USALLIANCE Visa Signature Credit Card

The USALLIANCE Visa Signature Credit Card is a rewards card designed for people who want decent rewards for no annual fee. It offers solid rewards at grocery stores, but less for other types of purchases. There is no introductory APY offer and there’s no welcome bonus, but considering that it doesn’t have an annual fee, this is a good option. You get some travel benefits and cell phone protection with the Visa Signature benefits. We dive into the details and your approval odds in this USALLIANCE Visa review.

USAlliance Visa Signature

Our Rating

/5.0

Welcome Offer

Annual Fee

$0

0% Intro on Purchases

Reward Rate

3x to 6x points

0% Intro on Balance Transfers

Editorial Review

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
BenefitsCell Phone Protection, Price Protection, Purchase Protection, Free credit score access, 24/7 customer service
Travel PerksConcierge Services, Emergency Travel Assistance, Airport Lounge Access, Trip Delay Reimbursement, Roadside Assistance, Travel Accident Insurance, Trip Cancellation Insurance

Rewards

2x points
On all other eligible purchases
2x on all other eligible purchases.
6x points
U.S. supermarkets
6x points on eligible grocery store purchases.

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee1% of the transaction amount in U.S. dollars.
Regular APR15.74%, 15.99%, 17.99%, 17.99% or 18.00% (V) APR

What Credit Score Is Required to Get the USALLIANCE Visa Signature Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 812

Average Approved Credit Score: 812

App StatusDateCredit ScoreBureauCredit Limit
Approved09/22/2022
812
Not Provided
$15,000

Pros & Cons

Pros
  • No annual fee
  • Up to 6x points
Cons
  • No welcome bonus
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express

Rating

4.4

Rewards Range

1%-3%

Annual Fee

$0

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

Citi<sup>®</sup> Double Cash Card
Citi® Double Cash Card

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

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