TD Cash Credit Card

The card_name offers a welcome bonus and up to 3% cash back on the category of your choice. This card is best for cash back rewards on everyday purchases. Plus, there’s no annual fee.

Our Rating
4.2/5.0

Welcome Offer
Bonus Cash Back: Earn $150 Cash Back

Annual Fee
None

0% on Purchases
N/A

Reward Rate
1% to 3%

0% on Balance Transfers
for first 12 billing cycles after account opening. After that 20.24%, 25.24% or 30.24% variable APR based on your credit worthiness

Welcome Offer

Bonus Cash Back: Earn $150 Cash Back when you spend $500 within 90 days after account opening

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksRoadside Assistance

Rewards

1% cash back
On all other eligible purchases
1% Cash Back on other purchases.
2% cash back
Select Categories
Choose your top two Spend Categories to earn unlimited 3% and 2% Cash Back.
3% cash back
Select Categories
Choose your top two Spend Categories to earn unlimited 3% and 2% Cash Back.
5% cash back
Gas
Limited Time Offer: Earn 5% Cash Back on gas purchases for 6 months or up to $6,000 in spend.

Interest Rates & Fees

Annual FeeNone
Foreign Transaction Fee3% of each transaction in U.S. dollars
Regular APR20.24%, 25.24% or 30.24% (V) APR
Balance Transfers0% Intro APR for 12202425243024 months on balance transfers, then 20.24%, 25.24% or 30.24%(V) APR after that.
Balance Transfer Fee$5 or 3% of transfer whichever amount is greater

What Credit Score Is Required to Get the TD Cash Credit Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App StatusDateCredit ScoreBureauCredit Limit
Approved10/06/2020
755
Experian
$2,000
Approved12/03/2018
734
TransUnion
$6,000
Pros
  • Welcome offer
  • No annual fee
  • Up to 3% cash back
Cons
  • Foreign transaction fee
  • Requires good credit

What Are the Best Alternatives?

Citi<sup>®</sup> Double Cash Card - 18 month BT offer
Citi® Double Cash Card - 18 month BT offer

Rating

4.9

Rewards Range

1% to 2%

Annual Fee

$0

Citi Custom Cash® Card
Citi Custom Cash® Card

Rating

4.7

Rewards Range

1% - 5%

Annual Fee

$0

Capital One SavorOne Cash Rewards Credit Card
Capital One SavorOne Cash Rewards Credit Card

Rating

4.5

Rewards Range

1% -10%

Annual Fee

$0

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