Best Credit Card Sign-up Bonuses of May 2023 (Up to $1000)

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It's for that reason that I compiled this exhaustive list of the best credit card sign-up bonuses, deals, and promotions.

Best Credit Card Signup Bonuses

The following credit cards offer cash or statement credit bonuses for new card members.

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express offers an easy-to-earn welcome bonus and up to 6% cash back. The annual fee is $0 intro annual fee for the first year, then $95.. Its most popular feature is its cash back at grocery stores and streaming services.

• Welcome Offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• Cash Back: 1% to 6%
• 0% Intro APR: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.99% - 29.99%
• Annual Fee: $0 intro annual fee for the first year, then $95.

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Capital One Savor Rewards Credit Card

With the Capital One Savor Rewards Credit Card, you can earn unlimited 4% cash back on dining, select streaming, and entertainment, plus 3% cash back at grocery stores plus 10% cash back on Uber and Uber Eats. There are many ways to redeem your rewards, and you don't have to do it in $25 increments, as some cards require.

• Welcome Bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
• Cash Back: 1% to 4%
• Annual Fee: $95

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Chase Freedom Unlimited®

The Chase Freedom Unlimited® offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). This represents a potential $300 in extra cash back. On top of the bonus cash back, the card offers up to 5% cash back and charges no annual fee. Its most popular feature is its cash back on travel. Rewards can be converted to Chase Ultimate Rewards points.

• Signup Bonus: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back. That's 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
• Cash Back: 1.5% to 5%
• 0% Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
• Annual Fee: $0

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Citi Custom Cash℠ Card

The Citi Custom Cash℠ Card offers one of the easier-to-earn welcome bonuses available. The card offers up to 5% cash back and charges no annual fee. Its most popular feature is its 5% cash back on the top eligible spend category each billing cycle on up to $500 spent.

• Signup Bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
• Cash Back: 1% to 5%
• 0% Intro APR: 0% intro APR on purchases for 15 months and for balance transfers for 15 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness.
• Annual Fee: $0

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Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card offers a great bonus for the little amount you have to spend to get it. The card offers 1.5% cash back on purchases and charges no annual fee. It charges no foreign transaction fees and offers a 0% intro rate.

• Signup Bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
• Cash Back: 1.5%
• 0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then 19.74% - 29.74% variable APR
• Annual Fee: $0

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Chase Freedom Flex(SM)

The Chase Freedom Flex(SM) also offers a great bonus for the required spend amount. The card offers up to 5% cash back and charges no annual fee. It offers 5% cash back rotating categories with spending caps, but it also offers elevated rewards on a number of other purchase categories.

• Signup Bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
• Cash Back: 1% to 5%
• 0% Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.99%–28.74%
• Annual Fee: $0

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Chase Sapphire Preferred® Card—Editor's Pick

The Chase Sapphire Preferred® Card offers one of the best welcome bonuses. If used to purchase travel through Chase, these points are worth $1000. The card offers up to 5x in points for every $1 in purchase and a 25% bonus when points are redeemed for travel through Chase.

• Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
• Rewards Rate: 1x to 5x + 25% bonus when redeemed for travel through Chase
• Annual Fee: $95

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Chase Sapphire Reserve®

The Chase Sapphire Reserve® offers an excellent welcome bonus. If used to purchase travel through Chase, these points are worth $900. The card offers up to 10x points and a 50% bonus when points are redeemed for travel through Chase.

• Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
• Rewards Rate: 1x to 10x + 50% bonus when redeemed for travel through Chase
• Annual Fee: $550

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Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card offers a high welcome bonus. You get 10,000 miles on your cardmember anniversary, too. Earn up to 10x points per $1 spent on select purchases. The card also offers an annual $300 credit on travel booked through Capital One Travel.

• Signup Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
• Rewards Rate: 2x to 10x
• Annual Fee: $395

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The Platinum Card® from American Express

The Platinum Card® from American Express offers the following bonus: Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.

The card also comes with a host of travel-related credits that offset the annual fee of the card.

• Rewards Rate: 1x to 10x
• Annual Fee: $695

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American Express® Gold Card

American Express® Gold Card offers the following bonus: Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

These points could be worth as much as $600 depending on how they are redeemed.

• Rewards Rate: 1x to 4x
• Annual Fee: $250

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IHG® Rewards Premier Credit Card 

IHG® Rewards Premier Credit Card is a great option if you're partial to IHG-branded hotels such as Holiday Inn, Crowne Plaza, and Candlewood Suites. There's a great welcome bonus, plus a lot of benefits and perks for those who frequent IHG hotels. You get one free night each year which more than justifies the annual fee.

• Signup Bonus: Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
• Rewards Rate: 3x to 26x points
• Annual Fee: $99

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Hilton Honors American Express Card 

Hilton Honors American Express Card is a great card for those who want a few benefits when they stay at a Hilton and don't want to pay an annual fee. You won't get a free night, but you do get complimentary silver elite status, which comes with two free water bottles at check-in, 15% off spa services and a fifth night free when you book a four-night reward stay with points. Not to mention the points you earn at gas stations, restaurants and grocery stores.

• Signup Bonus: Earn 70,000 Hilton Honors Bonus Points and a Free Night Reward after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
• Rewards Rate: 3x to 7x points
• Annual Fee: $0

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List of Credit Card Signup Bonuses

Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.

How to Pick The Best Credit Card Signup Offers

Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.

A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you'll earn ongoing rewards, and how you'll redeem the rewards you earn.

A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. While there's no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.

Consider the spend requirement: Most signup bonuses require new cardmembers to charge a certain amount of purchases to the card within a specified period of time to qualify for the bonus. While the amounts vary, it's generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement.

The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.

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