Verizon Visa® Card Review
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The Verizon Visa® Card has no annual fee and pays high rewards, up to 4%. I learned about this card in an email from Verizon. We have our cell phones through Verizon and we have Verizon FIOS. I get their marketing emails and I got an email about the Verizon Visa card. It appears at first glance to be an excellent cash back credit card. However, digging into the fine print reveals something else. The rewards come in the form of Verizon Dollars with limited use. Still, the card may be well suited for those who spend a lot with Verizon every month.
Our Rating
4.0/5.0
Welcome Offer
$100
Annual Fee
$0
0% on Purchases
None
Reward Rate
1% – 4% cash back
0% on Balance Transfers
None
Welcome Offer
Get a $100 statement credit on your credit card bill when you open a Verizon Visa Card account and spend $1,000 using the card within the first 90 days.
Features & Benefits
| Security | EMV Chip Enabled, Zero Liability |
| Contactless Payments | Tap to Pay, Apple Pay, Google Pay, Samsung Pay |
| Benefits | 24/7 customer service |
| Travel Perks | Emergency Travel Assistance |
Rewards
Interest Rates & Fees
| Annual Fee | $0 |
| Foreign Transaction Fee | None |
| Regular APR | 23.99% or 30.99% (V) APR |
What Credit Score Is Required to Get the Verizon Visa® Card
The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.
Lowest Approved Credit Score: 659
Average Approved Credit Score: 758
| App Status | Date | Credit Score | Bureau | Credit Limit |
|---|---|---|---|---|
| Approved | 07/19/2023 | TransUnion | ||
| Approved | 07/19/2023 | TransUnion | ||
| Approved | 08/04/2023 | TransUnion | ||
| Approved | 07/14/2023 | TransUnion |
Pros & Cons
- Welcome offer
- No annual fee
- No foreign transaction fee
- Up to 4% cash back
- High APR
- Requires good credit
- Rewards are redeemable in Verizon Dollars with limited use
What Are the Best Alternatives?
Blue Cash Preferred® Card from American Express
Rating
4.5
Rewards Range
1%-6%
Annual Fee
$0 intro annual fee for the first year, then $95.
Capital One Savor Rewards Credit Card
Rating
4.5
Rewards Range
1% - 5%
Annual Fee
$95
Wells Fargo Active Cash® Card
Rating
4.9
Rewards Range
2%
Annual Fee
$0