Rewards
Signup Bonus
Earn 15,000 bonus points after spending $1,500 within your first 90 days of account opening.
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 3x points
- Requires good credit
Features & Benefits
Security | EMV Chip Enabled, Fraud Monitoring, Zero Liability, Alerts |
Contactless Payments | Tap to Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay |
Benefits | 24/7 customer service |
Travel Perks | Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Emergency Travel Assistance |
Interest Rates & Fees
Annual Fee | $0 |
Foreign Transaction Fee | None |
Regular APR | 16.49% to 24.49% (V) APR |
0% Intro APR
Balance Transfers | 0% Intro APR for 12 months on balance transfers, then 16.49% to 24.49%(V) APR after that. |
Purchases | 0% Intro APR for 12 months on purchases, then 16.49% to 24.49% (V) APR after that. |
What Are the Best Alternatives?

Citi® Double Cash Card - 18 month BT offer
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Citi Custom Cash Card
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Rewards Range
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