21 Credit Cards With Signup Bonuses (Many over $1,000)
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Credit card companies roll out the red carpet to attract new card members. From cash to points to miles, welcome offers abound from top card issuers. For that reason, I compiled this exhaustive list of credit card welcome offers, deals, and promotions. In total, we have 233 credit cards in our database with welcome offers for new card members.
Below, you’ll find the newest offers and a massive list of cards with excellent welcome offers. Our team has spent thousands of hours compiling this data. If you know of other cards that should be on our list, please let us know.
New Bonus Offers
These are the newest bonuses available, with some over $1,000. We don’t know how long these offers will last.
- The Delta SkyMiles® Reserve American Express Card increased its welcome offer by 30,000 bonus miles. New offer: Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/2/2025.
- The Delta SkyMiles® Gold American Express Card increased its welcome offer by 30,000 bonus miles. New offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- The Delta SkyMiles® Platinum American Express Card increased its welcome offer by 30,000 bonus miles. New offer: Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- The IHG One Rewards Premier Credit Card increased its welcome offer by 30,000 bonus points. New offer: Earn 170,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
- The IHG One Rewards Traveler Credit Card increased its welcome offer by 20,000 bonus points. New offer: Earn 100,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
- The Capital One Savor Cash Rewards Credit Card increased its welcome offer by $50. New offer: $200 Cash Back after you spend $500 on purchases within 3 months from account opening
See Business Credit Card Bonuses Here
Best Credit Card Welcome Offers
The following credit cards offer cash or statement credit bonuses for new card members.
Credit Card | Welcome Offer | AllCards Review |
Capital One Venture Rewards Credit Card | 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening | REVIEW |
Capital One Venture X Rewards Credit Card | Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening | REVIEW |
Blue Cash Preferred® Card from American Express | Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. (Terms Apply) | REVIEW |
Citi Custom Cash® Card | Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back. | REVIEW |
Capital One Quicksilver Cash Rewards Credit Card | One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening | REVIEW |
Citi® Double Cash Card | Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening. | REVIEW |
Chase Freedom Unlimited® | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. | REVIEW |
The Platinum Card® from American Express | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. (Terms Apply) | REVIEW |
Bank of America® Premium Rewards® Elite Credit Card | Earn 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening. | READ MORE |
Chase Sapphire Preferred® Card | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | REVIEW |
Chase Sapphire Reserve® | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | REVIEW |
American Express® Gold Card | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Terms Apply. | REVIEW |
IHG One Rewards Premier Credit Card | Earn 170,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening | REVIEW |
Hilton Honors American Express Card | Earn 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. (Terms Apply) | REVIEW |
Marriott Bonvoy Bevy™ American Express® Card | Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. (Terms Apply) | REVIEW |
Marriott Bonvoy Brilliant® American Express® Card | Earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. (Terms Apply) | REVIEW |
United℠ Explorer Card | Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. | REVIEW |
Southwest Rapid Rewards® Plus Credit Card | Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. | REVIEW |
Delta SkyMiles® Gold American Express Card | Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. (Terms Apply) | REVIEW |
Wells Fargo AutographSM Card | Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value. | REVIEW |
We’ve organized the credit cards below by category: daily driver, triple play, and category king. Daily driver cards earn 1.5% to 2% cash back or 2x points or miles on all purchases. Triple play cards earn 3% cash back or 3x points or miles on at least three categories. Category king cards earn 5% cash back or 5x points or miles on at least one category.
Daily Driver Credit Cards With Great Welcome Offers
Daily driver cards earn a flat cash back rate, usually between 1.5% and 2% cash back (or miles or points). A daily driver should be the first credit card you carry. Below are daily driver cards with excellent welcome offers.
Capital One Venture Rewards Credit Card

Our Rating: 4.5
Capital One Venture Rewards Credit Card
Welcome Offer
75,000 Miles
Est. Value
Up to $750
Annual Fee
$95
APR
19.99% – 29.24% Variable
Credit Req’d
Excellent, Good
Rewards: Earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel and 2x miles on other purchases.
Capital One Venture Rewards Card Net Earnings Potential
To get the most value from a welcome offer and annual credit card rewards, consider investing them. Even after accounting for the credit card’s annual fee, you can generate significant value. For the calculation in the table below, we’ll assume the following:
- $1,500 monthly spending ($18,000 annually)
- All rewards redeemed for travel at 1¢ per mile
- 9% annual investment return
- Welcome offer earned in first year and immediately invested
- Annual rewards of $360 invested at the end of each year
- Annual fee of $95 deducted from investment value each year
Type of Rewards/Fees | Amount | Value After 10 Years | Value After 20 Years |
---|---|---|---|
Welcome Offer | $750 | $1,776 | $4,203 |
Annual Rewards from Spending ($360/year) | $360 | $5,925 | $19,946 |
Annual Fee ($95/year) | -$95 | -$1,564 | -$5,264 |
Net Total Value | – | $6,137 | $18,885 |
But how do you invest cash if your credit card only earns points or miles? It’s easy, if you can remember to do it. For example, you can redeem your 75,000 welcome bonus miles for travel, then deposit the cash value ($750) into your investment account.
Capital One Venture X Rewards Credit Card

Our Rating: 4.9
Capital One Venture X Rewards Credit Card
Welcome Offer
Earn 75,000 bonus miles
Est. Value
Up to $1,312.50
Annual Fee
$395
APR
19.99% – 29.24% Variable
Credit Req’d
Excellent
Rewards: Earn 10x miles on hotels and rental cars booked through Capital One Travel. Earn 5x miles on flights and vacation rentals booked through Capital One Travel. Earn 2x miles on other purchases.
Capital One Quicksilver Cash Rewards Credit Card

Our Rating: 4.5
Capital One Quicksilver Cash Rewards Credit Card
Welcome Offer
One-time $200 cash bonus
Est. Value
$200
Annual Fee
$0
APR
19.24% – 29.24% Variable
Credit Req’d
Excellent, Good
Rewards: Earn 5% cash back on hotels and car rentals booked through Capital One Travel. Earn 1.5% cash back on all other eligible purchases.
Citi® Double Cash Card

Our Rating: 4.9
Citi® Double Cash Card
Welcome Offer
Earn $200 cash back
Est. Value
$200
Annual Fee
$0
APR
18.24% – 28.24%, Variable
Credit Req’d
Good to Excellent 670 – 850
Rewards: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Bank of America® Premium Rewards® Elite Credit Card

Our Rating: 4.5
Bank of America® Premium Rewards® Elite Credit Card
Welcome Offer
Earn 75,000 online bonus points
Est. Value
$750
Annual Fee
$550
APR
20.49% – 28.49% Variable
Credit Req’d
Excellent 740 – 850
Rewards: Earn 2 points for every dollar spent on travel and dining purchases, and 1.5 points on other purchases.
Triple Play Credit Cards With Great Welcome Offers
Triple play credit cards offer at least 3% cash back on three or more categories (or 3x points or miles). These are an excellent second card to add to your wallet to maximize your credit card rewards.
Chase Freedom Unlimited®

Our Rating: 4.9
Chase Freedom Unlimited®
Welcome Offer
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year)
Est. Value
$200
Annual Fee
$0
APR
19.49% – 28.24% Variable
Credit Req’d
Excellent, Good
Rewards: Earn 5% cash back on travel purchased through Chase TravelSM. Earn 3% cash back on dining, including takeout and eligible delivery services and on drugstore purchases. Earn 1.5% cash back on other purchases.
American Express® Gold Card

Our Rating: 4.8
American Express® Gold Card
Welcome Offer (Terms Apply)
Earn 60,000 Membership Rewards® points
Est. Value
Up to $1,200
Annual Fee
$325
APR
See Pay Over Time APR Variable
Credit Req’d
Good, Excellent
Rewards: Earn 4x Membership Rewards® points at US supermarkets, on up to $25,000 in purchases per calendar year, then 1x points for the rest of the year. Earn 4x Membership Rewards® points on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1x points for the rest of the year. Earn 3x Membership Rewards® points on flights booked directly with airlines or on AmexTravel.com. Earn 2x Membership Rewards® points on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1x Membership Rewards® point on all other eligible purchases. Terms Apply.
Wells Fargo AutographSM Card

Our Rating: 4.8
Wells Fargo AutographSM Card
Welcome Offer
Earn 20,000 bonus points
Est. Value
$200
Annual Fee
$0
APR
19.24%, 24.24%, or 29.24% Variable
Credit Req’d
Good to Excellent 670 – 850
Rewards: Earn 3x points on restaurants, dining in, take out, delivery, catering, gas stations and electric charging stations, airfare, hotels, cruises, car rentals, popular streaming services, cell phone and landline providers, and subways ride shares, parking, and tolls. Earn 1x points on other purchases.
Blue Cash Everyday® Card from American Express

Our Rating: 4.4
Blue Cash Everyday® Card from American Express
Welcome Offer (Terms Apply)
Earn a $200 statement credit
Est. Value
$200
Annual Fee
$0
APR
18.24% – 29.24% Variable
Credit Req’d
Good, Excellent
Rewards: Earn 3% cash back on groceries at U.S. supermarkets, on up to $6,000 per year in purchases (after that, 1%); earn 3% cash back on U.S. online retail purchases and 3% at U.S. gas stations (up to $6,000 per year for each category, then 1%). 1% cash back on other eligible purchases. Terms Apply.
Category King Credit Cards With Great Welcome Offers
Category king credit cards earn at least 5% cash back (or 5x points or miles) in one or more categories. These cards are a perfect addition to maximize rewards in one category.
Blue Cash Preferred® Card from American Express

Our Rating: 4.5
Blue Cash Preferred® Card from American Express
Welcome Offer (Terms Apply)
Earn a $250 statement credit
Est. Value
$250
Annual Fee
$0 intro annual fee for the first year, then $95.
APR
18.24% – 29.24% Variable
Credit Req’d
Good, Excellent
Rewards: Earn 6% cash back on select U.S. streaming services and on groceries up to $6,000 per year at U.S. supermarkets, then 1%. Earn 3% cash back at U.S. gas stations and transit (including taxis/rideshare, parking, tolls, trains, buses and more). Earn 1% cash back on other purchases. Terms Apply.
Citi Custom Cash® Card

Our Rating: 4.7
Citi Custom Cash® Card
Welcome Offer
Earn $200 in cash back
Est. Value
$200
Annual Fee
$0
APR
18.24% – 28.24% Variable
Credit Req’d
Good 670 – 739, Excellent 740 – 850
Rewards: Earn 5% cash back in your top eligible spend category each billing cycle up to the first $500 spent, then 1%. Unlimited 1% cash back on other purchases.