10 Best Cash Back Credit Cards for Streaming Services

Streaming services are a popular bonus category for many credit cards. If you’re paying for a handful of streaming services, you might as well get some cash back for it. Here’s a list of cash back credit cards that give the best rewards for streaming services.

Best Cash Back Credit Cards for Streaming Services

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Best Cash Back Credit Cards for Streaming Services

We’ve uncovered the best credit cards for streaming services below. While Netflix and Hulu may not cost a fortune each month, every penny adds up. If you can earn bonuses for something as simple as watching TV, why not take advantage?

Blue Cash Preferred® Card from American Express

There are two ways to earn money back on streaming services with the Blue Cash Preferred® Card from American Express. First, you can earn 6% cash back for each dollar you spend on streaming services. You can also earn 6% cash back when buying gift cards for streaming services from your favorite grocery stores (subject to the spending caps below).

The list of eligible streaming services with Blue Cash Preferred is extensive and includes:

Music streaming including Amazon Music, Apple Music, Pandora, and Spotify
Television streaming including DirecTV Stream, Disney+, Peacock, Prime Video, Netflix, Peacock, Showtime, and more
Book streaming, including Audible and Kindle Unlimited

Rewards:

1% cash back

On all other eligible purchases

1% cash back on all other eligible purchases

3% cash back

Gas

3% cash back at U.S. gas stations

3% cash back

Transit

3% cash back on transit, such as taxis, rideshare, parking, tolls, trains and buses

6% cash back

U.S. supermarkets

6% cash back on groceries up to $6,000 per year in purchases at U.S. supermarkets, then 1%

6% cash back

Streaming services

6% cash back on select U.S. streaming subscriptions

If you have excellent credit, it’s hard to beat the 6% back on groceries, especially with inflation. Plus, you get 6% cash back on streaming services. If you have a large family or spend a lot on groceries and streaming, this card packs quite a punch.

Annual fee: $0 intro annual fee for the first year, then $95.

Welcome offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

0% Intro APR: 0% on purchases for 12 months from the date of account opening, then a variable APR of 19.24% - 29.99%.

*Terms Apply

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	01/19/2023	825	Not Provided	$6,000
Approved	05/04/2023	738	Experian	$20,000
Approved	05/04/2023	748	TransUnion	$20,000
Approved	05/04/2023	755	Equifax	$20,000

Read our Blue Cash Preferred® Card from American Express Review

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank Cash+® Visa Signature® Card allows cardholders to choose two bonus categories quarterly that they earn 5% back on each month. Among the eligible categories are TV, Internet, and streaming services. The reward is available on up to $2,000 in spending quarterly.

U.S. Bank doesn’t list which streaming services are included, but it does include internet, cable, and streaming for maximum cash back.

Rewards:

1% cash back

On all other eligible purchases

1% cash back on all other purchases

2% cash back

Rotating Categories

2% cash back on one everyday category, like Gas Stations and EV Charging Stations, Grocery Stores or Restaurants

5% cash back

Rotating Categories

5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose

5% cash back

Airfare

5% cash back on prepaid air booked directly in the Rewards Center

5% cash back

Hotels

5% cash back on prepaid hotels booked directly in the Rewards Center

5% cash back

Rental Cars

5% cash back on prepaid car reservations booked directly in the Rewards Center

This card is good for anyone that likes to switch up their cash back earnings to accommodate their current spending. For example, you might spend more on streaming in the winter months. But in the summer months, you might spend more on fast food, clothing, or gyms.

Annual fee: $0

Signup bonus: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

0% Intro APR: 0% APR for the first 15 billing cycles and for the first 15 billing cycles. After that, a variable APR currently 19.49% - 29.74%.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	09/01/2023	780	Not Provided	$10,000
Approved	02/06/2023	778	Experian	$10,000
Approved	02/06/2023	809	Equifax	$10,000
Approved	02/06/2023	820	TransUnion	$10,000
Approved	01/11/2024	797	Experian	$17,000
Approved	09/21/2023	800	Experian	$500
Approved	01/09/2023	809	Experian	$9,000
Approved	08/05/2023	749	Not Provided	$500
Approved	08/05/2023	803	Not Provided	$500
Approved	08/05/2023	808	Not Provided	$500
Approved	08/05/2023	829	Not Provided	$500
Approved	06/19/2023	663	TransUnion	$600
Approved	05/30/2023	744	Experian	$6,500
Approved	05/30/2023	752	Equifax	$6,500
Approved	05/30/2023	772	TransUnion	$6,500
Denied	10/02/2023	791	Experian	---
Denied	10/02/2023	811	Equifax	---

Read our U.S. Bank Cash+® Visa Signature® Card Review

Prime Visa

5% Cash Back When Paying For Subscriptions via Amazon

It’s no surprise that the Prime Visa pays cardholders its largest rewards for Amazon streaming services, namely Amazon Prime. While Amazon Prime technically isn’t a streaming service, it comes with the rights to Amazon Video and Amazon Music. So it’s like getting cash back for your streaming services.

However, you only get 5% cash back for Amazon Prime, no other streaming services outside of Amazon.

Rewards:

1% cash back

On all other eligible purchases

Earn unlimited 1% back on all other purchases.

2% cash back

Dining

Earn unlimited 2% back at restaurants.

2% cash back

Gas

Earn unlimited 2% back at gas stations.

2% cash back

Transit

Earn unlimited 2% back on local transit and commuting (including rideshare).

5% cash back

Select Categories

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market with an eligible Prime membership.

5% cash back

Travel

Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership.

10% cash back

Select Categories

Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com.

If your streaming service of choice is Amazon Prime, then the Prime Visa makes sense. If nothing else, you’ll likely at least earn back the cost of Amazon Prime each year. But most people earn much more than that. Especially if they shop at Amazon or Whole Foods frequently.

Annual fee: $0, but you must be an Amazon Prime member to get it, which costs $139 annually (or $14.99 a month)

Signup bonus: Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members

0% Intro APR: None

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	05/17/2023	686	Not Provided	---
Approved	07/08/2023	782	Equifax	$18,000
Approved	07/08/2023	799	TransUnion	$18,000
Approved	07/08/2023	806	Experian	$18,000
Approved	06/27/2023	736	Experian	$2,000
Approved	06/27/2023	771	Equifax	$2,000
Approved	05/25/2023	820	Not Provided	$28,000
Approved	05/25/2023	837	Not Provided	$28,000
Approved	05/25/2023	844	Not Provided	$28,000
Approved	06/01/2023	660	Experian	$3,000
Approved	06/01/2023	677	TransUnion	$3,000
Approved	06/01/2023	680	Equifax	$3,000
Approved	06/14/2023	730	Not Provided	$5,000
Approved	07/11/2023	739	Experian	$20,000
Approved	05/21/2023	704	Experian	$500
Approved	04/03/2023	751	Experian	$17,300
Approved	11/24/2023	760	Not Provided	$15,000
Approved	07/18/2023	758	Experian	$6,000
Approved	10/11/2023	811	Equifax	$5,000
Approved	10/11/2023	814	TransUnion	$5,000
Approved	10/11/2023	817	Experian	$5,000
Approved	05/01/2023	771	Experian	$21,300
Approved	06/12/2023	741	Experian	$6,900
Approved	06/12/2023	751	TransUnion	$6,900
Approved	06/12/2023	759	Equifax	$6,900
Approved	04/23/2023	681	Not Provided	$3,500

Read our Prime Visa Review.

Capital One SavorOne Cash Rewards Credit Card

If you love snuggling up on the couch with a great movie and your favorite takeout, the Capital One SavorOne Cash Rewards Credit Card may reward you for what you love the most. It pays 3% back on streaming services and dining. So you could earn some decent cash back and enjoy yourself too.

Rewards:

1% cash back

On all other eligible purchases

1% cash back on all other purchases

3% cash back

Supermarkets

3% cash back at grocery stores excluding superstores like Walmart® and Target®

3% cash back

Streaming services

3% cash back on popular streaming services

3% cash back

Dining

3% cash back on dining

3% cash back

Entertainment

3% cash back on entertainment

5% cash back

Hotels

Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).

5% cash back

Rental Cars

Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).

8% cash back

Entertainment

Earn 8% cash back on Capital One Entertainment purchases

10% cash back

Select Categories

Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024

The Capital One SavorOne Cash Rewards Credit Card is great if you spend most of your money on groceries, dining out, and streaming services. It’s unusual for a card to pay a higher percentage for all three of these top categories.

Annual fee: $0

Signup bonus: $200 Cash Back after you spend $500 on purchases within 3 months from account opening

0% Intro APR: 0% APR on purchases for 15 months and on balance transfers for 15 months, then a variable APR of 19.99% - 29.99%

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/01/2023	661	Experian	$5,000
Approved	02/01/2023	729	TransUnion	$5,000
Approved	05/11/2023	815	Not Provided	$10,000
Approved	06/08/2023	620	Not Provided	$5,000
Approved	07/26/2023	775	Experian	$3,000
Approved	09/08/2023	659	Experian	$2,000
Approved	09/08/2023	670	Equifax	$2,000
Approved	08/22/2023	610	Experian	$3,000
Approved	08/22/2023	619	Equifax	$3,000
Approved	08/22/2023	697	TransUnion	$3,000
Approved	02/10/2023	660	Not Provided	$500
Approved	02/12/2023	657	TransUnion	$1,000

Read our Capital One SavorOne Cash Rewards Credit Card Review

Citi^® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)

If you’re the type that prefers to have one credit card to keep things simple, the Citi^® Double Cash Card - 18 month BT offer is a good option. It pays a flat 2% across all purchases, no matter the category, including streaming.

While it might not be the highest percentage, it’s the best option when you only want one card.

Rewards:

2% cash back

All eligible purchases

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

The Citi^® Double Cash Card - 18 month BT offer is good for those who pay their balances off in full each month. Citi pays 1% cash back when you make a purchase and another 1% back when you pay it off. You must pay your balance in full to get your rewards right away, which can be a good incentive for those who tend to carry a balance.

Annual fee: $0

Signup bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

Intro APR: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	06/20/2023	803	Not Provided	---
Approved	07/11/2023	667	Equifax	$3,000
Denied	01/10/2023	737	Equifax	---

Read our Citi^® Double Cash Card - 18 month BT offer Review

Citi Custom Cash® Card

Citi Custom Cash® Card gets you 5% cash back on the category you spend the most money in, up to $500 per month. What’s nice about this card is that you don’t have to keep track of rotating categories or remember to enroll in anything: Citi does all of that for you. So, if you spend the most on streaming services, you get an automatic 5% cash back.

Rewards:

1% cash back

On all other eligible purchases

Earn unlimited 1% cash back on all other purchases.

5% cash back

Select Categories

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Annual Fee: $0

Signup Bonus: Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

Intro APR: Get 0% APR on purchases and balance transfers for the first 15 months

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/06/2023	748	Experian	$3,800
Approved	02/06/2023	759	TransUnion	$3,800
Approved	02/06/2023	761	Equifax	$3,800
Approved	10/04/2023	784	Experian	$5,300
Approved	10/04/2023	801	TransUnion	$5,300
Approved	10/04/2023	811	Equifax	$5,300
Approved	09/13/2023	800	Not Provided	$11,600
Approved	10/24/2023	720	Equifax	$8,000
Approved	07/17/2023	790	Equifax	$3,000
Approved	01/17/2023	800	TransUnion	$5,300
Denied	05/12/2023	800	Not Provided	---

Read our Citi Custom Cash® Card review

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card packs a lot of value, particularly for travel rewards, but it also offers other benefits. One of those is 3x points on select streaming services, which includes Apple Music, Apple TV, Disney+, ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. And you get a lot of other great benefits as well.

Rewards:

1x points

On all other eligible purchases

1x points on all other purchases

2x points

Travel

2x points on all other travel purchases

3x points

U.S. supermarkets

Earn 3x points on online groceries (excluding Target, Walmart and wholesale clubs)

3x points

Streaming services

Earn 3x points on select streaming services

3x points

Dining

3x points on dining

5x points

Travel

5x points on travel purchased through Chase Travel(SM)

Annual Fee: $95

Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Intro APR: None

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	08/03/2023	872	Not Provided	$19,500
Approved	04/19/2023	737	Equifax	$16,000
Approved	04/19/2023	747	Experian	$16,000
Approved	04/19/2023	747	TransUnion	$16,000
Approved	11/11/2023	800	Not Provided	$16,800
Approved	04/18/2023	790	Experian	$17,300
Approved	05/21/2023	703	Experian	$17,300
Approved	04/04/2023	735	Equifax	$17,300
Approved	04/04/2023	825	Experian	$17,300
Approved	07/06/2023	735	Experian	$5,000
Approved	07/06/2023	745	Equifax	$5,000
Approved	07/06/2023	755	TransUnion	$5,000
Approved	10/19/2023	720	Not Provided	$19,500
Approved	06/14/2023	759	Experian	$6,000
Approved	04/06/2023	897	Not Provided	$23,800
Approved	04/14/2023	765	Experian	$7,200
Approved	04/14/2023	777	Equifax	$7,200
Approved	04/14/2023	777	TransUnion	$7,200
Approved	10/23/2023	745	TransUnion	$5,000
Approved	10/03/2023	761	Equifax	$18,000
Approved	10/03/2023	767	Experian	$18,000
Approved	10/03/2023	774	TransUnion	$18,000

Read our Chase Sapphire Preferred® Card review

Apple Card

If your preferred streaming services come from Apple, pay with the Apple Card, and you’ll automatically earn 3% back. This includes Apple Music and Apple TV+, not just Apple products.

Rewards:

1% cash back

On all other eligible purchases

1% cash back on purchases made with the Apple Card.

2% cash back

All eligible purchases

2% cash back on purchases when you use your Apple Card with Apple Pay.

3% cash back

Select Categories

3% cash back on goods or services when you use your Apple Card with Apple Pay on purchases directly from Apple. These include purchases from Apple retail stores, the Apple online store, iTunes, Apple Music and other Apple-owned properties. App Store purchases (including In-App Purchases ).

3% cash back

Select Categories

3% cash back on select merchants when you use your Apple Card with Apple Pay: Ace Hardware, Duane Reed, Exxon, Mobil, Nike, T-Mobile, Panera Bread, Uber, Uber Eats, Walgreens

If you’re an Apple fan and don’t stream any other services, the Apple Card is a great way to maximize your cash back on your streaming service and get the cash in real time to pay next month’s bill.

Annual fee: $0

Signup bonus: None

Intro APR: None

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/22/2022	726	TransUnion	$6,000
Approved	06/17/2022	735	Not Provided	$10,000
Approved	03/10/2022	732	TransUnion	$6,000
Approved	04/10/2022	634	TransUnion	$1,800
Approved	03/19/2021	740	Not Provided	$1,500
Denied	10/15/2020	676	TransUnion	---
Denied	10/03/2020	708	TransUnion	---

Read our Apple Card Review

The Platinum Card® from American Express

You probably wouldn’t want to get the The Platinum Card® from American Express just for streaming, but if you’re in the market for a premium travel card that happens to have a great deal on streaming, this card makes sense. Not only do you get a $20 statement credit every month to cover eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal, but you also get the cost of a Walmart+ subscription as a statement credit. Walmart+ gets you a subscription to Paramount+ (among other things). The annual fee is high, but if you’re going to get a premium travel card anyway, the streaming deals sweeten the pot.

Rewards:

1x points

On all other eligible purchases

1x on other purchases

5x points

Airfare

5x points on flights booked directly with airlines or with American Express Travel, on up to $500,000 on these purchases each calendar year

5x points

Hotels

5x points on prepaid hotels booked on amextravel.com

Annual Fee: $695

Welcome Offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Intro APR: None

*Terms Apply

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/28/2023	812	Equifax	---
Approved	04/28/2023	820	TransUnion	---
Approved	04/28/2023	825	Experian	---
Approved	08/16/2023	698	Equifax	$25,000
Approved	08/16/2023	709	Experian	$25,000
Approved	08/16/2023	728	TransUnion	$25,000
Approved	01/04/2023	696	Not Provided	---
Approved	01/23/2023	675	Not Provided	$6,000

Read our The Platinum Card® from American Express Review

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card is another not-so-obvious choice when it comes to streaming benefits. But if you need a travel card, you can take advantage of the 2x miles you get on every purchase (including streaming) and apply those miles to rental cars, hotels, and airfare.

Rewards:

2x miles

On all other eligible purchases

2 Miles per dollar on every purchase, every day

5x miles

Airfare

5 Miles per dollar on flights booked through Capital One Travel

10x miles

Hotels

10 Miles per dollar on hotels booked through Capital One Travel

10x miles

Rental Cars

10 Miles per dollar on rental cars booked through Capital One Travel

Annual Fee: $395

Signup Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Intro APR: None

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/01/2022	751	Experian	$10,000
Approved	02/01/2022	775	TransUnion	$10,000
Approved	02/01/2022	802	Equifax	$10,000
Approved	02/28/2022	779	Experian	$30,000
Approved	04/13/2022	800	Equifax	$30,000
Approved	10/19/2023	776	Not Provided	$20,000
Approved	12/16/2021	731	Experian	$10,000
Approved	01/26/2022	742	Experian	$10,000
Approved	01/26/2022	754	TransUnion	$10,000
Approved	01/26/2022	756	Equifax	$10,000

Read our Capital One Venture X Rewards Credit Card Review

How We Chose the Cards on This List

We carefully curated our list of the top credit cards for streaming services. We look at not only the rewards earned for streaming services but also the annual fee. Plus, we consider any 0% introductory APR and other benefits the card offers to help you get the most out of your rewards.

Tips for Using Credit Cards to Pay For Streaming Services

Build your credit – Charging your streaming services can help you build credit. Keep the amount you charge low, and pay the balance off in full each month. This helps build your credit with a solid payment history. It also shows proper use of your credit, both of which can help you improve your credit score.
Only pay for subscriptions you use – Be careful when setting up autopay for any subscriptions, including streaming. It’s easy to forget what you signed up for each month. Instead, review your credit card statements monthly and cancel any unused subscriptions right away. If you aren’t sure which subscriptions you signed up for, try a subscription-canceling app such as Truebill.
Choose a card that works best for you – It doesn’t make sense to pay an annual fee for a credit card you don’t use for its full benefits. Know what a card offers and determine if it fits what you need and will use. If you don’t need a lot of bells and whistles and prefer a simple card with good cash back, consider the Citi^® Double Cash Card - 18 month BT offer we mentioned above.

Final Thoughts

Who knew it pays to watch TV or listen to music? Well, that’s not exactly true. But it can be worth charging your streaming bills to your credit cards.

This is a great way to charge a small amount to your credit card each month and pay it off. It’s also an easy way to practice responsible credit card use. Plus, you’ll earn some cash back. You can’t go wrong with any of the cards on this list. Simply choose the one that best matches your spending style.

Best Cash Back Credit Cards for Streaming Services

Blue Cash Preferred® Card from American Express

U.S. Bank Cash+® Visa Signature® Card

Prime Visa

Capital One SavorOne Cash Rewards Credit Card

Citi® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)

Citi Custom Cash® Card

Chase Sapphire Preferred® Card

Apple Card

The Platinum Card® from American Express

Capital One Venture X Rewards Credit Card

How We Chose the Cards on This List

Tips for Using Credit Cards to Pay For Streaming Services

Final Thoughts

Citi^® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)