Pros & Cons
- No annual fee
- 2% cash back
- No welcome bonus
- Foreign transaction fee
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Identity theft protection |
Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
Benefits | Cell Phone Protection, Purchase Protection, ShopRunner, 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Concierge Services, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | 3% of each transaction. |
Regular APR | 16.24%, 22.24%, or 29.24% (V) APR |
What Credit Score Is Required to Get the Synchrony Premier
Based on data we’ve collected from public forums, a credit score of 720 or higher is ideal. We have seen an approval with a score as low as 690, but keep in mind that credit card issuers consider more than just your credit score when evaluating a credit card application.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 01/03/2021 | TransUnion | ||
Approved | 12/08/2021 | Experian | ||
Approved | 01/03/2021 | Equifax | ||
Approved | 01/03/2021 | Equifax | ||
Approved | 08/11/2021 | TransUnion | ||
Approved | 12/17/2020 | TransUnion |
What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
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Annual Fee
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Wells Fargo Active Cash Card
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PayPal Cashback Mastercard
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Rewards Range
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