Wells Fargo Business Elite Signature Card
The Wells Fargo Business Elite Signature Card is a business card designed for small businesses with annual sales over $1 million. You can choose whether you want your signup bonus and rewards as cash back or as points. You can get up to 200 employee cards, and there are various spending controls you can add to the employee cards. There are some nice travel perks included, and the annual fee is waived for the first year. There are other business cards that earn at least 2% cash back with no annual fee, but if you have a lot of employees who need cards and you want some control over their spending, this card might work for you. We dive into the details in this Wells Fargo Business Elite review.
4.5/5.0
1000
$0 first year, and then $125
None
1.5% or 1x points
None
Welcome Offer
Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $25,000 in the first three months after account open date.Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | |
| Benefits | Extended Warranty Coverage, Purchase Protection, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Emergency Travel Assistance, Luggage Protection, Trip Delay Reimbursement, Travel Accident Insurance, Trip Cancellation Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 first year, and then $125 |
| Foreign Transaction Fee | None |
| Regular APR | 11.99% (V) APR |
What Credit Score Is Required to Get the Wells Fargo Business Elite Signature Card
- Welcome offer
- No foreign transaction fee
- Annual fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Cash® Credit Card
Rating
4.9
Rewards Range
1%-5%
Annual Fee
$0
American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
Ink Business Premier℠ Credit Card
Rating
4.7
Rewards Range
2%-5%
Annual Fee
$195