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You are here: Home / Credit Cards / Synchrony Premier World Mastercard

Synchrony Premier World Mastercard

April 6, 2022 by Matthew Chaffin

The Synchrony Premier World Mastercard® is a cash back card designed for people who want a straightforward rewards structure plus cell phone protection. It’s nice that it doesn’t have an annual fee, but it doesn’t offer a welcome bonus or many rewards either. Whatever cash back you earn is automatically credited to your statement every month. We dive into the details and your approval odds in this Synchrony Premier review.

Synchrony Premier World Mastercard®
Learn More
Our Rating
4.6/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
None
Rewards Rate
2%
0% on Balance Transfers
None

Pros & Cons

Pros
  • No annual fee
  • 2% cash back
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Purchase Protection, ShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance

Rewards

2% cash back
All eligible purchases
Earn 2% cash back on every purchase

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee 3% of each transaction converted to U.S. dollars
Regular APR16.24%, 22.24%, or 29.24% (V) APR

What Credit Score Is Required to Get the Synchrony Premier

Based on data we’ve collected from public forums, a credit score of 720 or higher is ideal. We have seen an approval with a score as low as 690, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved01/03/2021
791
TransUnion
$7,500
Approved12/08/2021
709
Experian
$10,000
Approved01/03/2021
773
Equifax
$7,500
Approved01/03/2021
779
Equifax
$7,500
Approved08/11/2021
749
TransUnion
$7,000
Approved12/17/2020
690
TransUnion
$3,000

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Read Review
Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

Read Review
PayPal Cashback Mastercard
PayPal Cashback Mastercard

Rating

4.9

Rewards Range

2% to 3%

Annual Fee

$0

Read Review

Related Articles

  • Best 2% Cash Back Credit Cards of 2023
  • Citi® Double Cash Card vs. Synchrony Premier World Mastercard®
  • Wells Fargo Active Cash® Card vs. Synchrony Premier World Mastercard®

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About Allcards.com

Rob Berger founded allcards.com in 2008 to help consumers make data-driven decisions about credit cards and banking. A retired trial attorney, he’s written about credit cards, banking and personal finance since 2007, and is the author of Retire Before Mom and Dad.

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