Rewards
Signup Bonus
Earn a $200 bonus after spending $1,000 within your first 3 billing cycles.
Pros & Cons
- Welcome bonus
- No annual fee
- Up to 4% cash back
- Foreign transaction fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Card Lock |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | |
Travel Perks | None |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of each foreign transaction in U.S. dollars. |
Regular APR | 15.49% to 26.49% (V) APR |
0% Intro APR
Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 15.49% to 26.49%(V) APR after that. |
What Credit Score Is Required to Get the PNC Rewards?
Based on data we’ve collected from public forums, a credit score of 690 or higher is ideal. We have seen an approval with a score as low as 651, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 12/21/2020 | Experian | ||
Approved | 10/04/2019 | Equifax | ||
Approved | 10/04/2019 | Experian | ||
Approved | 10/04/2019 | TransUnion | ||
Approved | 02/01/2019 | Experian | ||
Approved | 11/06/2019 | TransUnion | ||
Denied | 07/30/2021 | Not Provided |
What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
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Annual Fee
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Chase Freedom Unlimited®
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4.9
Rewards Range
1.5% - 5%
Annual Fee
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Citi Custom Cash Card
Rating
4.7
Rewards Range
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Annual Fee
$0