Anyone loyal to Southwest Airlines will want to consider applying for one of Chase's co-branded Southwest credit cards. These cards offer great Southwest perks and benefits; plus, if you rack up 135,000 points, you can earn a Companion Pass®. A Companion Pass® allows a guest to fly with you for the cost of taxes and fees (as low as $5.60 per flight) every time you fly. The question is, which Southwest credit card should you go for?
Card | Type of Card | Welcome Bonus | Annual Fee |
---|---|---|---|
Southwest Rapid Rewards® Plus Credit Card | Personal | Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening. | $69 |
Southwest Rapid Rewards® Priority Credit Card | Personal | Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening. | $149 |
Southwest Rapid Rewards® Premier Credit Card | Personal | Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening. | $99 |
Southwest® Rapid Rewards® Performance Business Credit Card | Business | Earn 80,000 points after you spend $5,000 on purchases in the first 3 months. | $199 |
Southwest® Rapid Rewards® Premier Business Credit Card | Business | Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. | $99 |
Southwest Consumer Credit Cards
Southwest Rapid Rewards® Plus Credit Card
Best for a low annual fee

Rewards:
Welcome Bonus: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee: $69
Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Approval Odds:
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 02/11/2022 | Not Provided | ||
Approved | 08/06/2022 | Experian | ||
Approved | 05/22/2022 | Experian | ||
Approved | 02/24/2022 | Equifax |
Southwest Rapid Rewards® Priority Credit Card
Best Southwest Credit Card overall

Rewards:
Welcome Bonus: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee: $149
Foreign Transaction Fee: $0
Approval Odds:
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 02/24/2022 | Not Provided | ||
Approved | 05/01/2019 | Equifax | ||
Approved | 03/20/2020 | Equifax | ||
Approved | 05/01/2019 | Experian | ||
Denied | 03/16/2022 | Experian |
Southwest Rapid Rewards® Premier Credit Card
Best mid-tier Southwest card

Rewards:
Welcome Bonus: Earn 60,000 bonus points plus a 30% off promo code after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee: $99
Foreign Transaction Fee: $0
Approval Odds:
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.
App Status | Date | Credit Score | Bureau | Credit Limit |
---|---|---|---|---|
Approved | 11/19/2019 | Experian | ||
Approved | 11/19/2019 | TransUnion | ||
Approved | 11/19/2019 | Equifax | ||
Approved | 08/06/2022 | Experian |
Southwest Business Credit Cards
Southwest® Rapid Rewards® Performance Business Credit Card
Best for Business Owners

Rewards:
Welcome Bonus: Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
Annual Fee: $199
Foreign Transaction Fee: $0
Southwest® Rapid Rewards® Premier Business Credit Card
Best for Business Owners on a Budget

Rewards:
Welcome Bonus: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Annual Fee: $99
Foreign Transaction Fee: $0
Final Thoughts
Southwest Airlines is a great airline, and Chase offers five co-branded Southwest cards to choose from, both personal and business. Generous welcome bonuses can help you earn a coveted Companion Pass®, which is like a buy one, get one free deal. If you are not a huge Southwest fan, consider a more general rewards card such as the Chase Sapphire Preferred® Card. Happy Travels!