Rewards
Signup Bonus
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Pros & Cons
- Welcome offer
- Earn points towards a Companion Pass
- Annual fee
- Foreign transaction fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
Travel Perks | Free Checked Bags, Luggage Protection |
Interest Rates & Fees
Annual Fee | $69 |
Foreign Transaction Fee | 3% of the amount of each transaction in U.S. dollars. |
Regular APR | 20.49% - 27.49% (V) APR |
What Credit Score Is Required to Get the Rapid Rewards Plus
Based on data we’ve collected from public forums, a credit score of 700 or higher is ideal. We have seen an approval with a score as low as 680, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 02/11/2022 | Not Provided | ||
Approved | 08/06/2022 | Experian | ||
Approved | 05/22/2022 | Experian | ||
Approved | 02/24/2022 | Equifax |
What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95

Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0

Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95