3% cash back
3% Cash Back on dining – including takeout and delivery.
2% cash back
2% Cash Back at grocery stores.
1% cash back
1% Cash Back on other purchases.
Limited Time Offer: Earn 5% on Gas purchases for 6 months or up to a $6,000 spend.
Pros & Cons
- Welcome offer
- No annual fee
- Up to 3% cash back
- Foreign transaction fee
- Requires good credit
Features & Benefits
|Security||EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts, Identity theft protection|
|Contactless Payments||Tap to Pay, Apple Pay, Google Pay, Samsung Pay|
|Benefits||24/7 customer service|
|Travel Perks||Roadside Assistance|
Interest Rates & Fees
|Foreign Transaction Fee||3% of each transaction in U.S. dollars|
|Regular APR||19.49%, 24.49% or 29.49% (V) APR|
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
1% to 2%
Citi Custom Cash Card
1% - 5%
Capital One SavorOne Cash Rewards Credit Card