Pros & Cons
- No annual fee
- Up to 6x points
- No welcome bonus
- Foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay, Samsung Pay|
|Benefits||Cell Phone Protection, Price Protection, Purchase Protection, Free credit score access, 24/7 customer service|
|Travel Perks||Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance|
Interest Rates & Fees
|Foreign Transaction Fee||1% of the transaction amount in U.S. dollars.|
|Regular APR||15.74%, 15.99%, 17.99%, 17.99% or 18.00% (V) APR|
What Credit Score Is Required to Get the USALLIANCE Visa?
There are a limited number of data points for this card. You may need at least a score of 670 to be approved, but a score above 700 is more likely. Keep in mind that credit card companies consider more than just your credit score when evaluating a credit card application.
|App Status||Date||Credit Score||Bureau||Credit Limit|
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Capital One SavorOne Cash Rewards Credit Card
Citi® Double Cash Card - 18 month BT offer
1% to 2%