Rewards
6x points
6x points on eligible grocery store purchases.
3x points
3x on all other eligible purchases.
Pros & Cons
Pros
- No annual fee
- Up to 6x points
Cons
- No welcome bonus
- Foreign transaction fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Price Protection, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars. |
| Regular APR | 15.74%, 15.99%, 17.99%, 17.99% or 18.00% (V) APR |
What Credit Score Is Required to Get the USALLIANCE Visa?
There are a limited number of data points for this card. You may need at least a score of 670 to be approved, but a score above 700 is more likely. Keep in mind that credit card companies consider more than just your credit score when evaluating a credit card application.
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 09/22/2022 | Not Provided |
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Rating
4.3
Rewards Range
1-3%
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0