DCU Business Visa Platinum Plus

The DCU Business Visa Platinum Plus is an almost a twin of the DCU Business Visa Platinum, with both cards issued by the Massachusetts based Digital Credit Union. This card also has no annual fee, no cash advance fee, and no balance transfer fee. It doesn’t have any rewards, welcome offer, or 0% introductory APR offer, either.

The main difference between these cards appears to be that this card offers individual cards with separate account numbers for employees. You get a separate statement for each card, but you can combine them all and just pay one bill. Both cards have a maximum credit line of $25,000. As with the other DCU credit card, if you make as little as a $10 donation to an organization DCU supports, you can apply for a credit card. Note this card is only available in the following states: MA, NH, RI, ME, VT and CT. We dive into the details in this DCU Business Plus review.

credit card

Our Rating

3.0/5.0

Welcome Offer

N/a

Annual Fee

$0

0% on Purchases

N/a

Reward Rate

No rewards

0% on Balance Transfers

N/a

Welcome Offer

None

Features & Benefits

Security
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits
Travel Perks

Rewards

Interest Rates & Fees

Annual Fee$0
Foreign Transaction Fee2% will apply for each foreign currency transaction
Regular APRas low as 13.50% APR (V) APR

What Credit Score Is Required to Get the DCU Business Visa Platinum Plus

Pros & Cons

Pros
  • No annual fee
  • Employee cards available
Cons
  • No welcome bonus
  • No rewards
  • Foreign transaction fee

What Are the Best Alternatives?

U.S. Bank Triple Cash Rewards Visa® Business Card
U.S. Bank Triple Cash Rewards Visa® Business Card

Rating

4.5

Rewards Range

1% - 5% Cash Back

Annual Fee

$0

Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card

Rating

4.6

Rewards Range

1.5%

Annual Fee

$0

The American Express Blue Business Cash™ Card
The American Express Blue Business Cash™ Card

Rating

4.6

Rewards Range

1% - 2%

Annual Fee

No annual fee

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