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You are here: Home / Credit Cards / Upgrade Visa Card

Upgrade Visa Card

June 3, 2021 by Rob Berger

The Upgrade Visa Card combines the flexibility of a credit card with the fixed rates of a personal loan. Use anywhere Visa is accepted and 1.5% cash back as make payments on the card. No annual fee.

Upgrade Visa Card
Learn More
Our Rating
4.5/5.0
Welcome Bonus
$200
Annual Fee
$0
0% on Purchases
None
Rewards Rate
1.5%
0% on Balance Transfers
None

Snapshot

  • 1.5% cash back on payments
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • $200 bonus when you open a Rewards Checking account and make 3 debit card transactions

Editorial Review

Pros & Cons

Pros

  • Upgrade card available to those with fair credit
  • Fixed interest rates make payments more predictable
  • 1.5% cash back on payments
  • No fees
  • Low interest rate for those who qualify

Cons

  • No signup bonus
  • Interest rate can be high depending on your credit

About Rob Berger

Rob Berger is the founder of allCards.com. He's written about personal finance and investing since 2007 and is the author of the highly acclaimed book, Retire Before Mom and Dad. He is a former litigation attorney in the securities field and the Founding Editor of Forbes Advisor.

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