Rewards
2x points
Earn 2x on Rapid Rewards hotel partners.
2x points
Earn 2x on Rapid Rewards car rental partners.
2x points
Earn 2X points on Southwest® purchases.
2x points
Earn 2X points on internet, cable, and phone services; select streaming.
2x points
Earn 2X points on local transit and commuting, including rideshare.
1x points
Earn 1 point for every $1 spent on all other purchases.
Signup Bonus
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Pros & Cons
Pros
- Welcome offer
- Earn points towards a Companion Pass
Cons
- Annual fee
- Foreign transaction fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Free Checked Bags, Luggage Protection |
Interest Rates & Fees
| Annual Fee | $69 |
| Foreign Transaction Fee | 3% of the amount of each transaction in U.S. dollars. |
| Regular APR | 20.49% - 27.49% (V) APR |
What Credit Score Is Required to Get the Rapid Rewards Plus
Based on data we’ve collected from public forums, a credit score of 700 or higher is ideal. We have seen an approval with a score as low as 680, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 02/11/2022 | Not Provided | ||
| Approved | 08/06/2022 | Experian | ||
| Approved | 05/22/2022 | Experian | ||
| Approved | 02/24/2022 | Equifax |
What Are the Best Alternatives?
Capital One Venture Rewards Credit Card
Rating
4.5
Rewards Range
2x - 5x miles
Annual Fee
$95
Delta SkyMiles® Blue American Express Card
Rating
4.4
Rewards Range
1x - 2x Miles
Annual Fee
$0
Chase Sapphire Preferred® Card
Rating
4.9
Rewards Range
1x - 5x points
Annual Fee
$95
