Our Mission: To empower consumers with financial tools that help them build wealth. We're not here to tempt you into spending 100,000 miles for an 8 hour first class flight, only to find yourself back in your cubicle after a one-week vacation. We're here to help you build lasting wealth with credit card rewards.

Of course, if you use your wealth to fly first class, well, we aren't going to stop you!


“Thanks for the tips on credit cards. We got the Hilton AmEx, and the bonus points will really come in handy on our trip to the UK and Ireland next year!”

–Deb and Mark

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Best Credit Cards

15 Best Credit Cards of December 2023

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Picking the best credit card is no easy task. It depends largely on your financial goals (e.g., travel, cash back, 0% APR, build credit), how many cards you want to…
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Credit card rewards were first introduced in 1984 with the Diner's Club card. In the 1990s Discover and other issuers began offering cash back rewards, with 1% cash back becoming…
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Discover credit cards are best for cash back rewards. Discover popularized the 5% cash back on rotating categories. In addition, Discover offers an excellent travel rewards card and one of…

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