Robinhood Gold Card
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The Robinhood Gold Card is a cash-back rewards card designed for those who either have a Robinhood Gold account or want to open one. The card pays an unlimited 3% cash back on all eligible purchases, which is amazing. There’s no annual fee, but you will need to join the Robinhood Gold program, currently $5 a month (or $50 if paid annually). One interesting feature is that you can add cardholders of any age to your account and give them a card, which can help them build credit. There is no welcome offer, and there is a wait list for this card. We dive into the details and your approval odds in this Robinhood Gold Card review.
Our Rating
4.9/5.0
Welcome Offer
None
Annual Fee
$0
0% on Purchases
N/A
Reward Rate
3% to 5% cash back
0% on Balance Transfers
N/A
Welcome Offer
None
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability, Virtual Card Numbers, Card Lock |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | Extended Warranty Coverage, Purchase Protection, Return Guarantees, 24/7 customer service |
| Travel Perks | Auto Rental Collision Damage Waiver, Concierge Services, Emergency Travel Assistance, Trip Delay Reimbursement, Roadside Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | No annual fee but you need a Robinhood Gold subscription to apply |
| Foreign Transaction Fee | None |
| Regular APR | 19.99% – 29.99% (V) APR |
Pros & Cons
- No annual fee
- No foreign transaction fee
- 3% cash back across the board
- No welcome bonus
- High APR
- Requires good credit
- Must be a Robinhood Gold member to apply
What Are the Best Alternatives?
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0
Alliant Cashback Visa® Signature Credit Card
Rating
4.7
Rewards Range
1.5% - 2.5% cash back
Annual Fee
$0
Fidelity® Rewards Visa Signature® Credit Card
Rating
4.2
Rewards Range
2% cash back
Annual Fee
$0