Chase credit cards offer something for everybody. Chase cards cover the spectrum of perks, including travel rewards, cash back, and 0% introductory rates on balance transfers and purchases.
I’ve carried a number of Chase credit cards for years. I used the Chase Slate card’s no fee 0% balance transfer to help my wife and I get out of debt. The Chase Freedom® card helped us earn substantial cash back rewards. And today we carry the Marriott Rewards® Premier Credit Card.
Here you’ll find the complete lineup for Chase credit card offers. We’ll start with the consumer cards, and follow it up with Chase business credit cards.
Chase Consumer Credit Cards
Editor’s Pick: It is extremely difficult to pick the best Chase credit card. If I had to pick just one, however, it would be the Chase Sapphire Reserve®. This travel credit card offers 60,000 bonus points when you meet the spending requirement and up to 3x points on travel and dining at restaurants.
Chase Freedom Flex(SM)
Chase Freedom Flex(SM)
- $200 Bonus after you spend $500 on purchases with the card in the first 3 months.
- 5% on travel purchases through Chase Ultimate Rewards
- 3% on dining at restaurants, including takeout or eligible delivery services.
- 3% on drugstore purchases
- 5% on up to $1,500 in combined purchases in bonus categories every quarter (activation required)
- 1% on all other purchases
- Free access to your credit score
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
- No annual fee
Pros & Cons
What we like
- Excellent cash back rewards
- Excellent signup bonus
- No annual fee
- 0% intro APR
- Free credit score access
What could be better
- Charges foreign transaction fees
- Requires good to excellent credit
Chase Freedom Unlimited®
Chase Freedom Unlimited®
- Intro Offer: Earn an additional 1.5% cash back on everything you buy, up to $20,000 spent the first year. This offer is worth up to $300.
- Earn 6.5% cash back on travel purchased through Chase Ultimate Rewards, 4.5% cash back at restaurants, including takeout and eligible delivery services and 4.5% cash back at drugstores on up to $20,000 spent in the first year.
- After your first year or $20,000 spent, you’ll earn 5% cash back on Chase travel purchased through Ultimate Rewards, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
- Credit Score: Free credit score, updated weekly with Credit Journey
- Annual fee: $0
Pros & Cons
What we like
- Excellent cash back rewards
- Signup bonus
- No annual fee
- Intro 0% APR
- Free access to your credit score
What could be better
- Charges foreign transaction fees
- Requires good to excellent credit
Chase Sapphire Reserve®
Chase Sapphire Reserve®
- Welcome Offer: Earn 60,000 Chase Ultimate Rewards points after spending $4,000 within your first 3 months.That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards(R) immediately after the first $300 is spent on travel purchases annually.
- Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- $0 foreign transaction fees.
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass(TM) Select
- Up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
Pros & Cons
What we like
- Excellent signup bonus
- 50% bonus on travel purchased through Chase
- Travel credits
- Travel perks and services
What could be better
- High annual fee
- Requires excellent credit
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
- Signup Bonus: Earn 50,000 bonus points when you spend $1,000 in the first 3 months.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services, and select streaming.
- 2 EarlyBird Check-In® each year.
- All points earned count towards Companion Pass®.
- No foreign transaction fees.
- Annual Fee: $99
Pros & Cons
What we like
What could be better
Chase Business Credit Cards
Chase offers some of the best business credit cards in the market today. Our personal favorite is the Ink Business Cash® Credit Card. It offers a remarkable signup bonus, excellent ongoing rewards, and no foreign transactions fees.
Ink Business Cash® Credit Card
- Signup Bonus: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- 5% Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Rewards: Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- Intro APR: 0% introductory APR for 12 months on purchases
- No Annual Fee
Pros & Cons
What we like
- LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- No annual fee
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards(R).
- 0% introductory APR for 12 months on purchases
What could be better
- 2% and 5% reward categories cap at $25,000 each per year
- 3% foreign transaction fee
- Requires Excellent Credit
