Rewards
1.5% cash back
Earn unlimited 1.5% cash back on the portion of your balance you pay within 10 days of your statement closing date. There's no cap on how much you can earn and no purchase categories.
Pros & Cons
Pros
- No foreign transaction fee
- Up to 1.5% Early Pay Discount
Cons
- Annual fee
- No welcome bonus
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, Choose your due date, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Interest Rates & Fees
There is no advertised interest rate because American Express expects your balance to be paid in full each and every month. If it's not, The Plum Card® from American Express offers the added benefit of allowing for payment 60 full days after your billing statement. Nearly all other charge cards require payment within the first month of the billing cycle.
| Annual Fee | $250 |
| Foreign Transaction Fee | None |
| Regular APR | N/A (V) APR |
What Are the Best Alternatives?
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
$0
Ink Business Unlimited® Credit Card
Rating
4.9
Rewards Range
1.5%
Annual Fee
$0
Capital One Spark Cash Select - $500 Cash Bonus
Rating
4.7
Rewards Range
1.5% - 5%
Annual Fee
$0
