USALLIANCE Visa Signature Credit Card
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The USALLIANCE Visa Signature Credit Card is a rewards card designed for people who want decent rewards for no annual fee. It offers solid rewards at grocery stores, but less for other types of purchases. There is no introductory APY offer and there’s no welcome bonus, but considering that it doesn’t have an annual fee, this is a good option. You get some travel benefits and cell phone protection with the Visa Signature benefits. We dive into the details and your approval odds in this USALLIANCE Visa review.
Our Rating
/5.0
Welcome Offer
Annual Fee
$0
0% on Purchases
Reward Rate
3x to 6x points
0% on Balance Transfers
Welcome Offer
None
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Cell Phone Protection, Price Protection, Purchase Protection, Free credit score access, 24/7 customer service |
| Travel Perks | Concierge Services, Emergency Travel Assistance, Airport Lounge Access, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% of the transaction amount in U.S. dollars. |
| Regular APR | 15.74%, 15.99%, 17.99%, 17.99% or 18.00% (V) APR |
What Credit Score Is Required to Get the USALLIANCE Visa Signature Credit Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 812
Average Approved Credit Score: 812
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 09/22/2022 | Not Provided |
Pros & Cons
- No annual fee
- Up to 6x points
- No welcome bonus
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Blue Cash Everyday® Card from American Express
Rating
4.4
Rewards Range
1%-3%
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Rating
4.5
Rewards Range
1% -10%
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0