The PNC Cash Rewards® Visa® Credit Card is a cash back card designed for people who spend, but not too much, as you are limited to an $8,000 annual cap on gas, dining, and grocery stores combined. After you meet the cap, you’ll earn 1% cash back on all purchases. The card also comes with a welcome bonus. We dive into the details and your approval odds in this PNC Rewards review.
Earn a $200 Bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening of a PNC Cash Rewards® Visa® Credit Card.
Features & Benefits
EMV Chip Enabled, Fraud Monitoring, Zero Liability, Card Lock
Tap to Pay, Apple Pay, Google Pay, Samsung Pay
Cell Phone Protection
1% cash back
On all other eligible purchases
1% cash back on all other purchases.
2% cash back
2% cash back on grocery store purchases for the first $8,000 in combined purchases in these categories annually.
3% cash back
3% cash back on dining purchases at restaurants, including fast food for the first $8,000 in combined purchases in these categories annually.
4% cash back
Earn 4% cash back on gas station purchases for the first $8,000 in combined purchases in these categories annually.
Interest Rates & Fees
Foreign Transaction Fee
3% of each foreign transaction in U.S. dollars.
19.24% to 30.24% (V) APR
0% Intro APR for 12 months on balance transfers, then 19.24% to 30.24%(V) APR after that.
Balance Transfer Fee
Intro balance transfer fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, applies for the first 90 days following account opening. After that, balance transfer fee of either $5 or 4% of the amount of each balance transfer, whichever is greater.
When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.
When you pay your monthly wireless bill with your eligible PNC Visa credit card, your cell phone is protected for the next calendar month if it is stolen or damaged. A maximum of 2 claims will be paid each 12-month period, with each claim subject to a $50 deductible. Additional terms, conditions and exclusions apply. If your credit card application is approved, you will be provided with a link to a Visa Guide to Benefits that contains complete details regarding the program.
What Credit Score Is Required to Get the PNC Cash Rewards® Visa® Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.