Best Capital One Credit Cards (2023)

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Capital One credit cards span a wide range of rewards and credit levels, most with low fees and excellent reward rates. The best Capital One cards include both personal and business card offerings.

Overview of Personal Capital One Credit Cards

Card	Welcome Bonus	Annual Fee
Capital One Venture X Rewards Credit Card	Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening	$395
Capital One Venture Rewards Credit Card	Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening	$95
Capital One Quicksilver Cash Rewards Credit Card	One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening	$0
Capital One QuicksilverOne Cash Rewards Credit Card	N/A	$39
Capital One Savor Rewards Credit Card	Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.	$95
Capital One SavorOne Cash Rewards Credit Card	$200 Cash Back after you spend $500 on purchases within 3 months from account opening	$0
Capital One VentureOne Rewards Credit Card	20,000 Miles once you spend $500 on purchases within 3 months from account opening	$0
Capital One VentureOne Rewards for Good Credit	None	$0
Capital One Quicksilver Cash Rewards for Good Credit	None	$0
Capital One SavorOne Cash Rewards for Good Credit	None	$0
Capital One Platinum Credit Card	None	$0
Capital One Quicksilver Secured Cash Rewards Credit Card	None	$0
Capital One Platinum Secured Credit Card	None	$0
Capital One SavorOne Student Cash Rewards Credit Card	Earn $50 Cash Back when you spend $100 in the first three months	$0
Capital One Quicksilver Student Cash Rewards Credit Card	Earn $50 Cash Back when you spend $100 in the first three months	$0
Key Rewards Visa	Get 10% back in rewards (double the usual rate) for the first 30 days the account is open	$0
Cabela’s CLUB® Card	Get $20 in Club points upon approval; $10 after 2 Bass Pro Shops or Cabela's purchases, and $10 after five purchases everywhere else Mastercard is accepted	$0
BJ’s One™ Mastercard®	None	$0; but you must be a BJ's member
BJ’s One+™ Mastercard®	None	$0; but you must be a BJ's member

Capital One Personal Credit Cards

I've carried several Capital One credit cards. My personal favorite is the Capital One Venture Rewards Credit Card, but Capital One offers excellent cards for just about every credit score range.

Capital One Venture X Rewards Credit Card

Best for travel rewards

Capital One Venture X Rewards Credit Card earns you a generous welcome bonus, plus additional points every year on your card member anniversary. The annual fee is high, but you get $300 in travel credit when you book through Capital One travel, which mostly offsets the fee. Also, the annual fee is not nearly as high as some other premium travel rewards cards.

Rewards:

Welcome Bonus:  Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Intro APR: None

Annual Fee: $395

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/01/2022	751	Experian	$10,000
Approved	02/01/2022	775	TransUnion	$10,000
Approved	02/01/2022	802	Equifax	$10,000
Approved	02/28/2022	779	Experian	$30,000
Approved	04/13/2022	800	Equifax	$30,000
Approved	10/19/2023	776	Not Provided	$20,000
Approved	12/16/2021	731	Experian	$10,000
Approved	01/26/2022	742	Experian	$10,000
Approved	01/26/2022	754	TransUnion	$10,000
Approved	01/26/2022	756	Equifax	$10,000

Capital One Venture Rewards Credit Card

Best for casual travelers

Capital One Venture Rewards Credit Card offers some travel rewards for a reasonable $95 fee. If you want a few travel rewards but can't stomach the annual fee of the Venture X card, consider the Venture Rewards. You'll also earn 2x miles on every dollar you spend.

Rewards:

Welcome Bonus:  Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

Intro APR: None

Annual Fee: $95

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	05/17/2021	739	Experian	$15,000
Approved	08/30/2021	775	Equifax	$10,000
Approved	07/11/2023	691	Experian	$5,000
Approved	10/25/2021	728	Experian	$10,000
Approved	10/25/2021	731	Equifax	$10,000
Approved	10/25/2021	740	TransUnion	$10,000

Capital One Quicksilver Cash Rewards Credit Card

Best for big purchases

Capital One Quicksilver Cash Rewards Credit Card offers cash back rewards and a small welcome bonus, plus you get an introductory 0% APR. This makes it an excellent card if you're planning a large purchase and don't want to pay the entire amount all at once.

Rewards:

Welcome Bonus:  One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Intro APR: Get 0% APR on purchases and balance transfers for 15 months.

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	07/08/2021	795	Equifax	$2,000
Approved	07/08/2021	796	Experian	$2,000
Approved	07/08/2021	819	TransUnion	$2,000
Approved	10/05/2021	698	Not Provided	$3,000
Approved	07/01/2021	640	Experian	$3,000
Approved	06/01/2021	653	TransUnion	$3,000
Approved	06/01/2021	656	Equifax	$3,000
Approved	10/05/2021	677	TransUnion	$3,000
Denied	06/30/2023	768	Not Provided	---

Capital One QuicksilverOne Cash Rewards Credit Card

Best for straightforward cash back rewards

Capital One QuicksilverOne Cash Rewards Credit Card is a good card for those with fair credit since you get free credit score monitoring and automatic credit line reviews. You'll also get 1.5% cash back on every purchase. The interest rate is sky-high, so you'll want to pay off your balance every month or apply for a different card when your credit score improves.

Rewards:  

Welcome Bonus: None

Intro APR: None

Annual Fee: $39

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	06/01/2023	621	Not Provided	$2,000
Approved	02/04/2022	800	Not Provided	$4,000

Capital One Savor Rewards Credit Card

Best for elevated rewards on everyday purchases

Capital One Savor Rewards Credit Card has excellent rewards, especially for those who spend a lot on dining and entertainment. You also get a modest welcome bonus which you can use to treat yourself to a nice dinner out.

Rewards:  

Welcome Bonus:  Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.

Intro APR: None

Annual Fee: $95

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	09/22/2022	537	TransUnion	$3,000
Approved	07/01/2021	674	Not Provided	$5,000
Denied	04/01/2020	780	Experian	---
Denied	08/20/2022	634	Not Provided	---

Capital One SavorOne Cash Rewards Credit Card

Best for Introductory rate + rewards

Capital One SavorOne Cash Rewards Credit Card offers decent rewards plus a 0% APR on purchases and balance transfers for the first 15 months, and all without an annual fee. This makes it an excellent card for either large purchases or transferring higher interest balances so you can pay them off.

Rewards:

Welcome Bonus:  $200 Cash Back after you spend $500 on purchases within 3 months from account opening

Intro APR: Get 0% APR on purchases and balance transfers for 15 months.

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/01/2023	661	Experian	$5,000
Approved	02/01/2023	729	TransUnion	$5,000
Approved	05/11/2023	815	Not Provided	$10,000
Approved	06/08/2023	620	Not Provided	$5,000
Approved	07/26/2023	775	Experian	$3,000
Approved	09/08/2023	659	Experian	$2,000
Approved	09/08/2023	670	Equifax	$2,000
Approved	08/22/2023	610	Experian	$3,000
Approved	08/22/2023	619	Equifax	$3,000
Approved	08/22/2023	697	TransUnion	$3,000
Approved	02/10/2023	660	Not Provided	$500
Approved	02/12/2023	657	TransUnion	$1,000

Capital One VentureOne Rewards Credit Card

Best for an entry-level travel card for excellent credit

Capital One VentureOne Rewards Credit Card can offer you an easy way to pay off higher interest credit cards with its 0% introductory rate on purchases and balance transfers for 15 months. The rewards are only okay, but there's no annual fee.

Rewards:

Welcome Bonus: Get 20,000 Miles once you spend $500 on purchases within 3 months from account opening

Intro APR: Get 0% APR on purchases and balance transfers for the first 15 months.

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	10/29/2021	664	Equifax	$5,000
Approved	10/29/2021	682	Experian	$5,000
Approved	10/29/2021	697	TransUnion	$5,000
Approved	07/28/2022	640	Experian	$2,000

Capital One VentureOne Rewards for Good Credit

Best entry-level travel card for good credit

Capital One VentureOne Rewards for Good Credit is a good travel card for people who travel occasionally, want some rewards, but don't want to pay an annual fee.  It's very similar to the Capital One VentureOne Rewards Credit Card, except that there's no 0% intro APR offer or welcome bonus. Plus, you may not need as high a credit score to get approved for this one.

Rewards:  

Welcome Bonus: None

Intro APR: None

Annual Fee:  $0

Capital One Quicksilver Cash Rewards for Good Credit

Best for simple cash back

Capital One Quicksilver Cash Rewards for Good Credit is a solid choice if you wanted the Capital One Quicksilver Cash Rewards Credit Card, but didn't have the excellent credit required to get approved. With this card, you won't get the bonus or the 0% intro APR offer, but the rewards and the benefits are the same.

Rewards:

Welcome Bonus: None

Intro APR: None

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	03/16/2022	640	Not Provided	$400
Approved	08/30/2022	671	TransUnion	$3,000
Approved	08/30/2022	678	Experian	$3,000
Approved	08/30/2022	696	Equifax	$3,000
Approved	09/01/2022	572	Not Provided	$800
Approved	06/19/2023	657	TransUnion	$3,000
Approved	06/19/2023	672	Experian	$3,000
Approved	06/19/2023	695	Equifax	$3,000

Capital One SavorOne Cash Rewards for Good Credit

Best for everyday cash back rewards for good credit

Capital One SavorOne Cash Rewards for Good Credit is a good choice if you like the benefits and rewards of the Capital One SavorOne Cash Rewards Credit Card but don't have excellent credit. This card also offers excellent benefits and rewards, but you won't get the bonus or the 0% APR offer. Your APR will be higher as well.

Rewards:  

   

Welcome Bonus: None

Intro APR: None

Annual Fee: $0  

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	05/12/2023	680	Not Provided	$3,000
Approved	09/26/2023	680	Experian	$3,000
Denied	05/06/2023	660	Not Provided	---

Capital One Platinum Credit Card

Best for fair credit

Capital One Platinum Credit Card is a good choice if you have fair credit and are looking to increase your credit score. After you make your first five payments on time, you can be considered for a higher credit line. And there's no annual fee.

Rewards: None

Welcome Bonus: None

Intro APR: None

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	03/10/2022	610	Experian	$300
Approved	06/12/2021	658	TransUnion	$3,000
Approved	04/06/2021	533	Experian	$500
Approved	04/27/2022	650	Not Provided	$3,000
Approved	09/11/2021	520	Experian	$3,000
Approved	09/11/2021	530	Equifax	$3,000
Approved	09/11/2021	579	TransUnion	$3,000

Capital One Quicksilver Secured Cash Rewards Credit Card

Best for a secured card with rewards

Capital One Quicksilver Secured Cash Rewards Credit Card is a secured credit card, but it also offers cash back rewards on every purchase: unusual in a secured credit card. You'll have to put down a $200 deposit, but with responsible use you could earn your deposit back, and even upgrade to an unsecured card. Capital One can consider you for a credit increase in as little as six months.

Rewards:  

Welcome Bonus: None

Intro APR: None

Annual Fee: $0

Capital One Platinum Secured Credit Card

Best for poor credit

Capital One Platinum Secured Credit Card is a good choice if you need a secured credit card. It reports to all three credit bureaus, and there is no annual fee. You'll put down a refundable $200 deposit, which is equal to your credit line.

Rewards: None    

Welcome Bonus: None

Intro APR: None

Annual Fee:  $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	10/11/2022	568	Experian	$49

Capital One SavorOne Student Cash Rewards Credit Card

Best student card for cash back

Capital One SavorOne Student Cash Rewards Credit Card offers 3% cash back on dining, groceries, entertainment and streaming services, which are generous rewards no matter where you are in life. You also get a small bonus, which should just about cover pizza for you and your friends.

Rewards: 

Welcome Bonus: Earn $50 Cash Back when you spend $100 in the first three months

Intro APR: None

Annual Fee:  $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	09/22/2021	564	Experian	$500
Denied	03/06/2021	752	Not Provided	---

Capital One Quicksilver Student Cash Rewards Credit Card

Best student card for simple cash back

Capital One Quicksilver Student Cash Rewards Credit Card gives you an unlimited 1.5% cash back on every purchase. If you don't want to keep track of what categories you earn cash back in, this card is for you. You also get a small bonus, all for no annual fee.

Rewards:  

Welcome Bonus:  Earn $50 Cash Back when you spend $100 in the first three months

Intro APR: None

Annual Fee:  $0

Key Rewards Visa

Best for shopping at Pottery Barn and other associated brands

Key Rewards Visa offers 5% off purchases at Pottery Barn and associated stores, which includes Williams Sonoma, Pottery Barn Kids, Pottery Barn Teen, Williams Sonoma Home, West Elm, and Mark & Graham. You also get a $25 gift card on your birthday. However, all of the rewards you earn must be redeemed at Pottery Barn and associated stores: there is no other option. There's four variations of this card, depending on which store you prefer:  Pottery Barn Key Rewards Visa;  Williams Sonoma Key Rewards Visa; and West Elm Key Rewards Visa are all essentially the same card with a different image on the front.

Rewards:

Welcome Bonus:  Get 10% back in rewards (double the usual rate) for the first 30 days the account is open

Intro APR: None

Annual Fee: $0

Cabela’s CLUB® Card

Best for shopping at Cabela's and Bass Pro Shops

Cabela’s CLUB® Card is identical to the Bass Pro Shops® CLUB Card card, especially since Cabela's and Bass Pro Shops merged in 2017. The rewards, welcome bonus, and APR for both stores are the same. Unless you live and breathe Cabela's and Bass Pro Shops, you'd be better off with a 2% cash back card that rewards you for every purchase.

Rewards:  

Welcome Bonus: Get $20 in Club points upon approval; $10 after 2 Bass Pro Shops or Cabela's purchases, and $10 after five purchases everywhere else Mastercard is accepted

Intro APR: None

Annual Fee:  $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Denied	10/07/2019	700	Not Provided	---

BJ’s One™ Mastercard®

Best for occasional shopping at BJs

BJ’s One™ Mastercard® is the card for you if you shop at BJs but only have the lower tier level of membership. The way it works is you apply for a card, and whatever level of membership you have (BJs One or BJs One Plus) dictates what card you can be approved for. You do need to have a BJs membership already to apply for either of them. Both cards will only allow you to redeem your rewards at BJs, and this card gets you $0.10 off a gallon of gas at BJs.

Rewards:

Welcome Bonus: None

Intro APR: None

Annual Fee:  $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	03/28/2023	666	Equifax	$2,000

BJ’s One+™ Mastercard®

Best for BJs enthusiasts

BJ’s One+™ Mastercard® and the BJ’s One™ Mastercard® are brand new cards for Capital One, just launched in February 2023. This card is for those with the higher tier membership, which is currently $110 a year. You get a boost in rewards and $0.15 off per gallon of gas at BJs, but all of your rewards must be redeemed at BJs.

Rewards:  

Welcome Bonus: None

Intro APR: None

Annual Fee: $0

Capital One Business Credit Cards

I've carried a Capital One Spark business card for years. It keeps my business expenses separate from my personal expenses, and it offers great rewards.

Card	Welcome Bonus	Annual Fee
Capital One Spark Miles for Business	Earn a one-time bonus of 50,000 miles - equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening	$0 intro for first year; $95 after that, waived for the first year
Capital One Spark Cash Select for Excellent Credit	$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening	$0
Capital One Spark Cash Plus	$1,200 Cash Back once you spend $30,000 in the first 3 months	$150
Capital One Spark Cash Select for Good Credit	N/A	$0
Capital One Spark Classic for Business	None	$0
Capital One Spark Miles Select for Business	Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.	$0
CLUB Business Mastercard®	Earn $75 in Club points when you spend $1,000 on your Club Business card within the first 60 days of account approval.	$0

Capital One Spark Miles for Business

Best for elevated rewards on all purchases

Capital One Spark Miles for Business offers small business owners a nice bonus. If you don't want to keep track of what categories you spend money on, Spark Miles for Business makes it simple: you'll earn 2x points per every dollar you spend. The annual fee is waived for the first year.

Rewards:

Welcome Bonus:  Earn a one-time bonus of 50,000 miles - equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening

Intro APR: None

Annual fee: $0 intro for first year; $95 after that, waived for the first year

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	11/19/2019	713	Experian	$30,000
Approved	11/19/2019	728	TransUnion	$30,000
Approved	11/19/2019	734	Equifax	$30,000

Capital One Spark Cash Select for Excellent Credit

Best for cash back with no annual fee

Capital One Spark Cash Select for Excellent Credit is a good choice if you don't spend a lot each month, but want some cash back rewards and don't want to keep track of rotating categories. There is a small bonus, which is nice, and you also get 5% cash back on hotels and rentals cars booked through Capital One Travel.

Rewards:

Welcome Bonus:  $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening

Intro APR: None

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	12/23/2021	695	TransUnion	$5,000
Approved	07/22/2022	750	Not Provided	$20,000
Approved	12/23/2021	653	Equifax	$5,000
Approved	12/23/2021	697	Experian	$5,000
Denied	07/16/2022	755	Equifax	---

Capital One Spark Cash Plus

Best charge card with elevated cash back on all purchases

Capital One Spark Cash Plus is a charge card, not a credit card, which means you need to pay your balance in full every month (always a good idea anyway). You'll earn an unlimited 2% cash back on every purchase, and there's no preset spend limit. So, if your expenses vary from month to month and you always pay in full, this card is a good fit.

Rewards:

Welcome Bonus: $1,200 Cash Back once you spend $30,000 in the first 3 months

Intro APR: None

Annual Fee: $150

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Denied	10/08/2021	760	Equifax	---

Capital One Spark Cash Select for Good Credit

Best starter business card for good credit

Capital One Spark Cash Select for Good Credit is a good fit for businesses just getting off the ground. There's a 0% intro APR offer, perfect if you need to set up an office or purchase equipment. You'll also earn an unlimited 1.5% cash back on every purchase, and there's no annual fee.

Rewards:

Welcome Bonus: N/A

Intro APR: Get 0% APR on purchases for 12 months

Annual Fee:  $0

Capital One Spark Classic for Business

Best business card for fair credit

Sometimes even the best businesses struggle with credit scores. If your credit isn't quite as good as it could be, consider Capital One Spark Classic for Business. You'll earn 1% cash back on every purchase, plus 5% cash back on travel booked through Capital One. There's no annual fee, and you even get roadside assistance–perfect if you have salespeople out in the field (employee cards are free).

Rewards:

Welcome Bonus: None

Intro APR: None

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	12/21/2022	683	Experian	$8,000
Approved	02/14/2020	725	Equifax	$5,000
Approved	02/14/2020	772	TransUnion	$5,000
Approved	02/14/2020	792	Experian	$5,000
Approved	12/21/2022	652	TransUnion	$8,000
Approved	12/21/2022	668	Equifax	$8,000

Capital One Spark Miles Select for Business

Best for business travel rewards with no annual fee

Capital One Spark Miles Select for Business is a good choice if you want to rack up travel rewards miles and don't want to pay an annual fee. You'll earn 1.5 miles on every purchase and 5x miles on hotels and rental cars booked through Capital One. And there's a very nice bonus, worth at least $500 but possibly more if you transfer the points to a Capital One travel partner.

Rewards:

Welcome Bonus: Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.

Intro APR: None

Annual Fee: $0

Approval Odds

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	12/23/2021	653	Equifax	$5,000
Approved	12/23/2021	695	TransUnion	$5,000
Approved	12/23/2021	697	Experian	$5,000

CLUB Business Mastercard®

Best for outdoor-oriented businesses

CLUB Business Mastercard® is a good choice if your small business centers on the great outdoors. You get a very nice APR on all Cabela's and Bass Pro Shops purchases (7.99%), and a 5% discount on store purchases. You also get some business benefits, such as free employee cards and year-end purchase summaries. However, this isn't really a cash back card, as all rewards come in the form of Club points and must be used at Cabela's and Bass Pro Shops.

Rewards:

Welcome Bonus: Earn $75 in Club points when you spend $1,000 on your Club Business card within the first 60 days of account approval.

Intro APR: None

Annual Fee:  $0

Final Thoughts

So which Capital One credit card is best for you? If you have excellent credit, Capital One Venture X Rewards Credit Card is the most rewarding travel card. If you want to focus on cash back, consider the Capital One Quicksilver Cash Rewards Credit Card card. For limited or bad credit, the Capital One Platinum Credit Card is among the best. Consider your finances, what you spend money on, and your financial goals, and then apply for the Capital One card that's the best fit for you.