credit card signup bonuses

21 Credit Cards With Signup Bonuses (Many over $1,000)

Credit card companies roll out the red carpet to attract new card members. From cash to points to miles, welcome offers abound from top card issuers. For that reason, I compiled this exhaustive list of credit card welcome offers, deals, and promotions. In total, we have 233 credit cards in our database with welcome offers for new card members.

Below, you’ll find the newest offers and a massive list of cards with excellent welcome offers. Our team has spent thousands of hours compiling this data. If you know of other cards that should be on our list, please let us know.

New Bonus Offers

These are the newest bonuses available, with some over $1,000. We don’t know how long these offers will last.

  • The IHG One Rewards Traveler Credit Card increased its welcome offer by 20,000 bonus points. New offer: Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
  • The Capital One Savor Cash Rewards Credit Card increased its welcome offer by $50. New offer: $250 Cash Back after you spend $500 on purchases within 3 months from account opening
  • The Chase Sapphire Preferred® Card increased its welcome offer by $300. New offer: Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
  • The Aeroplan® Credit Card increased its welcome offer by 30,000 bonus points. New offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
  • The Hilton Honors American Express Card increased its welcome offer by 20,000 bonus points. New offer: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
  • The Hilton Honors American Express Surpass® Card increased its welcome offer by 35,000 bonus points. New offer: Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
  • The Aer Lingus Visa Signature® Card increased its welcome offer by 10,000 Avios. New offer: Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
  • The British Airways Visa Signature® Card increased its welcome offer by 10,000 Avios. New offer: Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
  • The Iberia Visa Signature® Card increased its welcome offer by 10,000 Avios. New offer: Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
  • The IHG One Rewards Premier Credit Card changed its welcome offer from 5 free nights to 140,000 bonus points. New offer: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

See Business Credit Card Bonuses Here

Best Credit Card Welcome Offers

The following credit cards offer cash or statement credit bonuses for new card members.

Credit CardWelcome OfferAllCards Review
Capital One Venture Rewards Credit Card75,000 Miles once you spend $4,000 on purchases within 3 months from account openingREVIEW
Capital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account openingREVIEW
Blue Cash Preferred® Card from American ExpressEarn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. (Terms Apply)REVIEW
Citi Custom Cash® CardEarn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.REVIEW
Capital One Quicksilver Cash Rewards Credit CardOne-time $200 cash bonus after you spend $500 on purchases within 3 months from account openingREVIEW
 Citi® Double Cash Card 

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

REVIEW
 Chase Freedom Unlimited® Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.REVIEW
The Platinum Card® from American ExpressEarn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. (Terms Apply)REVIEW
Bank of America® Premium Rewards® Elite Credit CardEarn 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.READ MORE
Chase Sapphire Preferred® CardGet up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.REVIEW
Chase Sapphire Reserve®Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.REVIEW
American Express® Gold CardEarn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply.REVIEW
IHG One Rewards Premier Credit CardEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account openingREVIEW
Hilton Honors American Express CardEarn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025. (Terms Apply)REVIEW
Marriott Bonvoy Bevy™ American Express® CardEarn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. (Terms Apply)REVIEW
Marriott Bonvoy Brilliant® American Express® CardEarn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. (Terms Apply)REVIEW
United℠ Explorer CardEarn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.REVIEW
Southwest Rapid Rewards® Plus Credit CardEarn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.REVIEW
Delta SkyMiles® Gold American Express CardEarn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. (Terms Apply)REVIEW
Wells Fargo AutographSM CardEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.REVIEW

We’ve organized the credit cards below by category: daily driver, triple play, and category king. Daily driver cards earn 1.5% to 2% cash back or 2x points or miles on all purchases. Triple play cards earn 3% cash back or 3x points or miles on at least three categories. Category king cards earn 5% cash back or 5x points or miles on at least one category.

Daily Driver Credit Cards With Great Welcome Offers

Daily driver cards earn a flat cash back rate, usually between 1.5% and 2% cash back (or miles or points). A daily driver should be the first credit card you carry. Below are daily driver cards with excellent welcome offers.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Our Rating: 4.5

★★★★

Capital One Venture Rewards Credit Card

Welcome Offer

75,000 Miles

Est. Value

Up to $750

Annual Fee

$95

APR

19.99% – 29.74% Variable

Credit Req’d

Excellent, Good

Rewards: Earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel and 2x miles on other purchases.

The Capital One Venture Rewards Credit Card earns 2x miles on every purchase, and 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. Here is the welcome bonus: 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. This card doesn’t offer as many travel perks as the Capital One Venture X Rewards Credit Card we listed below, but it does pack a great punch for the annual fee.

2x miles
All eligible purchases
Earn unlimited 2x miles on every purchase, every day
5x miles
Select Categories
Earn 5x miles on vacation rentals booked through Capital One Travel
5x miles
Hotels
Earn 5x miles on hotels booked through Capital One Travel
5x miles
Rental Cars
Earn 5x miles on rental cars booked through Capital One Travel

Pros

  • Welcome offer
  • No foreign transaction fee
  • Up to 5x miles

Cons

  • Annual fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved07/11/2023
686
TransUnion
$5,000
Approved07/11/2023
688
Equifax
$5,000
Approved07/11/2023
691
Experian
$5,000
Approved04/19/2024
783
Experian
$3,000
Approved04/19/2024
803
Equifax
$3,000

Capital One Venture X Rewards Credit Card

Capital One Venture X

Our Rating: 4.9

★★★★

Capital One Venture X Rewards Credit Card

Welcome Offer

Earn 75,000 bonus miles

Est. Value

Up to $1,312.50

Annual Fee

$395

APR

19.99% – 29.74% Variable

Credit Req’d

Excellent

Rewards: Earn 10x miles on hotels and rental cars booked through Capital One Travel. Earn 5x miles on flights and vacation rentals booked through Capital One Travel. Earn 2x miles on other purchases.

The Capital One Venture X Rewards Credit Card is one of the best all-around credit cards, let alone luxury ones, on the market today. If you use it as a daily driver, you’ll rack up points towards travel quickly. You get 10,000 bonus miles, which is equal to $100 towards travel, every year on your cardmember anniversary. Plus, an annual $300 credit on travel booked through Capital One Travel. Both of those benefits make the annual fee worth paying for if you travel enough to use those miles and credits.

2x miles
On all other eligible purchases
Earn unlimited 2x miles on all other purchases
5x miles
Select Categories
Earn 5x miles on vacation rentals booked through Capital One Travel
5x miles
Airfare
Earn 5x miles on flights booked through Capital One Travel
10x miles
Hotels
Earn unlimited 10x miles on hotels booked through Capital One Travel
10x miles
Rental Cars
Earn unlimited 10x miles on rental cars booked through Capital One Travel

Pros

  • Welcome offer
  • No foreign transaction fee
  • Up to 10x miles on purchases

Cons

  • Annual fee
  • Requires excellent credit
App StatusDateCredit ScoreBureauCredit Limit
Approved04/28/2024
791
Experian
$30,000
Approved04/08/2023
730
Not Provided
---
Approved04/25/2024
634
Not Provided
$3,000
Approved04/25/2024
650
Not Provided
$3,000
Approved04/25/2024
666
Not Provided
$3,000
Approved10/11/2023
820
Equifax
$20,000
Approved10/11/2023
828
TransUnion
$20,000
Approved10/11/2023
830
Experian
$20,000
Approved10/03/2023
800
Not Provided
$20,000
Approved04/11/2024
696
TransUnion
$15,000
Approved04/11/2024
702
Equifax
$15,000
Approved04/11/2024
728
Experian
$15,000
Approved05/27/2024
820
Experian
$30,000
Approved07/12/2023
677
Not Provided
$10,000
Approved08/08/2023
735
Experian
$10,000
Approved08/08/2023
739
TransUnion
$10,000
Approved08/08/2023
741
Equifax
$10,000
Approved11/04/2023
715
TransUnion
$20,000
Approved11/04/2023
717
Experian
$20,000
Approved09/18/2023
813
Not Provided
$20,000
Approved03/06/2023
720
Experian
$20,000
Approved03/06/2023
732
Equifax
$20,000
Approved03/06/2023
735
TransUnion
$20,000
Approved05/09/2024
758
Not Provided
$10,000
Approved09/13/2023
719
Not Provided
$15,000
Approved01/23/2024
822
TransUnion
$30,000
Approved01/23/2024
827
Experian
$30,000
Approved12/03/2023
734
Equifax
$20,000
Approved12/03/2023
744
TransUnion
$20,000
Approved12/03/2023
758
Experian
$20,000
Approved09/27/2023
741
Not Provided
$10,000
Approved12/14/2023
750
Experian
$10,000
Approved10/19/2023
776
Not Provided
$20,000
Approved04/10/2024
705
Experian
$30,000
Denied04/23/2024
815
Not Provided
---
Denied09/12/2023
761
Experian
---
Denied09/12/2023
776
Equifax
---
Denied09/12/2023
787
TransUnion
---
Denied12/31/2023
741
TransUnion
---
Denied12/31/2023
775
Equifax
---
Denied12/05/2023
754
TransUnion
---
Denied12/05/2023
769
Experian
---
Denied12/05/2023
777
Equifax
---
Denied04/03/2024
760
Not Provided
---

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Our Rating: 4.5

★★★★

Capital One Quicksilver Cash Rewards Credit Card

Welcome Offer

One-time $200 cash bonus

Est. Value

$200

Annual Fee

$0

APR

19.74% – 29.74% Variable

Credit Req’d

Excellent, Good

Rewards: Earn 5% cash back on hotels and car rentals booked through Capital One Travel. Earn 1.5% cash back on all other eligible purchases.

The Capital One Quicksilver Cash Rewards Credit Card offers decent cash back rewards on every purchase. There’s no annual fee and no foreign transaction fees. There’s also a 0% intro APR offer on purchases and balance transfers for 15 months, then 19.74% - 29.74% variable APR. This makes it a good choice for a daily driver credit card.

1.5% cash back
On all other eligible purchases
Earn 1.5% cash back on all other eligible purchases
5% cash back
Hotels
Earn 5% cash back on hotels booked through Capital One Travel
5% cash back
Rental Cars
Earn 5% cash back on car rentals booked through Capital One Travel

Pros

  • Welcome offer
  • No annual fee
  • No foreign transaction fee

Cons

  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved10/15/2023
780
Not Provided
---
Approved01/15/2024
650
Not Provided
$2,000
Approved10/01/2023
700
Not Provided
$1,000
Denied04/01/2023
750
Not Provided
---
Denied06/30/2023
768
Not Provided
---

Citi® Double Cash Card

Citi Double Cash

Our Rating: 4.9

★★★★

Citi® Double Cash Card

Welcome Offer

Earn $200 cash back

Est. Value

$200

Annual Fee

$0

APR

18.74% – 28.74%, Variable

Credit Req’d

Good to Excellent 670 – 850

Rewards: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

The Citi® Double Cash Card doesn’t often have welcome offers, so if you are considering this card, now is a good time to apply. And that 2% cash back on every purchase is pretty sweet, especially if you pay your card every month (Citi pays 1% when you purchase and 1% when you pay the bill). Toss in that 0% intro APR balance transfer offer and you have one of the best daily driver credit cards on the market.

2% cash back
All eligible purchases
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Pros

  • Welcome offer
  • No annual fee
  • Up to 2% cash back

Cons

  • Foreign transaction fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved04/21/2024
635
TransUnion
$3,500
Approved04/21/2024
670
Equifax
$3,500
Approved03/12/2024
726
Equifax
$3,800
Approved03/12/2024
731
Equifax
$3,800
Approved03/12/2024
745
Equifax
$3,800
Approved03/12/2024
765
Equifax
$3,800
Approved03/12/2024
800
Experian
$3,800
Approved03/12/2024
806
TransUnion
$3,800
Approved02/03/2024
780
Experian
$6,900
Approved02/03/2024
794
TransUnion
$6,900
Approved02/03/2024
813
Equifax
$6,900
Approved01/19/2024
840
Not Provided
$11,500
Approved12/12/2023
800
Not Provided
$7,000
Approved01/11/2024
730
Not Provided
---
Approved05/22/2024
805
Experian
$6,800
Approved11/13/2023
760
Not Provided
$3,000
Approved11/28/2023
740
TransUnion
$9,000
Approved11/28/2023
801
Experian
$9,000
Approved11/28/2023
810
Equifax
$9,000
Denied01/03/2024
800
Not Provided
---
Denied05/10/2024
793
Not Provided
---

Bank of America® Premium Rewards® Elite Credit Card

Bank of America Premium Rewards Elite Credit Card

Our Rating: 4.5

★★★★

Bank of America® Premium Rewards® Elite Credit Card

Welcome Offer

Earn 75,000 online bonus points

Est. Value

$750

Annual Fee

$550

APR

20.74% – 28.74% Variable

Credit Req’d

Excellent 740 – 850

Rewards: Earn 2 points for every dollar spent on travel and dining purchases, and 1.5 points on other purchases.

The Bank of America® Premium Rewards® Elite Credit Card has a generous welcome offer and earns at least 1.5 points on every purchase. If you’re a preferred Bank of America member, you’ll earn between 2.5 and 3.5 points on every travel and dining purchase and between 1.87 and 2.62 points on every eligible purchase.

It also offers cardholders an annual $300 Airline Incidental Statement Credit and a $150 annual lifestyle credit for things like video streaming services, food delivery, fitness subscriptions, and rideshare services. Bank of America doesn’t have transfer partners, like Chase and Capital One, but you do get a 20% discount on flights when you pay with points.

1.5x points
On all other eligible purchases
Earn unlimited 1.5 points for every $1 spent on all other purchases
2x points
Travel
Earn unlimited 2 points for every $1 spent on travel purchases
2x points
Dining
Earn unlimited 2 points for every $1 spent on dining purchases

Pros

  • Welcome offer
  • No foreign transaction fee

Cons

  • Annual fee
  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved08/08/2023
813
Experian
$22,000
Approved08/08/2023
847
TransUnion
$22,000
Approved08/08/2023
850
Equifax
$22,000
Approved11/18/2023
787
Experian
$30,000
Approved12/26/2023
715
Experian
$15,000
Approved10/27/2023
761
TransUnion
$24,000
Approved10/27/2023
768
Experian
$24,000
Approved10/27/2023
777
Equifax
$24,000

Triple Play Credit Cards With Great Welcome Offers

Triple play credit cards offer at least 3% cash back on three or more categories (or 3x points or miles). These are an excellent second card to add to your wallet to maximize your credit card rewards.

Chase Freedom Unlimited®

Chase Freedom Unlimited

Our Rating: 4.9

★★★★

Chase Freedom Unlimited®

Welcome Offer

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year)

Est. Value

$200

Annual Fee

$0

APR

19.99% – 28.74% Variable

Credit Req’d

Excellent, Good

Rewards: Earn 5% cash back on travel purchased through Chase TravelSM. Earn 3% cash back on dining, including takeout and eligible delivery services and on drugstore purchases. Earn 1.5% cash back on other purchases.

The Chase Freedom Unlimited® is a great no-annual fee card with elevated rewards in travel, dining, and drugstore purchases, boosted by a great welcome offer. There’s also 0% intro APR on purchases and balance transfers for 15 months, then 19.99% - 28.74% variable APR.

1.5% cash back
On all other eligible purchases
Earn 1.5% cash back on all other purchases
3% cash back
Drugstores
Earn 3% on drugstore purchases
3% cash back
Dining
Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
5% cash back
Travel
5% cash back on all travel purchased through Chase Travel(SM)

Pros

  • Welcome offer
  • No annual fee
  • Up to 5% cash back

Cons

  • Foreign transaction fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved05/23/2024
640
Not Provided
$300
Approved04/25/2024
801
Experian
$10,000
Approved06/13/2024
741
Not Provided
$6,000
Approved06/19/2024
667
Experian
$5,500
Approved06/19/2024
686
TransUnion
$5,500
Approved06/19/2024
687
Equifax
$5,500
Approved01/05/2024
689
Experian
$11,000
Approved01/05/2024
695
Equifax
$11,000
Approved01/05/2024
696
Equifax
$11,000
Approved01/05/2024
722
TransUnion
$11,000
Approved01/05/2024
732
TransUnion
$11,000
Approved01/05/2024
733
Experian
$11,000
Approved09/09/2024
749
TransUnion
$12,000
Approved09/09/2024
762
Experian
$12,000
Approved09/09/2024
770
Equifax
$12,000
Approved07/17/2024
708
Equifax
$5,600
Approved07/17/2024
709
Experian
$5,600
Approved07/17/2024
711
TransUnion
$5,600

American Express® Gold Card

American Express Gold

Our Rating: 4.8

★★★★

American Express® Gold Card

Welcome Offer (Terms Apply)

Earn 60,000 Membership Rewards® points

Est. Value

Up to $1,200

Annual Fee

$325

APR

See Pay Over Time APR Variable

Credit Req’d

Good, Excellent

Rewards: Earn 4x Membership Rewards® points at US supermarkets, on up to $25,000 in purchases per calendar year, then 1x points for the rest of the year. Earn 4x Membership Rewards® points on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1x points for the rest of the year. Earn 3x Membership Rewards® points on flights booked directly with airlines or on AmexTravel.com. Earn 2x Membership Rewards® points on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1x Membership Rewards® point on all other eligible purchases. Terms Apply.

The American Express® Gold Card offers rewards every time you dine out. You can also get a $120 Dining Credit: Up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. It’s a great card for travel and food.

Terms Apply.

1x points
On all other eligible purchases
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
2x points
Hotels
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
3x points
Airfare
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
4x points
U.S. supermarkets
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
4x points
Dining
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

Pros

  • Welcome offer
  • No foreign transaction fee
  • Up to 4x points
  • Excellent dining credit

Cons

  • Annual fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved06/13/2023
699
TransUnion
$1,750
Approved02/03/2024
688
Equifax
---
Approved02/03/2024
690
Experian
---
Approved02/03/2024
731
TransUnion
---
Approved02/27/2023
700
Experian
---

Wells Fargo AutographSM Card

Wells Fargo Autograph card

Our Rating: 4.8

★★★★

Wells Fargo AutographSM Card

Welcome Offer

Earn 20,000 bonus points

Est. Value

$200

Annual Fee

$0

APR

19.74%, 24.74%, or 29.74% Variable

Credit Req’d

Rewards: Earn 3x points on restaurants, dining in, take out, delivery, catering, gas stations and electric charging stations, airfare, hotels, cruises, car rentals, popular streaming services, cell phone and landline providers, and subways ride shares, parking, and tolls. Earn 1x points on other purchases.

The Wells Fargo AutographSM Card is a great card that earns elevated rewards in several categories. There is a generous welcome offer (20% of the spend) and an introductory 0% APR offer on purchases for 12 months from account opening, then 19.74%, 24.74%, or 29.74% variable APR. There are some valuable travel benefits, and you get cell phone protection when you pay the bill with your card. And there’s no annual fee.

1x points
On all other eligible purchases
Earn 1x points on other purchases
3x points
Cell phone service
3x on cell phone and landline providers
3x points
Streaming services
3x on popular streaming services
3x points
Travel
3x on airfare, hotels, cruises, and car rentals
3x points
Dining
3x on restaurants, dining in, take out, delivery, catering and more
3x points
Gas
3x at gas stations and electric charging stations
3x points
Transit
3x on subways, ride shares, parking, tolls and more

Pros

  • Welcome offer
  • No annual fee
  • No foreign transaction fee

Cons

  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved10/17/2023
825
Equifax
$30,000
Approved04/03/2023
748
TransUnion
$15,000
Approved04/03/2023
754
Equifax
$15,000
Approved04/03/2023
767
Experian
$15,000
Approved04/22/2023
695
Experian
$2,500
Approved06/17/2023
768
TransUnion
$30,000
Approved11/19/2023
741
Experian
$14,000
Approved11/19/2023
743
Equifax
$14,000
Approved11/19/2023
746
TransUnion
$14,000
Approved10/27/2023
765
TransUnion
$16,000
Approved10/27/2023
786
Equifax
$16,000
Approved10/27/2023
788
Experian
$16,000
Denied03/12/2024
829
Equifax
---

 Blue Cash Everyday® Card from American Express

Our Rating: 4.4

★★★★

Blue Cash Everyday® Card from American Express

Welcome Offer (Terms Apply)

Earn a $200 statement credit

Est. Value

$200

Annual Fee

$0

APR

18.74% – 29.74% Variable

Credit Req’d

Good, Excellent

Rewards: Earn 3% cash back on groceries at U.S. supermarkets, on up to $6,000 per year in purchases (after that, 1%); earn 3% cash back on U.S. online retail purchases and 3% at U.S. gas stations (up to $6,000 per year for each category, then 1%). 1% cash back on other eligible purchases. Terms Apply.

The Blue Cash Everyday® Card from American Express offers 3% cash back on three categories most people spend a healthy percentage of their budgets on. There are also credits that can save you money, such as the $84 Disney bundle credit and the $180 Home Chef credit. And the 0% APR on both purchases and balance transfers is sure to come in handy.

1% cash back
On all other eligible purchases
1% cash back on all other purchases.
3% cash back
U.S. supermarkets
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% cash back
Select Categories
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% cash back
Gas
3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.

Pros

  • Welcome offer
  • Up to 3% cash back
  • $0 annual fee

Cons

  • Foreign transaction fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved02/01/2023
727
Experian
$2,000
Approved09/24/2023
730
Experian
$2,000
Approved09/24/2023
735
Equifax
$2,000
Approved09/24/2023
790
TransUnion
$2,000
Approved10/06/2024
687
Equifax
$1,000
Approved10/06/2024
692
TransUnion
$1,000
Approved10/06/2024
696
Experian
$1,000
Approved09/29/2024
760
Experian
---
Approved09/29/2024
774
TransUnion
---
Approved09/29/2024
780
Equifax
---
Approved05/21/2023
665
Experian
$5,000
Approved07/20/2023
770
Equifax
$6,000
Approved07/20/2023
772
Experian
$6,000
Approved07/20/2023
780
TransUnion
$6,000
Approved06/15/2023
730
Not Provided
$10,000

Category King Credit Cards With Great Welcome Offers

Category king credit cards earn at least 5% cash back (or 5x points or miles) in one or more categories. These cards are a perfect addition to maximize rewards in one category.

Blue Cash Preferred® Card from American Express

American Express Blue Cash Preferred

Our Rating: 4.5

★★★★

Blue Cash Preferred® Card from American Express

Welcome Offer (Terms Apply)

Earn a $250 statement credit

Est. Value

$250

Annual Fee

$0 intro annual fee for the first year, then $95.

APR

18.74% – 29.74% Variable

Credit Req’d

Good, Excellent

Rewards: Earn 6% cash back on select U.S. streaming services and on groceries up to $6,000 per year at U.S. supermarkets, then 1%. Earn 3% cash back at U.S. gas stations and transit (including taxis/rideshare, parking, tolls, trains, buses and more). Earn 1% cash back on other purchases. Terms Apply.

The Blue Cash Preferred® Card from American Express earns 6% cash back at U.S. supermarkets up to $6,000 per year, then 1%, and 6% cash back on select U.S. streaming services. The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout. The annual fee is waived for the first year, and there’s a 0% intro APR offer on purchases and balance transfers for 12 months, then 18.74% - 29.74% variable APR. All of this adds up to a great card for grocery store purchases and streaming.

Terms Apply.

1% cash back
On all other eligible purchases
1% cash back on all other purchases
3% cash back
Gas
3% cash back at U.S. gas stations
3% cash back
Transit
3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more)
6% cash back
U.S. supermarkets
6% cash back on groceries up to $6,000 per year in purchases at U.S. supermarkets, then 1%
6% cash back
Streaming services
6% cash back on select U.S. streaming subscriptions

Pros

  • Welcome offer
  • Up to 6% cash back

Cons

  • Annual fee
  • High APR
  • Foreign transaction fee
App StatusDateCredit ScoreBureauCredit Limit
Approved01/19/2023
825
Not Provided
$6,000
Approved05/04/2023
738
Experian
$20,000
Approved05/04/2023
748
TransUnion
$20,000
Approved05/04/2023
755
Equifax
$20,000
Approved09/16/2024
805
Experian
$25,000

Citi Custom Cash® Card

Citi Custom Cash

Our Rating: 4.7

★★★★

Citi Custom Cash® Card

Welcome Offer

Earn $200 in cash back

Est. Value

$200

Annual Fee

$0

APR

18.74% – 28.74% Variable

Credit Req’d

Good 670 – 739, Excellent 740 – 850

Rewards: Earn 5% cash back in your top eligible spend category each billing cycle up to the first $500 spent, then 1%. Unlimited 1% cash back on other purchases.

The Citi Custom Cash® Card automatically figures out what category you spend the most money in every month and then gives you 5% cash back for that category. You don’t have to do anything–no enrollment, no signing up for a rotating category, nothing. You earn 5% cash back on up to $500 spent per billing cycle. There’s no annual fee, and you get 0% intro APR on purchases and balance transfers for 15 months, then 18.74% - 28.74% variable APR.

1% cash back
On all other eligible purchases
Earn unlimited 1% cash back on all other purchases.
4% cash back
Select Categories
Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel(SM) portal through 6/30/2026.
5% cash back
Select Categories
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Pros

  • Welcome offer
  • No annual fee
  • Up to 5% cash back

Cons

  • High APR
  • Foreign transaction fee
App StatusDateCredit ScoreBureauCredit Limit
Approved02/06/2023
748
Experian
$3,800
Approved02/06/2023
759
TransUnion
$3,800
Approved02/06/2023
761
Equifax
$3,800
Approved10/04/2023
784
Experian
$5,300
Approved10/04/2023
801
TransUnion
$5,300
Approved10/04/2023
811
Equifax
$5,300
Approved03/26/2024
741
TransUnion
$3,800
Approved03/26/2024
742
Experian
$3,800
Approved03/26/2024
751
Equifax
$3,800
Approved09/13/2023
800
Not Provided
$11,600
Approved01/17/2024
762
TransUnion
$6,800
Approved10/24/2023
720
Equifax
$8,000
Approved07/17/2023
790
Equifax
$3,000
Approved01/17/2023
800
TransUnion
$5,300
Approved05/10/2024
735
Equifax
$6,800
Approved07/09/2024
743
Experian
$6,900
Approved07/09/2024
751
TransUnion
$6,900
Approved07/09/2024
765
Equifax
$6,900
Denied05/12/2023
800
Not Provided
---
Denied05/19/2024
762
Not Provided
---

The Platinum Card® from American Express

Amex Platinum Card

Our Rating: 4.5

★★★★

The Platinum Card® from American Express

Welcome Offer (Terms Apply)

Earn 80,000 Membership Rewards® Points

Est. Value

Up to $1,600

Annual Fee

$695

APR

See Pay Over Time APR Variable

Credit Req’d

Excellent, Good

Rewards: Earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 1x points on other eligible purchases. Terms Apply.

The Platinum Card® from American Express has an excellent welcome offer, and it excels as a premium travel card. Points add up and can lead to free flights or hotel stays for the savvy cardholder.

This being an American Express card, there are also a number of credits that ease the pinch of the annual fee. There’s a $200 Hotel Credit, a $240 Digital Entertainment Credit, a $155 Walmart+ Credit, a $200 Airline Fee Credit, a $199 CLEAR® Plus Credit, and more. Cardholders will also enjoy complimentary access to more than 1,400 airport lounges.

Terms Apply.

1x points
On all other eligible purchases
1x points on other eligible purchases
5x points
Airfare
5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year
5x points
Hotels
5x Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Pros

  • Welcome offer
  • No foreign transaction fee
  • Excellent annual credits
  • Lounge access
  • Up to 5x points

Cons

  • Annual fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved04/25/2024
649
Not Provided
---
Approved03/20/2024
800
Not Provided
---
Approved04/28/2023
812
Equifax
---
Approved04/28/2023
820
TransUnion
---
Approved04/28/2023
825
Experian
---
Approved08/16/2023
698
Equifax
$25,000
Approved08/16/2023
709
Experian
$25,000
Approved08/16/2023
728
TransUnion
$25,000
Approved12/11/2023
695
TransUnion
---
Approved12/11/2023
713
Experian
---
Approved12/11/2023
714
Equifax
---
Approved01/04/2023
696
Not Provided
---
Approved06/21/2023
700
Not Provided
---
Approved01/23/2023
675
Not Provided
$6,000
Approved11/01/2023
683
Experian
---
Approved11/01/2023
703
TransUnion
---
Approved11/01/2023
718
Equifax
---
Approved08/17/2023
737
TransUnion
---
Approved08/17/2023
742
Equifax
---
Approved08/17/2023
758
Experian
---
Approved05/29/2024
680
Experian
---

Chase Sapphire Preferred® Card

Chase Sapphire Preferred

Our Rating: 4.9

★★★★

Chase Sapphire Preferred® Card

Welcome Offer

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points

Est. Value

Up to $1,050

Annual Fee

$95

APR

20.99% – 27.99% Variable

Credit Req’d

Excellent, Good

Rewards: Earn 5x points on travel purchased through Chase TravelSM. Earn 3x points on online groceries (excluding Target, Walmart and wholesale clubs), on dining, and select streaming services. Earn 2x points on all other travel purchases. Earn 1x points on other purchases.

The Chase Sapphire Preferred® Card might be the best bang for your buck among travel credit cards. Your points get a 25% boost in value when redeemed for travel through Chase TravelSM. You also get a $50 hotel stay credit when you book through Chase TravelSM, making the net cost of the annual fee lower.

1x points
On all other eligible purchases
1x points on all other purchases
2x points
Travel
2x points on all other travel purchases
3x points
U.S. supermarkets
Earn 3x points on online groceries (excluding Target, Walmart and wholesale clubs)
3x points
Streaming services
Earn 3x points on select streaming services
3x points
Dining
3x points on dining
5x points
Travel
5x points on travel purchased through Chase Travel(SM)

Pros

  • Welcome offer
  • No foreign transaction fee
  • Earns Chase Ultimate Rewards points
  • Up to 5x points

Cons

  • Annual fee
  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved05/20/2024
750
Not Provided
$7,500
Approved05/02/2024
797
Experian
$22,500
Approved05/02/2024
848
TransUnion
$22,500
Approved06/03/2024
716
Not Provided
$5,000
Approved03/04/2024
590
Not Provided
$5,000
Approved01/30/2024
645
Equifax
$9,000
Approved01/30/2024
645
TransUnion
$9,000
Approved01/30/2024
666
Experian
$9,000
Approved05/06/2024
832
Not Provided
---
Approved05/06/2024
833
Not Provided
---
Denied01/04/2024
783
Not Provided
---
Denied04/18/2024
707
Equifax
---
Denied04/18/2024
714
Experian
---
Denied01/17/2024
795
Not Provided
---
Denied05/29/2024
727
Not Provided
---
Denied06/12/2024
770
Not Provided
---

Chase Sapphire Reserve®

Chase Sapphire Reserve

Our Rating: 4.9

★★★★

Chase Sapphire Reserve®

Welcome Offer

Earn 60,000 bonus points

Est. Value

Up to $900

Annual Fee

$550

APR

21.99% – 28.99% Variable

Credit Req’d

Excellent

Rewards: Earn 10x points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually. Earn 5x points on flights when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining. Earn 1x points on other eligible purchases.

The Chase Sapphire Reserve® has an excellent welcome offer, plus points are worth 50% more when you redeem them for travel through Chase TravelSM. There’s also an annual $300 travel credit.

You also get complimentary airport lounge access to 1,000+ lounges worldwide following one-time enrollment in Priority Pass™ Select. This card is a great fit for those who want a premium travel card.

1x points
On all other eligible purchases
Earn 1 point per dollar on all other eligible purchases.
3x points
Dining
Earn 3x points on other travel and dining.
5x points
Travel
Earn 5x points on flights when you purchase travel through Chase Travel(SM) immediately after the first $300 is spent on travel purchases annually.
10x points
Travel
10x on hotels and car rentals when you purchase travel through Chase Travel(SM) immediately after the first $300 is spent on travel purchases annually.

Pros

  • Welcome offer
  • No foreign transaction fee
  • Up to 10x points
  • Excellent statement credits
  • Transfer points to Chase travel partners

Cons

  • Annual fee
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved06/13/2024
751
TransUnion
$31,000
Approved06/13/2024
808
Experian
$31,000
Approved04/08/2023
720
Not Provided
$10,000
Approved05/08/2023
830
Experian
$27,000
Approved02/06/2023
677
Experian
$10,700
Approved04/10/2024
780
TransUnion
$21,500
Approved04/10/2024
781
Equifax
$21,500
Approved04/10/2024
809
Experian
$21,500
Approved07/16/2024
745
Experian
$22,000
Approved04/19/2023
806
Experian
$18,600
Approved04/19/2023
810
Equifax
$18,600
Approved04/19/2023
823
TransUnion
$18,600
Approved08/03/2023
700
TransUnion
$15,000
Approved06/22/2024
760
Not Provided
$35,000
Approved09/30/2023
698
Experian
$25,500
Approved09/30/2023
730
TransUnion
$25,500
Approved09/30/2023
733
Equifax
$25,500
Approved09/30/2023
766
Equifax
$25,500
Approved12/14/2023
750
Experian
$10,000
Approved03/22/2023
719
Equifax
$21,700
Approved03/22/2023
752
TransUnion
$21,700
Approved03/22/2023
789
Experian
$21,700
Approved01/07/2023
821
Experian
$25,000
Approved01/07/2023
828
TransUnion
$25,000
Approved01/07/2023
838
Equifax
$25,000
Approved10/23/2023
751
Experian
$10,000
Approved10/23/2023
785
TransUnion
$10,000
Denied10/19/2023
749
TransUnion
---
Denied10/19/2023
765
Experian
---

IHG One Rewards Premier Credit Card 

IHG One Rewards Premier Credit Card

Our Rating: 4.7

★★★★

IHG One Rewards Premier Credit Card

Welcome Offer

Earn 140,000 Bonus Points

Est. Value

Up to $770

Annual Fee

$99

APR

20.99% – 27.99% Variable

Credit Req’d

Excellent, Good

Rewards: Earn up to 26x points at IHG Hotels and resorts. Earn 5x points on travel, restaurants, and gas stations. Earn 3x points on all other purchases.

The IHG One Rewards Premier Credit Card has a stellar welcome offer and great ongoing rewards. We could have put this card in the Triple Play category, but the main reason to get the card is for the rewards at IHG hotels. IHG brands include Crowne Plaza, Holiday Inn, Candlewood Suites, and more.

The card offers automatic Platinum Elite status if you remain a Premier card member, and you get an Anniversary Free Night at IHG Hotels & Resorts.

3x points
On all other eligible purchases
Earn 3 points per $1 spent on all other purchases.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Hotels
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.

Pros

  • Welcome offer
  • No foreign transaction fee

Cons

  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved03/28/2023
819
Experian
$50,000
Approved03/13/2024
800
Not Provided
$35,000
Approved03/02/2023
785
TransUnion
$10,000
Approved03/02/2023
791
Experian
$10,000
Approved01/30/2023
788
Experian
$21,000

Hilton Honors American Express Card 

Hilton Honors American Express Card

Our Rating: 4.8

★★★★

Hilton Honors American Express Card

Welcome Offer (Terms Apply)

Earn 100,000 Hilton Honors Bonus Points

Est. Value

Up to $500

Annual Fee

$0

APR

20.49% – 29.49% Variable

Credit Req’d

Excellent, Good

Rewards: Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio. Earn 5x points at U.S. supermarkets, U.S. restaurants, and at U.S. gas stations. Earn 3x points on other eligible purchases. Terms Apply.

The Hilton Honors American Express Card is a great card for those who want a few benefits when they stay at a Hilton and don’t want to pay an annual fee. You get complimentary Hilton HonorsTM Silver status with your Card, which comes with two free water bottles at check-in, 15% off spa services, and a fifth night free when you book a four-night reward stay with points. Not to mention the points you earn at gas stations, restaurants, and grocery stores.

Terms Apply.

3x points
On all other eligible purchases
Earn 3X Points for all other eligible purchases on your Card.
5x points
U.S. supermarkets
Earn 5X Points per dollar on purchases at U.S. supermarkets.
5x points
Dining
Earn 5X Points per dollar on purchases at U.S. restaurants.
5x points
Gas
Earn 5X Points per dollar on purchases at U.S. gas stations.
7x points
Hotels
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.

Pros

  • Welcome offer
  • No foreign transaction fee
  • $0 annual fee

Cons

  • High APR
  • Requires good credit
App StatusDateCredit ScoreBureauCredit Limit
Approved06/09/2022
728
TransUnion
$2,000
Approved03/05/2022
704
Experian
$15,000
Approved07/18/2022
704
Equifax
$5,000
Approved07/18/2022
713
Experian
$5,000
Approved06/09/2022
730
Equifax
$2,000
Approved07/18/2022
713
TransUnion
$5,000
Approved09/09/2023
679
Not Provided
$15,000

Marriott Bonvoy Bevy™ American Express® Card

Our Rating: 4.4

★★★★

Marriott Bonvoy Bevy™ American Express® Card

Welcome Offer (Terms Apply)

Earn 85,000 Marriott Bonvoy bonus

Est. Value

Up to $680

Annual Fee

$250

APR

20.49% – 29.49% Variable

Credit Req’d

Good, Excellent

Rewards: Earn 6x Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. Earn 4x points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points). Earn 2x points on other eligible purchases. Terms Apply.

The Marriott Bonvoy Bevy™ American Express® Card is a solid choice if you enjoy staying at Marriott hotels, which encompass 31 brands in 8,500 properties around the world. You get complimentary Marriott Bonvoy Gold Elites status and earn 1,000 bonus points per paid eligible stay booked directly with participating Marriott properties. Points can add up quickly.

Terms Apply.

2x points
On all other eligible purchases
Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy™ Card.
4x points
U.S. supermarkets
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
4x points
Dining
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
6x points
Hotels
Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.

Pros

  • Welcome offer
  • No foreign transaction fee
  • Up to 6x points