USALLIANCE Visa Signature Credit Card

The USALLIANCE Visa Signature Credit Card is a rewards card designed for people who want decent rewards for no annual fee. It offers solid rewards at grocery stores, but less for other types of purchases. There is no introductory APY offer and there’s no welcome bonus, but considering that it doesn’t have an annual fee, this is a good option. You get some travel benefits and cell phone protection with the Visa Signature benefits. We dive into the details and your approval odds in this USALLIANCE Visa review.

USAlliance Visa Signature

Our Rating

/5.0

Welcome Offer

Annual Fee

$0

0% on Purchases

Reward Rate

3x to 6x points

0% on Balance Transfers

Welcome Offer

None

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Price Protection, Purchase Protection, Free credit score access, 24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Airport Lounge Access, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

2x points
On all other eligible purchases
2x on all other eligible purchases.
6x points
U.S. supermarkets
6x points on eligible grocery store purchases.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee1% of the transaction amount in U.S. dollars.
Regular APR15.74%, 15.99%, 17.99%, 17.99% or 18.00% (V) APR

Pros & Cons

Pros
  • No annual fee
  • Up to 6x points
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Rating

4.4

Rewards Range

1%-3%

Annual Fee

$0

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Rating

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Rewards Range

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Annual Fee

$0

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
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Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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