Best credit cards for bills

The Best Metal Credit Cards of 2024

Metal credit cards are a fan favorite among reward seekers. Much heavier than a traditional card (18g is common for metal cards, vs 5g for plastic), metal cards come in a number of different alloys. Here you’ll find the best metal credit cards of 2024.

The other day our daughter received a replacement card in the mail from Capital One. She opened it up and squealed in excitement as she held up the heavy metal card. My wife looked over at me and said, “she’s just like you.” It’s true. There’s just something about a credit card made from heavy alloys.

Of course, what matters most are the terms a credit card offers. Still, issuers reserve the more expensive metal cards for those with excellent rewards. I’d like to believe I’m not so shallow as to care what my credit cards look like. I’m still a work in progress. Fortunately, I’m not alone, as this WSJ report documents.

With that, here are some of the best metal credit cards available today along with each card’s approximate weight rounded to the nearest gram.

Best Metal Credit Cards

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is made with a stainless-steel veneer and uses 75% recycled materials. Beyond the stainless veneer is a card with exceptional benefits, including one of the richest signup bonuses available today.

  • Weight: 17 grams
  • Signup Bonus: Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
  • Reward Rate: 2x - 5x miles
  • Annual Fee: $95

Capital One Venture X Rewards Credit Card 

Capital One Venture X Rewards Credit Card is a premium metal travel rewards card with a long list of benefits. It weighs in at a hefty 18 grams, slightly heavier than the Venture Rewards. You can feel extra fancy because you get access to Capital One airport lounges and you can justify the fee with the $300 travel credit you get every year.

  • Weight: 18 grams
  • Signup Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
  • Reward Rate: 2x - 10x
  • Annual Fee: $395

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card is lightweight compared to some of the cards on this list, at just 13 grams. But for travel rewards, it packs a wallop. And you only pay $95, which makes it one of the best values around.

  • Weight: 13 grams
  • Signup Bonus: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
  • Reward Rate: 1x - 5x points
  • Annual Fee: $95

Read our Chase Sapphire Preferred® Card Review


Chase Sapphire Reserve®

I’m holding my Chase Sapphire Reserve® as I type these words. (Well, I set it on the table while I’m actually typing.). Its metal is of moderate heft. It’s not as heavy as my Amazon Prime or Apple credit card, but it makes up for it with amazing rewards.

Simply put, it is one of the best overall travel credit cards available today (check out our review if you have any doubts). It comes with a big annual fee, but its signup bonus, ongoing rewards, and travel credits more than make up for the cost. Oh, and in case there was any doubt, it’s metal.

  • Weight: 13 grams
  • Signup Bonus: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.
  • Reward Rate: 1x - 10x
  • Annual Fee: $550

Read our Chase Sapphire Reserve® Review


Capital One Savor Rewards Credit Card

The Capital One Savor Rewards Credit Card, like the Venture card, has a stainless steel veneer and is made with 75% recycled material. Capital One introduced the metal version of this card in January 2019. Its big draw is its 4% back on dining and entertainment. It also offers a nice signup bonus.

  • Weight: 17 grams
  • Signup Bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
  • Reward Rate: 1% - 5%
  • Annual Fee: $95

American Express® Gold Card

The American Express® Gold Card is the, well, gold standard when it comes to rewards credit cards. It pairs an incredible welcome offer and ongoing rewards with best-in-class customer service. Check out our Amex Gold card review for more details. The card is made out of metal and weighs in at a hefty 15 grams.

  • Weight: 15 grams
  • Welcome Offer: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Reward Rate: 1x-4x
  • Annual Fee: $250

*Terms Apply


The Platinum Card® from American Express

The The Platinum Card® from American Express is considered by most to be the pinnacle of rewards credit cards. The card is made of stainless steel. What really matters are the rewards and fees. Its annual fee is not for the faint of heart. But if you are a frequent traveler, the card can well be worth the cost.

  • Weight: 17 grams
  • Welcome Offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
  • Reward Rate: 1x - 5x points
  • Annual Fee: $695

*Terms Apply


Bank of America® Premium Rewards® Elite Credit Card 

Bank of America® Premium Rewards® Elite Credit Card is a travel rewards card with an excellent signup bonus and decent rewards. Rewards are increased if you’re a preferred Bank of America member. It also offers airport lounge access.

  • Weight: 17 grams
  • Signup Bonus: Earn 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.
  • Rewards Rate: 1.5x to 2x points
  • Annual Fee:  $550

 

Complete List of Metal Credit Cards

Here are all of the credit cards in our database that are metal.

Rewards
3% to 5% cash back
Annual Fee
$0
Rewards
1x points
Annual Fee
$195
Rewards
1% to 3% cash back
Annual Fee
$0
Rewards
1x points
Annual Fee
$995
Rewards
1.5% - 10% cash back
Annual Fee
$0
Rewards
2x - 5x miles
Annual Fee
$95
Rewards
1x - 5x points
Annual Fee
$695
Rewards
1x to 4x miles
Annual Fee
$525
Rewards
1.5x to 2x points
Annual Fee
$550
Rewards
1x - 10x
Annual Fee
$550
Rewards
1x - 5x points
Annual Fee
$95
Rewards
2x - 10x
Annual Fee
$395
Rewards
1x-4x
Annual Fee
$250
Rewards
1x - 3x miles
Annual Fee
$350
Rewards
1x to 3x points
Annual Fee
$195
Rewards
1.5% to 2%
Annual Fee
$495
Rewards
2x - 10x miles
Annual Fee
$395

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