Streaming services are a popular bonus category for many credit cards. If you’re paying for a handful of streaming services, you might as well get some cash back for it. Here’s a list of credit cards that give the best rewards for streaming.
- Best Credit Cards for Streaming Services
- How We Chose the Cards on This List
- Tips for Using Credit Cards to Pay For Streaming Services
- Final Thoughts
Best Credit Cards for Streaming Services
We’ve uncovered the best credit cards for streaming services below. While Netflix and Hulu may not cost a fortune each month, every penny adds up. If you can earn bonuses for something as simple as watching TV, why not take advantage?
Blue Cash Preferred® Card from American Express
The list of eligible streaming services with Blue Cash Preferred is extensive and includes:
- Music streaming including Amazon Music, Apple Music, Pandora, and Spotify
- Television streaming including DirecTV Stream, Disney+, Peacock, Prime Video, Netflix, Peacock, Showtime, and more
- Book streaming, including Audible and Kindle Unlimited
If you have excellent credit, it’s hard to beat the 6% back on groceries, especially with inflation. Plus, you get 6% cash back on streaming services. If you have a large family or spend a lot on groceries and streaming, this card packs quite a punch.
- Annual fee: $95
- Welcome bonus: $350 after spending $3,000 in the first 6 months
- 0% Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening, then a variable APR of 16.99% - 27.99%.
Read our Blue Cash Preferred® Card from American Express Review
U.S. Bank Cash+ Visa Signature Card
U.S. Bank doesn’t list which streaming services are included, but it does include internet, cable, and streaming for maximum cash back.
This card is good for anyone that likes to switch up their cash back earnings to accommodate their current spending. For example, you might spend more on streaming in the winter months. But in the summer months, you might spend more on fast food, clothing, or gyms.
- Annual fee: $0
- Signup bonus: $200 if you spend $1,000 in the first 120 days
- 0% Intro APR: 0% APR on purchases for the first 15 billing cycles and on balance transfers for the first 15 billing cycles. After that, a variable APR currently 16.74% - 26.74%.
Read our U.S. Bank Cash+ Visa Signature Card Review
Amazon Prime Rewards Visa Signature Card
5% Cash Back When Paying For Subscriptions via Amazon
However, you only get 5% cash back for Amazon Prime, no other streaming services outside of Amazon.
If your streaming service of choice is Amazon Prime, then the Amazon Prime Rewards Visa Signature Card makes sense. If nothing else, you’ll likely at least earn back the cost of Amazon Prime each year. But most people earn back much more than that. Especially if they shop at Amazon or Whole Foods frequently.
- Annual fee: $0, but you must be an Amazon Prime member to get it, which costs $139 annually
- Signup bonus: $100 Amazon gift card
- 0% Intro APR: None
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is great if you spend most of your money on groceries, dining out, and streaming services. It’s unusual for a card to pay a higher percentage for all three of these top categories.
- Annual fee: $0
- Signup bonus: Earn a $200 bonus when you spend $500 in 3 months
- 0% Intro APR: 0% APR on purchases for 15 months and on balance transfers for 15 months, then a variable APR of 16.49% - 26.49%
Read our Capital One SavorOne Cash Rewards Credit Card Review
Citi® Double Cash Card - 18 month BT offer (Up to 2% Cash Back on All Purchases)
While it might not be the highest percentage, it’s the best option when you only want one card.
The Citi® Double Cash Card - 18 month BT offer is good for those who pay their balances off in full each month. Citi pays 1% cash back when you make a purchase and another 1% back when you pay it off. You must pay your balance in full to get your rewards right away, which can be a good incentive for those who tend to carry a balance.
- Annual fee – $ 0
- Signup bonus – None
- Intro APR – 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Read our Citi® Double Cash Card - 18 month BT offer Review
If your preferred streaming services come from Apple, pay with the Apple Card, and you’ll automatically earn 3% back. This includes Apple Music and Apple TV+, not just Apple products.
- 3% cash back daily on all Apple purchases
- 3% Daily Cash back when you shop at Ace, DuaneReade, Panera, Nike, Mobil, T-Mobile, Uber, UberEats and Walgreens and use your Apple Card with Apple Pay
- 2% cash back on all purchases made with your iPhone or Apple Watch
If you’re an Apple fan and don’t stream any other services, the Apple Card is a great way to maximize your cash back on your streaming service and get the cash in real-time to pay next month’s bill.
- Annual fee – $0
- Signup bonus – None
- Intro APR – None
How We Chose the Cards on This List
We carefully curated our list of the top credit cards for streaming services. We look at not only the rewards earned for streaming services but also the annual fee. Plus, we consider any 0% introductory APR and other benefits the card offers to help you get the most out of your rewards.
Tips for Using Credit Cards to Pay For Streaming Services
- Build your credit – Charging your streaming services can help you build credit. Keep the amount you charge low, and pay the balance off in full each month. This helps build your credit with solid payment history. It also shows proper use of your credit, both of which can help you improve your credit score.
- Only pay for subscriptions you use – Be careful when setting up autopay for any subscriptions, including streaming. It’s easy to forget what you signed up for each month. Instead, review your credit card statements monthly and cancel any unused subscriptions right away. If you aren’t sure which subscriptions you signed up for, try a subscription canceling app such as Truebill.
- Choose a card that works best for you – It doesn’t make sense to pay an annual fee for a credit card you don’t use for its full benefits. Know what a card offers and determine if it fits what you need and will use. If you don’t need a lot of bells and whistles and prefer a simple card with good cash back, consider the Citi® Double Cash Card - 18 month BT offer we mentioned above.
Who knew it pays to watch tv or listen to musis? Well, that’s not exactly true. But it can be worth charging your streaming bills to your credit cards.
This is a great way to charge a small amount to your credit card each month and pay it off. It’s also an easy way to practice responsible credit card use. Plus, you’ll earn some cash back. You can’t go wrong with any of the cards on this list. Simply choose the one that best matches your spending style.