Rewards
3x points
Earn 3 points per dollar spent at grocery stores and discount stores.
3x points
Earn 3 points per dollar spent at restaurants and fast food locations.
3x points
Earn 3 points per dollar spent at gas stations.
1x points
Earn 1 point per dollar spent on all other purchases.
Signup Bonus
Earn 15,000 bonus points after spending $1,500 within your first 90 days of account opening.
Pros & Cons
Pros
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 3x points
Cons
- Requires good credit
Features & Benefits
| Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
| Contactless Payments | Tap to Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 16.49% to 24.49% (V) APR |
0% Intro APR
| Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 16.49% to 24.49%(V) APR after that. |
| Purchases | 0% Intro APR for 12 months on purchases, then 16.49% to 24.49% (V) APR after that. |
What Are the Best Alternatives?
Citi® Double Cash Card - 18 month BT offer
Rating
4.9
Rewards Range
1% to 2%
Annual Fee
$0
U.S. Bank Cash+ Visa Signature Card
Rating
4.8
Rewards Range
1% - 5%
Annual Fee
$0
Citi Custom Cash Card
Rating
4.7
Rewards Range
1% - 5%
Annual Fee
$0