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Streaming services are a popular bonus category for many credit cards. If you're paying for a handful of streaming services, you might as well get some cash back for it. Here's a list of cash back credit cards that give the best rewards for streaming services.
- Best Cash Back Credit Cards for Streaming Services
- Blue Cash Preferred® Card from American Express
- U.S. Bank Cash+® Visa Signature® Card
- Prime Visa
- Capital One SavorOne Cash Rewards Credit Card
- Citi® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)
- Citi Custom Cash® Card
- Chase Sapphire Preferred® Card
- Apple Card
- The Platinum Card® from American Express
- Capital One Venture X Rewards Credit Card
- How We Chose the Cards on This List
- Tips for Using Credit Cards to Pay For Streaming Services
- Final Thoughts
Best Cash Back Credit Cards for Streaming Services
We’ve uncovered the best credit cards for streaming services below. While Netflix and Hulu may not cost a fortune each month, every penny adds up. If you can earn bonuses for something as simple as watching TV, why not take advantage?
Blue Cash Preferred® Card from American ExpressThere are two ways to earn money back on streaming services with the Blue Cash Preferred® Card from American Express. First, you can earn 6% cash back for each dollar you spend on streaming services. You can also earn 6% cash back when buying gift cards for streaming services from your favorite grocery stores (subject to the spending caps below).
The list of eligible streaming services with Blue Cash Preferred is extensive and includes:
- Music streaming including Amazon Music, Apple Music, Pandora, and Spotify
- Television streaming including DirecTV Stream, Disney+, Peacock, Prime Video, Netflix, Peacock, Showtime, and more
- Book streaming, including Audible and Kindle Unlimited
If you have excellent credit, it’s hard to beat the 6% back on groceries, especially with inflation. Plus, you get 6% cash back on streaming services. If you have a large family or spend a lot on groceries and streaming, this card packs quite a punch.
Annual fee: $0 intro annual fee for the first year, then $95.
Welcome offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
0% Intro APR: 0% on purchases for 12 months from the date of account opening, then a variable APR of 19.24% - 29.99%.
Read our Blue Cash Preferred® Card from American Express Review
U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® Card allows cardholders to choose two bonus categories quarterly that they earn 5% back on each month. Among the eligible categories are TV, Internet, and streaming services. The reward is available on up to $2,000 in spending quarterly.
U.S. Bank doesn’t list which streaming services are included, but it does include internet, cable, and streaming for maximum cash back.
This card is good for anyone that likes to switch up their cash back earnings to accommodate their current spending. For example, you might spend more on streaming in the winter months. But in the summer months, you might spend more on fast food, clothing, or gyms.
Annual fee: $0
Signup bonus: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
0% Intro APR: 0% APR for the first 15 billing cycles. and for the first 15 billing cycles.. After that, a variable APR currently 19.49% - 29.74%.
Read our U.S. Bank Cash+® Visa Signature® Card Review
5% Cash Back When Paying For Subscriptions via AmazonIt’s no surprise that the Prime Visa pays cardholders its largest rewards for Amazon streaming services, namely Amazon Prime. While Amazon Prime technically isn’t a streaming service, it comes with the rights to Amazon Video and Amazon Music. So it’s like getting cash back for your streaming services.
However, you only get 5% cash back for Amazon Prime, no other streaming services outside of Amazon.
If your streaming service of choice is Amazon Prime, then the Prime Visa makes sense. If nothing else, you’ll likely at least earn back the cost of Amazon Prime each year. But most people earn much more than that. Especially if they shop at Amazon or Whole Foods frequently.
Annual fee: $0, but you must be an Amazon Prime member to get it, which costs $139 annually (or $14.99 a month)
Signup bonus: Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members
0% Intro APR: None
Read our Prime Visa Review.
Capital One SavorOne Cash Rewards Credit CardIf you love snuggling up on the couch with a great movie and your favorite takeout, the Capital One SavorOne Cash Rewards Credit Card may reward you for what you love the most. It pays 3% back on streaming services and dining. So you could earn some decent cash back and enjoy yourself too.
The Capital One SavorOne Cash Rewards Credit Card is great if you spend most of your money on groceries, dining out, and streaming services. It’s unusual for a card to pay a higher percentage for all three of these top categories.
Annual fee: $0
Signup bonus: $200 Cash Back after you spend $500 on purchases within 3 months from account opening
0% Intro APR: 0% APR on purchases for 15 months and on balance transfers for 15 months, then a variable APR of 19.99% - 29.99%
Read our Capital One SavorOne Cash Rewards Credit Card Review
Citi® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)If you’re the type that prefers to have one credit card to keep things simple, the Citi® Double Cash Card - 18 month BT offer is a good option. It pays a flat 2% across all purchases, no matter the category, including streaming.
While it might not be the highest percentage, it’s the best option when you only want one card.
The Citi® Double Cash Card - 18 month BT offer is good for those who pay their balances off in full each month. Citi pays 1% cash back when you make a purchase and another 1% back when you pay it off. You must pay your balance in full to get your rewards right away, which can be a good incentive for those who tend to carry a balance.
Annual fee: $0
Signup bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.
Intro APR: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
Read our Citi® Double Cash Card - 18 month BT offer Review
Citi Custom Cash® CardCiti Custom Cash® Card gets you 5% cash back on the category you spend the most money in, up to $500 per month. What's nice about this card is that you don't have to keep track of rotating categories or remember to enroll in anything: Citi does all of that for you. So, if you spend the most on streaming services, you get an automatic 5% cash back.
Annual Fee: $0
Signup Bonus: Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
Intro APR: Get 0% APR on purchases and balance transfers for the first 15 months
Read our Citi Custom Cash® Card review
Chase Sapphire Preferred® CardChase Sapphire Preferred® Card packs a lot of value, particularly for travel rewards, but it also offers other benefits. One of those is 3x points on select streaming services, which includes Apple Music, Apple TV, Disney+, ESPN+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. And you get a lot of other great benefits as well.
Annual Fee: $95
Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Intro APR: None
Read our Chase Sapphire Preferred® Card review
Apple CardIf your preferred streaming services come from Apple, pay with the Apple Card, and you’ll automatically earn 3% back. This includes Apple Music and Apple TV+, not just Apple products.
If you’re an Apple fan and don’t stream any other services, the Apple Card is a great way to maximize your cash back on your streaming service and get the cash in real time to pay next month’s bill.
Annual fee: $0
Signup bonus: None
Intro APR: None
Read our Apple Card Review
The Platinum Card® from American ExpressYou probably wouldn't want to get the The Platinum Card® from American Express just for streaming, but if you're in the market for a premium travel card that happens to have a great deal on streaming, this card makes sense. Not only do you get a $20 statement credit every month to cover eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal, but you also get the cost of a Walmart+ subscription as a statement credit. Walmart+ gets you a subscription to Paramount+ (among other things). The annual fee is high, but if you're going to get a premium travel card anyway, the streaming deals sweeten the pot.
Annual Fee: $695
Welcome Offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
Intro APR: None
Read our The Platinum Card® from American Express Review
Capital One Venture X Rewards Credit CardCapital One Venture X Rewards Credit Card is another not-so-obvious choice when it comes to streaming benefits. But if you need a travel card, you can take advantage of the 2x miles you get on every purchase (including streaming) and apply those miles to rental cars, hotels, and airfare.
Annual Fee: $395
Signup Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
Intro APR: None
Read our Capital One Venture X Rewards Credit Card Review
How We Chose the Cards on This List
We carefully curated our list of the top credit cards for streaming services. We look at not only the rewards earned for streaming services but also the annual fee. Plus, we consider any 0% introductory APR and other benefits the card offers to help you get the most out of your rewards.
Tips for Using Credit Cards to Pay For Streaming Services
- Build your credit – Charging your streaming services can help you build credit. Keep the amount you charge low, and pay the balance off in full each month. This helps build your credit with a solid payment history. It also shows proper use of your credit, both of which can help you improve your credit score.
- Only pay for subscriptions you use – Be careful when setting up autopay for any subscriptions, including streaming. It’s easy to forget what you signed up for each month. Instead, review your credit card statements monthly and cancel any unused subscriptions right away. If you aren’t sure which subscriptions you signed up for, try a subscription-canceling app such as Truebill.
- Choose a card that works best for you – It doesn’t make sense to pay an annual fee for a credit card you don’t use for its full benefits. Know what a card offers and determine if it fits what you need and will use. If you don’t need a lot of bells and whistles and prefer a simple card with good cash back, consider the Citi® Double Cash Card - 18 month BT offer we mentioned above.
Who knew it pays to watch TV or listen to music? Well, that's not exactly true. But it can be worth charging your streaming bills to your credit cards.
This is a great way to charge a small amount to your credit card each month and pay it off. It's also an easy way to practice responsible credit card use. Plus, you'll earn some cash back. You can't go wrong with any of the cards on this list. Simply choose the one that best matches your spending style.