The card_name is an airline rewards card designed for people who prefer to fly United and fly several times a year. It has an excellent signup bonus and some nice travel perks (two free checked bags), but you can only spend your points on merch, United or a Star Alliance airline, car rentals, and hotels via MileagePlus. Also, the annual fee is $525 and is hard to justify unless you fly United frequently and strongly prefer it to any other airline. We dive into the details and your approval odds in this United Infinite review.
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Features & Benefits
EMV Chip Enabled, Fraud Monitoring, Zero Liability
Tap to Pay, Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, PayPal
Extended Warranty Coverage, Purchase Protection, Return Guarantees, 24/7 customer service
Access to Special Events and Concerts, Auto Rental Collision Damage Waiver, Concierge Services, Free Checked Bags, Airport Lounge Access, Luggage Protection, Trip Delay Reimbursement, Trip Cancellation Insurance, TSA PreCheck & Global Entry credit
On all other eligible purchases
Earn 1 mile per $1 spent on all other purchases.
Earn 2 miles per $1 spent on all other travel.
Earn 2 miles per $1 spent on all other dining.
Earn 4 miles per $1 spent on United® purchases.
Interest Rates & Fees
Foreign Transaction Fee
21.74% - 28.74% (V) APR
Trip Delay Insurance
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^^^^
Trip Cancellation and Interruption Insurance
If your trip is cancelled or cut short by sickness, severe weather, and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^^^^
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.^^^^
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item, $1,000 per year.
^^^^ These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.^^^^
Lost Baggage Insurance
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^^^^
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.^^^^
What Credit Score Is Required to Get the United Club℠ Infinite Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in
their underwriting process, and these factors can change at any time.