Synchrony Premier World Mastercard
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The Synchrony Premier World Mastercard® is a cash back card designed for people who want a straightforward rewards structure plus cell phone protection. This card allows you to earn 2% cash back on any purchase. It’s nice that it doesn’t have an annual fee, but it doesn’t offer a welcome bonus or many perks either. Whatever cash back you earn is automatically credited to your statement every month. We dive into the details and your approval odds in this Synchrony Premier review.
Our Rating
4.6/5.0
Welcome Offer
None
Annual Fee
$0
0% Intro on Purchases
None
Reward Rate
2%
0% Intro on Balance Transfers
None
Editorial Review
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Purchase Protection, ShopRunner, 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Concierge Services, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction converted to U.S. dollars |
| Regular APR | 19.24%, 28.24%, or 34.99% (V) APR |
What Credit Score Is Required to Get the Synchrony Premier World Mastercard®
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 765
Average Approved Credit Score: 765
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/04/2023 | Experian |
Pros & Cons
- No annual fee
- 2% cash back
- No welcome bonus
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Citi® Double Cash Card
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
PayPal Cashback Mastercard
Rating
3.8
Rewards Range
1.5% to 3%
Annual Fee
$0