DCU Business Visa Platinum Plus
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The DCU Business Visa Platinum Plus is an almost a twin of the DCU Business Visa Platinum, with both cards issued by the Massachusetts based Digital Credit Union. This card also has no annual fee, no cash advance fee, and no balance transfer fee. It doesn’t have any rewards, welcome offer, or 0% introductory APR offer, either.
The main difference between these cards appears to be that this card offers individual cards with separate account numbers for employees. You get a separate statement for each card, but you can combine them all and just pay one bill. Both cards have a maximum credit line of $25,000. As with the other DCU credit card, if you make as little as a $10 donation to an organization DCU supports, you can apply for a credit card. Note this card is only available in the following states: MA, NH, RI, ME, VT and CT. We dive into the details in this DCU Business Plus review.
Our Rating
3.0/5.0
Welcome Offer
N/a
Annual Fee
$0
0% on Purchases
N/a
Reward Rate
No rewards
0% on Balance Transfers
N/a
Welcome Offer
None
Features & Benefits
| Security | |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | |
| Travel Perks |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% will apply for each foreign currency transaction |
| Regular APR | as low as 13.50% APR (V) APR |
Pros & Cons
- No annual fee
- Employee cards available
- No welcome bonus
- No rewards
- Foreign transaction fee
What Are the Best Alternatives?
U.S. Bank Triple Cash Rewards Visa® Business Card
Rating
4.5
Rewards Range
1% - 5% Cash Back
Annual Fee
$0
Ink Business Unlimited® Credit Card
Rating
4.6
Rewards Range
1.5%
Annual Fee
$0
The American Express Blue Business Cash™ Card
Rating
4.6
Rewards Range
1% - 2%
Annual Fee
No annual fee