New Chase Credit Card Offer: Earn 100,000 Chase Ultimate Rewards points after you spend $4,000 on purchases with the Chase Sapphire Preferred in the first 3 months. Points are worth $1,250 in travel when you redeem through Chase Ultimate Rewards. Get details here.
Capital one offers some of the best travel and cash back cards available today. They also have excellent secured and student cards, as well as a complete lineup of business credit card offers.
Table Of Contents
- Capital One Personal Credit Cards
- Capital One Venture Rewards Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One Savor Cash Rewards Credit Card
- Capital One SavorOne Cash Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- Capital One Platinum Credit Card
- Secured MasterCard® from Capital One
- Journey Student Rewards from Capital One
- Capital One Business Credit Cards
Capital One Personal Credit Cards
I’ve carried several Capital one credit cards. My personal favorite is the Capital One Venture Rewards Credit Card.
Capital One Venture Rewards Credit Card
- One-time Bonus: Earn 100,000 bonus miles after spending $20,000 within your first 12 months.
- If a $20,000 spend is too much, you can still earn 50,000 bonus miles if you spend $3,000 on purchases in the first 3 months.
- Earn 2X miles on every purchase
- Receive up to $100 application fee credit for Global Entry or TSA Pre?®
- Miles aren’t specific to any airline or hotel, so they can be used anywhere
- Travel when you want with no blackout dates
- Miles won’t expire for the life of the account
- No foreign transaction fees
- Transfer miles to more than 10 travel programs.
- $95 annual fee
Capital One QuicksilverOne Cash Rewards Credit Card
- Cash Back: Earn 1.5% cash back on every purchase
- Get automatically considered for a higher credit line in as little as 6 months
- Free credit monitoring with the CreditWise® app
- $0 fraud liability if your card is ever lost or stolen
- Get customized alerts and manage your account with the Capital One mobile app
- $39 annual fee
Capital One Quicksilver Cash Rewards Credit Card
- Signup Bonus: $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase
- Intro APR: 0% intro APR on purchases for 15 months
- No annual fee
- No foreign transaction fees
Capital One Savor Cash Rewards Credit Card
- Early Spend Bonus: Earn $300 cash bonus after you spend $3,000 on purchases within the first 3 months
- 4% Cash Back: Earn 4% cash back on dining and entertainment
- 2% Cash Back: Earn 2% on groceries
- 1% Cash Back: Earn 1% on all other purchases
- Intro APR: 0% intro APR on purchases and balance transfers for 9 months
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- No foreign transaction fees
Capital One SavorOne Cash Rewards Credit Card
- Earn $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 1% on all other purchases
- 0% intro APR on purchases for 15 months
- No foreign transaction fee
- No annual fee
Capital One VentureOne Rewards Credit Card
- Welcome Offer: Enjoy a one-time bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Rewards: Earn 1.25X miles on every purchase
- No blackout dates
- No foreign transaction fees
- Miles won’t expire for the life of the account
- No Annual fee
Capital One Platinum Credit Card
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage
- Use online banking to access your account, even from your smartphone
- Pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
- Annual fee: $0
Secured MasterCard® from Capital One
- Annual Fee: $0
- Regular APR: 26.99% (Variable) (as of 07/06/2021)
- Security Deposit: $49, $99 or $200, based on credit worthiness
- Starting Credit Limit: $200 and automatically considered for a higher credit line in as little as 6 months.
- Credit Reporting: Payments reported to all 3 major credit bureaus
Journey Student Rewards from Capital One
- Rewards: Earn 1% cash back on all your purchases.
- Bonus: Pay on time to boost your cash back to a total of 1.25% for that month
- No annual fee
- No foreign transaction fees
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app
- $0 fraud liability if your card is ever lost or stolen
- Pick the monthly due date that works best for you
- Get customized alerts and manage your account with the Capital One mobile app
Capital One Business Credit Cards
I’ve carried a Capital One Spark business card for years. It keeps my business expenses separate from my personal expenses, and it offers great rewards.
Capital One Spark Miles for Business
- Welcome Bonus: Earn 50,000 bonus miles after spending $4,500 on purchases within the first 3 months
- Earn 2 miles per $1 on every purchase
- $0 intro annual fee for the first year; $95 after that
- Transfer your miles to over 10 leading travel loyalty programs like JetBlue and Emirates
- There’s no limit to the number of miles you can earn
- Redeem miles for travel, cash back, gift cards and more
- Get one statement credit for either the $85 TSA PreCheck application fee or the $100 Global Entry application fee
- No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
Capital One Spark Cash for Business
- 2% Cash Back: Earn 2% cash back on all purchases. This is one of the few credit cards offering 2% in rewards
- Welcome Bonus: Earn $500 cash bonus after spending $4,500 on purchases within the first 3 months
- $0 intro annual fee for the first year; $95 after that
- Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Capital One Spark Cash Select for Business
- Welcome Bonus: Earn 200 bonus miles after spending $3,000 within your first 3 months.
- Earning unlimited 1.5% cash back
- Save on interest with 0% intro APR on purchases for 9 months
- No annual fee
- Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Capital One Spark Miles Select for Business
- Welcome Bonus: Earn a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
- Earn 1.5 miles per $1 on every purchase
- Save on interest with 0% intro APR on purchases for 9 months
- Pay no annual fee or foreign transaction fees
- There’s no limit to the amount of miles you can earn
- Fly on any airline, anytime, with no blackout dates or seat restrictions
Capital One Spark Classic for Business
- No annual fee
- Earn 1% cash back on every purchase
- Build business credit with responsible use
- Fraud coverage
- No foreign transaction fees
- Year-End Summaries and employee cards at no extra cost
