Wells Fargo Signify Business Cash(SM) Card
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The Wells Fargo Signify Business Cash(SM) Card is a new business credit card designed for small business owners. There is an excellent welcome offer and a 0% introductory APR on purchases for 12 months. Cardholders earn an unlimited 2% cash back on all eligible purchases, which is good for a card with no annual fee. Employee cards are free, and there is a priority pass “pay as you go” membership, which gets you a discount for Priority Pass airport lounges. We dive into the details and your approval odds in this Signify Business Cash review.
Our Rating
4.5/5.0
Welcome Offer
$500
Annual Fee
$0
0% on Purchases
12 months
Reward Rate
2% cash back
0% on Balance Transfers
N/A
Welcome Offer
Earn a $500 cash rewards bonus when you spend $5,000 in purchases in the first 3 months.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal |
| Benefits | 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Airport Lounge Access, Travel Accident Insurance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction converted to U.S. dollars. |
| Regular APR | 18.49% to 26.49% (V) APR |
| Purchases | 0% Intro APR for 12 months on purchases, then 18.49% to 26.49% (V) APR after that. |
What Credit Score Is Required to Get the Wells Fargo Signify Business Cash(SM) Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 745
Average Approved Credit Score: 745
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 04/29/2024 | Experian |
Pros & Cons
- Welcome offer
- No annual fee
- Unlimited 2% cash back
- High APR
- Foreign transaction fee
- Requires good credit
What Are the Best Alternatives?
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0