Rewards
3% cash back
3% Cash Back on dining – including takeout and delivery.
2% cash back
2% Cash Back at grocery stores.
1% cash back
1% Cash Back on other purchases.
Signup Bonus
Limited Time Offer: Earn 5% on Gas purchases for 6 months or up to a $6,000 spend.
Pros & Cons
Pros
- Welcome offer
- No annual fee
- Up to 3% cash back
Cons
- Foreign transaction fee
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Roadside Assistance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
| Regular APR | 19.49%, 24.49% or 29.49% (V) APR |
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
Citi Custom Cash Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Rating
4.3
Rewards Range
1-3%
Annual Fee
$0