Verizon Visa® Card Review

The Verizon Visa® Card is a cash back from Verizon designed for people who have Verizon Wireless–otherwise, you won’t be able to apply. The card offers decent rewards on groceries, gas, and dining, as well as on Verizon purchases. There is a small welcome offer, and a few benefits (oddly, cell phone protection is not one of them). The card offers cash back rewards as Verizon Dollars, which you can use as a statement credit, to make a purchase in the Verizon store, or to purchase gift cards. For someone who wants to reduce their Verizon bill, this card could be a great fit. We dive into the details and your approval odds in this Verizon Visa review.

Verizon Credit Card

Our Rating

4.0/5.0

Welcome Offer

$150

Annual Fee

$0

0% on Purchases

N/A

Reward Rate

1% – 4% cash back

0% on Balance Transfers

N/A

Welcome Offer

Get a $150 statement credit when you open a Verizon Visa Card account and make a purchase using the card within the first 90 days.

Features & Benefits

SecurityEMV Chip Enabled, Fraud Monitoring, Zero Liability
Contactless PaymentsTap to Pay, Apple Pay, Google Pay, Samsung Pay
Benefits24/7 customer service
Travel PerksAuto Rental Collision Damage Waiver, Emergency Travel Assistance

Rewards

1% cash back
On all other eligible purchases
Earn 1% cash back on all other purchases
2% cash back
Select Categories
Earn 2% cash back on Verizon purchases
3% cash back
Dining
Earn 3% cash back on dining purchases, including takeout
4% cash back
U.S. supermarkets
Earn 4% cash back on grocery store purchases
4% cash back
Gas
Earn 4% cash back on gas purchases

Interest Rates & Fees

Annual Fee$0
Foreign Transaction FeeNone
Regular APR 23.99%, 26.99% or 30.00% (V) APR

What Credit Score Is Required to Get the Verizon Visa® Card

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score: 659

Average Approved Credit Score: 758

App StatusDateCredit ScoreBureauCredit Limit
Approved07/19/2023
847
TransUnion
$30,000
Approved07/19/2023
850
TransUnion
$30,000
Approved08/04/2023
659
TransUnion
$1,500
Approved07/14/2023
674
TransUnion
$1,000

Pros & Cons

Pros
  • Welcome offer
  • No annual fee
  • No foreign transaction fee
  • Up to 4% cash back
Cons
  • High APR
  • Requires good credit
  • Rewards are redeemable in Verizon Dollars with limited use

What Are the Best Alternatives?

Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express

Rating

4.5

Rewards Range

1%-6%

Annual Fee

$0 intro annual fee for the first year, then $95.

Capital One Savor Rewards Credit Card
Capital One Savor Rewards Credit Card

Rating

4.5

Rewards Range

1% - 5%

Annual Fee

$95

Wells Fargo Active Cash® Card
Wells Fargo Active Cash® Card

Rating

4.9

Rewards Range

2%

Annual Fee

$0

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