Synchrony Premier World Mastercard

The Synchrony Premier World Mastercard® is a cash back card designed for people who want a straightforward rewards structure plus cell phone protection. It’s nice that it doesn’t have an annual fee, but it doesn’t offer a welcome bonus or many rewards either. Whatever cash back you earn is automatically credited to your statement every month. We dive into the details and your approval odds in this Synchrony Premier review.

Our Rating

4.6/5.0

Welcome Offer

N/a

Annual Fee

$0

0% on Purchases

N/a

Reward Rate

2%

0% on Balance Transfers

N/a

The Synchrony Premier World Mastercard is a 2% cash back card that is now available to the public. This card allows you to earn 2% cash back on any purchase. With no annual fee, this card makes it very easy to earn rewards, and they are then automatically sent to your statement each month. The Synchrony Premier World Mastercard is a easy to use cash back card, that requires very minimum effort from the card holder.

Welcome Offer

None

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Purchase Protection, ShopRunner, 24/7 customer service
Travel PerksAccess to Special Events and Concerts, Concierge Services, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance

Rewards

2% cash back
All eligible purchases
Earn 2% cash back on every purchase

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee 3% of each transaction converted to U.S. dollars
Regular APR19.24%, 25.24%, or 32.24% (V) APR

Pros & Cons

Pros
  • No annual fee
  • 2% cash back
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

PayPal Cashback Mastercard
PayPal Cashback Mastercard

Rating

4.9

Rewards Range

2% to 3%

Annual Fee

$0

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