Chase credit cards offer something for everybody. Chase cards cover the spectrum of perks, including travel rewards, cash back, and 0% introductory rates on balance transfers and purchases.
I’ve carried a number of Chase credit cards for years. I used the Chase Slate card’s no fee 0% balance transfer to help my wife and I get out of debt. The Chase Freedom® card helped us earn substantial cash back rewards. And today we carry the Marriott Rewards® Premier Credit Card.
Here you’ll find the complete lineup for Chase credit card offers. We’ll start with the consumer cards, and follow it up with Chase business credit cards.
Chase Consumer Credit Cards
Editor’s Pick: It is extremely difficult to pick the best Chase credit card. If I had to pick just one, however, it would be the Chase Sapphire Reserve Card. This travel credit card offers 50,000 bonus points when you meet the spending requirement and up to 3x points on travel and dining at restaurants.
Chase Freedom Flex
Chase Freedom Flex
- $200 Bonus after you spend $500 on purchases with the card in the first 3 months.
- 5% on travel purchases through Chase Ultimate Rewards
- 3% on dining at restaurants, including takeout or eligible delivery services.
- 3% on drugstore purchases
- 5% on up to $1,500 in combined purchases in bonus categories every quarter (activation required)
- 1% on all other purchases
- Free access to your credit score
- 0% APR introductory rate for 15 months on purchases.
- No annual fee
Pros & Cons
What we like
- Excellent cash back rewards
- Excellent signup bonus
- No annual fee
- 0% intro APR
- Free credit score access
What could be better
- Charges foreign transaction fees
- Requires good to excellent credit
Chase Freedom Unlimited
Chase Freedom Unlimited
- Intro Offer: Earn an additional 1.5% cash back on everything you buy, up to $20,000 spent the first year. This offer is worth up to $300.
- Earn 6.5% cash back on travel purchased through Chase Ultimate Rewards, 4.5% cash back at restaurants, including takeout and eligible delivery services and 4.5% cash back at drugstores on up to $20,000 spent in the first year.
- After your first year or $20,000 spent, you’ll earn 5% cash back on Chase travel purchased through Ultimate Rewards, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- Intro APR: 0% for 15 months from account opening on purchases
- Credit Score: Free credit score, updated weekly with Credit Journey
- Annual fee: $0
Pros & Cons
What we like
- Excellent cash back rewards
- Signup bonus
- No annual fee
- Intro 0% APR
- Free access to your credit score
What could be better
- Charges foreign transaction fees
- Requires good to excellent credit
Chase Sapphire Reserve Card
Chase Sapphire Reserve Card
- Welcome Offer: Earn 50,000 Chase Ultimate Rewards points after spending $4,000 within your first 3 months.That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit. Through December 31, 2021, gas station & grocery store purchases will count towards earning your Travel Credit.
- 10x points on hotels and car rentals booked through Chase Ultimate Rewards
- 5x points on flights booked through Chase Ultimate Rewards
- 3X points on other travel and dining immediately after earning your $300 travel credit.
- 1 point per $1 spent on all other purchases.
- $0 foreign transaction fees.
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™
- Select Up to $100 application fee credit for Global Entry or TSA Pre?®
Pros & Cons
What we like
- Excellent signup bonus
- 50% bonus on travel purchased through Chase
- Travel credits
- Travel perks and services
What could be better
- High annual fee
- Requires excellent credit
Southwest Rapid Rewards Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
- Signup Bonus: Earn 40,000 when you spend $1,000 in the first 3 months.
- 6,000 bonus points after you’ve had the card for one year
- 3 points per $1 spent on Southwest purchases
- 2 points per $1 spent on local transit and commuting, internet, cable, phone services and select streaming
- 1 point per $1 spent on all other purchases
- Earn unlimited points
- No foreign transaction fees
- No blackout dates or seat restrictions
- Bags fly free
- Annual Fee: $99
Pros & Cons
What we like
- Earn a Companion Pass through 2/28/23 and 40,000 bonus points for new customers after spending $1,000 on purchases within 3 months.
- Earn up to 3 points/$1 spent on purchases
- Points never expire, no blackout dates, no seat restrictions
- No rewards cap
What could be better
- $99 annual fee
- Requires good to excellent credit
Chase Business Credit Cards
Chase offers some of the best business credit cards in the market today. Our personal favorite is the Chase Ink Business Cash Credit Card. It offers a remarkable signup bonus, excellent ongoing rewards, and no foreign transactions fees.
Chase Ink Business Cash Credit Card
- Signup Bonus: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- 5% Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Rewards: Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- Intro APR: 0% introductory APR for 12 months on purchases
- No Annual Fee
Pros & Cons
What we like
- $750 bonus cash back for new card members after spending $7,500 within 3 months
- Earn 5% cash back on first $25,000 spent at office supply stores, and on cellular phone, landline, internet and cable TV services
- Earn 2% cash back on the first $25,000 spent in combined purchase at gas stations and restaurants
- Ability to transfer cash back to other Chase Ultimate Rewards cards or to Chase travel partners.
- No annual fee
What could be better
- 2% and 5% reward categories cap at $25,000 each per year
- 3% foreign transaction fee
- Requires Excellent Credit
