastercard

Our Rating

1.0/5.0

Welcome Offer

N/a

Annual Fee

$175 the first year; $49 thereafter. Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)

0% on Purchases

N/a

Reward Rate

N/A

0% on Balance Transfers

N/a

Welcome Offer

None

Features & Benefits

SecurityZero Liability, Identity theft protection
Contactless Payments
BenefitsFree credit score access
Travel PerksNone

Rewards

Interest Rates & Fees

Annual Fee$175 the first year; $49 thereafter. Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Foreign Transaction Fee1% of each transaction in U.S. dollars
Regular APR35.90% (V) APR

Pros & Cons

Pros
  • Reports to all three credit bureaus
  • You may qualify for this card even if you have poor credit
Cons
  • Annual fee
  • No welcome bonus
  • No rewards
  • High APR
  • Foreign transaction fee
  • Monthly fee

What Are the Best Alternatives?

Capital One Platinum Secured Credit Card
Capital One Platinum Secured Credit Card

Rating

4.5

Rewards Range

N/A

Annual Fee

$0

Capital One Quicksilver Secured Cash Rewards Credit Card
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Rating

4.8

Rewards Range

1.5%

Annual Fee

$0

U.S. Bank Cash+® Visa® Secured Card
U.S. Bank Cash+® Visa® Secured Card

Rating

4.6

Rewards Range

1% - 5%

Annual Fee

$0

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