Southwest Rapid Rewards® Plus Credit Card

The card_name is a cobranded airline card designed for those who enjoy flying Southwest occasionally. If you fly Southwest all the time, you might be better served by the Priority card, which has more benefits (and a higher annual fee). This card offers a good welcome bonus, plus you get 3,000 anniversary points each year. You get two Early-Bird Check-ins each year as well. When you fly Southwest, your first two bags are free. We dive into the details and your approval odds in this Rapid Rewards Plus review.

Our Rating

4.2/5.0

Welcome Offer

Earn 50,000 bonus points

Annual Fee

$69

0% Intro on Purchases

Reward Rate

1x – 2x points

0% Intro on Balance Transfers

Welcome Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Alerts
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsExtended Warranty Coverage, Purchase Protection, 24/7 customer service
Travel PerksFree Checked Bags, Luggage Protection

Rewards

1x points
On all other eligible purchases
Earn 1 point for every $1 spent on all other purchases.
2x points
Hotels
Earn 2x on Rapid Rewards hotel partners.
2x points
Rental Cars
Earn 2x on Rapid Rewards car rental partners.
2x points
Southwest Purchases
Earn 2X points on Southwest® purchases.
2x points
Streaming services
Earn 2X points on internet, cable, and phone services; select streaming.
2x points
Transit
Earn 2X points on local transit and commuting, including rideshare.

Interest Rates & Fees

Annual Fee$69
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR20.99% - 27.99% (V) APR

What Credit Score Is Required to Get the Southwest Rapid Rewards® Plus Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 680

Average Approved Credit Score: 739

App StatusDateCredit ScoreBureauCredit Limit
Approved02/11/2022
715
Not Provided
$20,000
Approved08/06/2022
680
Experian
$9,600
Approved05/22/2022
802
Experian
$12,800
Approved02/24/2022
760
Equifax
$10,700

Pros & Cons

Pros
  • Welcome offer
  • Earn points towards a Companion Pass
Cons
  • Annual fee
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card

Rating

4.5

Rewards Range

2x - 5x miles

Annual Fee

$95

Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Blue American Express Card

Rating

4.4

Rewards Range

1x - 2x Miles

Annual Fee

$0

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card

Rating

4.9

Rewards Range

1x - 5x points

Annual Fee

$95

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