Upgrade Visa Card
The Upgrade Visa Card combines the flexibility of a credit card with the fixed rates of a personal loan. Use anywhere Visa is accepted and 1.5% cash back as make payments on the card. No annual fee.
Our Rating
4.5/5.0
4.5/5.0
Welcome Bonus
$200
$200
Annual Fee
$0
$0
0% on Purchases
None
None
Rewards Rate
1.5%
1.5%
0% on Balance Transfers
None
None
Snapshot
- 1.5% cash back on payments
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
Editorial Review
Pros & Cons
Pros
- Upgrade card available to those with fair credit
- Fixed interest rates make payments more predictable
- 1.5% cash back on payments
- No fees
- Low interest rate for those who qualify
Cons
- No signup bonus
- Interest rate can be high depending on your credit