Best Credit Card Sign-up Bonuses of December 2023 (Up to $1000)

Credit card companies roll out the red carpet to get new card members. From cash to points to miles, signup bonuses abound from top card issuers. It's for that reason that I compiled this exhaustive list of the best credit card sign-up bonuses, deals, and promotions.

New Bonus Offers

There have been several increases to bonus offers this month that get pretty close to $1,000. We don't know how long these offers will last:

The Southwest Rapid Rewards® Plus Credit Card increased its bonus offer by 25,000 points. The new offer is as follows: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
The Southwest Rapid Rewards® Premier Credit Card increased its bonus offer by 25,000 points. The new offer is as follows: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
The Southwest Rapid Rewards® Priority Credit Card increased its bonus offer by 25,000 points. The new offer is as follows: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
The Hilton Honors American Express Card increased its bonus offer by 20,000 points. The new offer is as follows: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
The Chase Freedom Unlimited® has removed the maximum cashback restriction you can earn in the first year. SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn.
The Wells Fargo Autograph^SM Card increased its welcome offer of 20,000 points. New offer: For a limited time, earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.

The following credit cards offer cash or statement credit bonuses for new card members.

Credit Card	Welcome Offer	AllCards Review
Capital One Venture Rewards Credit Card	Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening	REVIEW
Capital One Venture X Rewards Credit Card	Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening	REVIEW
Capital One Savor Rewards Credit Card	Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.	REVIEW
Blue Cash Preferred® Card from American Express	Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.	REVIEW
Citi Custom Cash® Card	Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.	REVIEW
Capital One Quicksilver Cash Rewards Credit Card	One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening	REVIEW
Chase Freedom Unlimited®	SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn.	REVIEW
Chase Freedom Flex(SM)	Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.	REVIEW
The Platinum Card® from American Express	Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.	REVIEW
Bank of America® Premium Rewards® Elite	Get 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening	READ MORE
Chase Sapphire Preferred® Card	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.	REVIEW
Chase Sapphire Reserve®	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®	REVIEW
American Express® Gold Card	Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.	REVIEW
IHG One Rewards Premier Credit Card	Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.	REVIEW
Hilton Honors American Express Card	Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.	REVIEW
Marriott Bonvoy Bevy™ American Express® Card	Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.	REVIEW
Marriott Bonvoy Brilliant® American Express® Card	Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.	REVIEW
United℠ Explorer Card	Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.	REVIEW
Southwest Rapid Rewards® Plus Credit Card	Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.	REVIEW
Delta SkyMiles® Gold American Express Card	Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.	REVIEW
Wells Fargo Autograph^SM Card	For a limited time, earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.	REVIEW

You can find signup bonuses on business credit cards here.

Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card also offers a high welcome bonus. This card doesn't offer as many travel perks as the Capital One Venture X Rewards Credit Card we mentioned above, but it does pack a great punch for the annual fee. You can earn 2x miles on every purchase and 5x miles on hotels and car rentals.

Rewards:

2x miles

All eligible purchases

2 Miles per dollar on every purchase, every day

5x miles

Hotels

5 Miles per dollar on hotels and rental cars booked through Capital One Travel

Signup Bonus: Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Annual Fee: $95

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use a number of factors in their underwriting process, and these factors can change at any time.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	05/17/2021	739	Experian	$15,000
Approved	08/30/2021	775	Equifax	$10,000
Approved	07/11/2023	691	Experian	$5,000
Approved	10/25/2021	728	Experian	$10,000
Approved	10/25/2021	731	Equifax	$10,000
Approved	10/25/2021	740	TransUnion	$10,000

Learn More

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card offers a high welcome bonus. You get 10,000 miles on your cardmember anniversary, too. Earn up to 10x miles per $1 spent on select purchases. The card also offers an annual $300 credit on travel booked through Capital One Travel.

Rewards:

2x miles

On all other eligible purchases

2 Miles per dollar on every purchase, every day

5x miles

Airfare

5 Miles per dollar on flights booked through Capital One Travel

10x miles

Hotels

10 Miles per dollar on hotels booked through Capital One Travel

10x miles

Rental Cars

10 Miles per dollar on rental cars booked through Capital One Travel

Signup Bonus: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
Annual Fee: $395

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/01/2022	751	Experian	$10,000
Approved	02/01/2022	775	TransUnion	$10,000
Approved	02/01/2022	802	Equifax	$10,000
Approved	02/28/2022	779	Experian	$30,000
Approved	04/13/2022	800	Equifax	$30,000
Approved	10/19/2023	776	Not Provided	$20,000
Approved	12/16/2021	731	Experian	$10,000
Approved	01/26/2022	742	Experian	$10,000
Approved	01/26/2022	754	TransUnion	$10,000
Approved	01/26/2022	756	Equifax	$10,000

Learn More

Capital One Savor Rewards Credit Card

With the Capital One Savor Rewards Credit Card, you can earn unlimited 4% cash back on dining, select streaming, and entertainment, plus 3% cash back at grocery stores plus 10% cash back on Uber and Uber Eats. There are many ways to redeem your rewards, and you don't have to do it in $25 increments, as some cards require.

Rewards:

1% cash back

On all other eligible purchases

Earn 1% cash back on all other purchases.

3% cash back

U.S. supermarkets

Earn 3% cash back at grocery stores.

4% cash back

Streaming services

Earn unlimited 4% cash back on popular streaming services.

4% cash back

Dining

Earn unlimited 4% cash back on dining.

4% cash back

Entertainment

Earn unlimited 4% cash back on entertainment.

5% cash back

Hotels

Earn unlimited 5% cash back on hotels booked through Capital One Travel.

5% cash back

Rental Cars

Earn unlimited 5% cash back on rental cars booked through Capital One Travel.

Welcome Bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
Annual Fee: $95

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	09/22/2022	537	TransUnion	$3,000
Approved	07/01/2021	674	Not Provided	$5,000
Denied	04/01/2020	780	Experian	---
Denied	08/20/2022	634	Not Provided	---

Read our Review

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express has an easy-to-earn welcome offer and up to 6% cash back. The annual fee is $0 intro annual fee for the first year, then $95. Its most popular feature is its cash back at grocery stores and streaming services.

Rewards:

1% cash back

On all other eligible purchases

1% cash back on all other eligible purchases

3% cash back

Gas

3% cash back at U.S. gas stations

3% cash back

Transit

3% cash back on transit, such as taxis, rideshare, parking, tolls, trains and buses

6% cash back

U.S. supermarkets

6% cash back on groceries up to $6,000 per year in purchases at U.S. supermarkets, then 1%

6% cash back

Streaming services

6% cash back on select U.S. streaming subscriptions

Welcome Offer: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
0% Intro APR: 0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 19.24% - 29.99%
Annual Fee: $0 intro annual fee for the first year, then $95.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	01/19/2023	825	Not Provided	$6,000
Approved	02/16/2022	663	Not Provided	$8,000
Approved	02/03/2022	803	Not Provided	$1,000
Approved	06/22/2022	705	Experian	$10,000
Approved	04/09/2022	780	Experian	$6,000
Approved	04/09/2022	787	TransUnion	$6,000
Approved	06/02/2022	620	Not Provided	$30,000
Approved	05/04/2023	738	Experian	$20,000
Approved	05/04/2023	748	TransUnion	$20,000
Approved	05/04/2023	755	Equifax	$20,000
Approved	03/20/2022	673	Experian	$1,000
Approved	09/05/2022	698	Experian	$10,000
Approved	09/05/2022	730	TransUnion	$10,000
Approved	09/05/2022	733	Equifax	$10,000
Approved	10/22/2022	656	Experian	$15,000

Read our Review

Citi Custom Cash® Card

The Citi Custom Cash® Card offers one of the easier-to-earn welcome bonuses available. The card offers up to 5% cash back and charges no annual fee. Its most popular feature is its 5% cash back on the top eligible spend category each billing cycle on up to $500 spent.

Rewards:

1% cash back

On all other eligible purchases

Earn unlimited 1% cash back on all other purchases.

5% cash back

Select Categories

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Signup Bonus: Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.
0% Intro APR: 0% intro APR on purchases for 15 months and for balance transfers for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/06/2023	748	Experian	$3,800
Approved	02/06/2023	759	TransUnion	$3,800
Approved	02/06/2023	761	Equifax	$3,800
Approved	10/04/2023	784	Experian	$5,300
Approved	10/04/2023	801	TransUnion	$5,300
Approved	10/04/2023	811	Equifax	$5,300
Approved	09/13/2023	800	Not Provided	$11,600
Approved	10/24/2023	720	Equifax	$8,000
Approved	07/17/2023	790	Equifax	$3,000
Approved	01/17/2023	800	TransUnion	$5,300
Denied	05/12/2023	800	Not Provided	---

Read our Review

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card offers a great bonus for the little amount you have to spend to get it. The card offers 1.5% cash back on purchases and charges no annual fee. It charges no foreign transaction fees and offers a 0% intro rate.

Rewards:

1.5% cash back

On all other eligible purchases

Earn 1.5% cash back on all other eligible purchases

5% cash back

Hotels

Earn 5% cash back on hotels booked through Capital One Travel

5% cash back

Rental Cars

Earn 5% cash back on car rentals booked through Capital One Travel

Signup Bonus: One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
0% Intro APR: 0% APR on purchases for 15 months and for balance transfers for 15 months, then 19.99% - 29.99% variable APR
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	07/08/2021	795	Equifax	$2,000
Approved	07/08/2021	796	Experian	$2,000
Approved	07/08/2021	819	TransUnion	$2,000
Approved	10/05/2021	698	Not Provided	$3,000
Approved	07/01/2021	640	Experian	$3,000
Approved	06/01/2021	653	TransUnion	$3,000
Approved	06/01/2021	656	Equifax	$3,000
Approved	10/05/2021	677	TransUnion	$3,000
Denied	06/30/2023	768	Not Provided	---

Read our Review

Chase Freedom Unlimited®

The Chase Freedom Unlimited® offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year). This represents a potential $300 in extra cash back. On top of the bonus cash back, the card offers up to 5% cash back and charges no annual fee. Its most popular feature is its cash back on travel. Rewards can be converted to Chase Ultimate Rewards points.

Rewards:

1.5% cash back

On all other eligible purchases

Earn 1.5% cash back on all other purchases

3% cash back

Drugstores

Earn 3% on drugstore purchases

3% cash back

Dining

Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services

5% cash back

Travel

Earn 5% cash back on travel purchased through Chase Ultimate Rewards

Signup Bonus: SPECIAL OFFER: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn.
0% Intro APR: Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	03/20/2023	785	Experian	$5,000
Approved	07/18/2023	765	Experian	$12,500
Approved	07/18/2023	773	TransUnion	$12,500
Approved	07/18/2023	785	Equifax	$12,500
Approved	09/06/2023	754	Experian	$9,000
Approved	09/08/2023	740	Equifax	$15,000
Denied	09/05/2023	738	Experian	---
Denied	09/05/2023	740	Equifax	---
Denied	09/05/2023	750	TransUnion	---

Read our Review

Chase Freedom Flex(SM)

The Chase Freedom Flex(SM) also offers a great bonus for the required spend amount. The card offers up to 5% cash back and charges no annual fee. It offers 5% cash back rotating categories with spending caps, but it also offers elevated rewards on many other purchase categories.

Rewards:

1% cash back

On all other eligible purchases

1% cash back on all other purchases

3% cash back

Drugstores

3% cash back on drugstore purchases

3% cash back

Dining

3% cash back on dining at restaurants, including takeout and eligible delivery services

5% cash back

Rotating Categories

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate

5% cash back

Travel

5% cash back on travel purchased through Chase Ultimate Rewards

Signup Bonus: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.
0% Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%–29.24%
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/02/2023	741	TransUnion	$14,000
Approved	04/02/2023	748	Experian	$14,000
Approved	08/02/2023	800	Not Provided	$19,000
Approved	10/24/2023	800	Not Provided	$8,600
Approved	09/03/2023	795	Experian	$22,500
Approved	09/03/2023	847	TransUnion	$22,500
Approved	06/02/2023	789	TransUnion	$12,000
Approved	06/02/2023	791	Experian	$12,000

Read our Review

The Platinum Card® from American Express

The Platinum Card® from American Express has an excellent welcome offer and some great travel perks.

The card also comes with a host of travel-related credits that offset the annual fee of the card.

Rewards:

1x points

On all other eligible purchases

1x on all other purchases

5x points

Airfare

5x points on flights booked directly with airlines or with American Express Travel, on up to $500,000 on these purchases each calendar year

5x points

Hotels

5x points on prepaid hotels booked on amextravel.com

Welcome Offer: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual Fee: $695

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/28/2023	812	Equifax	---
Approved	04/28/2023	820	TransUnion	---
Approved	04/28/2023	825	Experian	---
Approved	08/16/2023	698	Equifax	$25,000
Approved	08/16/2023	709	Experian	$25,000
Approved	08/16/2023	728	TransUnion	$25,000
Approved	01/04/2023	696	Not Provided	---
Approved	01/23/2023	675	Not Provided	$6,000

Read our Review

Bank of America® Premium Rewards® Elite

Bank of America® Premium Rewards® Elite offers a generous welcome bonus, as well as decent points per purchase. It also comes with a list of credits worth about $550. As with all Bank of America cards, if you are a preferred member (i.e. you have at least $20,000 in an account with either Bank of America or Merrill) you earn better rewards. You also get priority pass airport lounge access for up to four guests.

Rewards:

1.5x points

On all other eligible purchases

Earn 1.5 points for every dollar spent on all other eligible purchases

2x points

Travel

Earn 2 points for every dollar spent on travel purchases

2x points

Dining

Earn 2 points for every dollar spent on dining purchases

Signup Bonus: Get 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening
Annual Fee: $550

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	08/08/2023	813	Experian	$22,000
Approved	08/08/2023	847	TransUnion	$22,000
Approved	08/08/2023	850	Equifax	$22,000
Approved	10/16/2022	754	Experian	$11,000
Approved	11/29/2021	746	Equifax	$15,000
Approved	11/29/2021	747	Experian	$15,000
Approved	11/29/2021	756	TransUnion	$15,000

Chase Sapphire Preferred® Card—Editor's Pick

The Chase Sapphire Preferred® Card offers one of the best welcome bonuses. If used to purchase travel through Chase, these points are worth 25% more. The card offers up to 5x points and a 25% bonus when points are redeemed for travel through Chase.

Rewards:

1x points

On all other eligible purchases

1x points on all other purchases.

2x points

Travel

2x points on travel not booked through Chase Ultimate Rewards, such as airfare, hotels, taxes and trains.

3x points

U.S. supermarkets

Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).

3x points

Streaming services

Earn 3x points on select streaming services.

3x points

Dining

3x points on dining, including eligible delivery services, takeout and dining out.

5x points

Travel

5x points on travel purchased through Chase Ultimate Rewards.

Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Annual Fee: $95

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	08/03/2023	872	Not Provided	$19,500
Approved	04/19/2023	737	Equifax	$16,000
Approved	04/19/2023	747	Experian	$16,000
Approved	04/19/2023	747	TransUnion	$16,000
Approved	11/11/2023	800	Not Provided	$16,800
Approved	04/18/2023	790	Experian	$17,300
Approved	05/21/2023	703	Experian	$17,300
Approved	04/04/2023	735	Equifax	$17,300
Approved	04/04/2023	825	Experian	$17,300
Approved	07/06/2023	735	Experian	$5,000
Approved	07/06/2023	745	Equifax	$5,000
Approved	07/06/2023	755	TransUnion	$5,000
Approved	10/19/2023	720	Not Provided	$19,500
Approved	06/14/2023	759	Experian	$6,000
Approved	04/06/2023	897	Not Provided	$23,800
Approved	04/14/2023	765	Experian	$7,200
Approved	04/14/2023	777	Equifax	$7,200
Approved	04/14/2023	777	TransUnion	$7,200
Approved	10/23/2023	745	TransUnion	$5,000
Approved	10/03/2023	761	Equifax	$18,000
Approved	10/03/2023	767	Experian	$18,000
Approved	10/03/2023	774	TransUnion	$18,000

Read our Review

Chase Sapphire Reserve®

The Chase Sapphire Reserve® offers an excellent welcome bonus. If used to purchase travel through Chase, these points are worth $900. The card offers up to 10x points and a 50% bonus when points are redeemed for travel through Chase.

Rewards:

1x points

On all other eligible purchases

Earn 1 point per dollar on all other eligible purchases.

3x points

Dining

Earn 3x points on other travel and dining.

5x points

Travel

Earn 5x points on flights when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.

10x points

Travel

10x on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.

Signup Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Annual Fee: $550

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	10/21/2022	742	Experian	$15,000
Approved	09/17/2022	692	Experian	$10,800
Approved	06/10/2022	804	Experian	$19,600
Approved	08/05/2022	780	Experian	$31,300
Approved	11/25/2022	710	Equifax	$10,000
Approved	11/25/2022	703	Experian	$10,000
Approved	11/25/2022	711	TransUnion	$10,000
Approved	06/10/2022	815	Equifax	$19,553
Approved	06/10/2022	820	TransUnion	$19,620

Read our Review

American Express® Gold Card

American Express® Gold Card offers a great welcome offer and excellent rewards on some everyday purchases like groceries and dining.

Welcome offer points could be worth as much as $600 depending on how they are redeemed.

Rewards:

1x points

On all other eligible purchases

1x points on all other eligible purchases

3x points

Airfare

3x points on flights booked directly with airlines or on amextravel.com

4x points

U.S. supermarkets

4x points at U.S. supermarkets on up to $25,000 in purchases per year.

4x points

Dining

4x points at restaurants worldwide, plus takeout and delivery in the U.S.

Welcome Offer: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
Annual Fee: $250

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	09/28/2021	688	Experian	$1,750
Approved	06/13/2022	673	Experian	$1,750
Approved	06/13/2022	696	Equifax	$1,750
Approved	06/13/2023	699	TransUnion	$1,750
Approved	06/07/2022	750	TransUnion	---
Approved	06/07/2022	752	Experian	---
Approved	06/07/2022	761	Equifax	---

Read our Review

IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card is a great option if you're partial to IHG-branded hotels such as Holiday Inn, Crowne Plaza, and Candlewood Suites. There's a great welcome bonus, plus a lot of benefits and perks for those who frequent IHG hotels. You get one free night each year which more than justifies the annual fee.

Rewards:

3x points

On all other eligible purchases

Earn 3 points per $1 spent on all other purchases.

5x points

Travel

Earn 5 points per $1 spent on purchases on travel.

5x points

Dining

Earn 5 points per $1 spent on purchases on restaurants.

5x points

Gas

Earn 5 points per $1 spent on purchases on gas stations.

26x points

Hotels

Earn up to 26 points total per $1 spent when you stay at an IHG hotel.

Signup Bonus: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee: $99

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	10/13/2021	805	Equifax	$17,200
Approved	04/23/2020	780	Not Provided	$16,800
Approved	07/21/2021	785	Equifax	$16,000
Approved	07/21/2021	786	Experian	$16,000
Approved	07/21/2021	793	TransUnion	$16,000
Approved	01/30/2023	788	Experian	$21,000

Read our Review

Hilton Honors American Express Card

Hilton Honors American Express Card is a great card for those who want a few benefits when they stay at a Hilton and don't want to pay an annual fee. You won't get a free night, but you do get complimentary silver elite status, which comes with two free water bottles at check-in, 15% off spa services, and a fifth night free when you book a four-night reward stay with points. Not to mention the points you earn at gas stations, restaurants, and grocery stores.

Rewards:

3x points

On all other eligible purchases

Earn 3X Points for all other eligible purchases on your Card.

5x points

U.S. supermarkets

Earn 5X Points per dollar on purchases at U.S. supermarkets.

5x points

Dining

Earn 5X Points per dollar on purchases at U.S. restaurants.

5x points

Gas

Earn 5X Points per dollar on purchases at U.S. gas stations.

7x points

Hotels

Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.

Signup Offer: Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	06/09/2022	728	TransUnion	$2,000
Approved	03/05/2022	704	Experian	$15,000
Approved	07/18/2022	704	Equifax	$5,000
Approved	07/18/2022	713	Experian	$5,000
Approved	08/20/2021	675	Experian	$1,000
Approved	05/21/2021	701	TransUnion	$1,000
Approved	05/21/2021	705	Equifax	$1,000
Approved	05/21/2021	710	Experian	$1,000
Approved	06/09/2022	730	Equifax	$2,000
Approved	07/18/2022	713	TransUnion	$5,000

Read our Review

Marriott Bonvoy Bevy™ American Express® Card

Marriott Bonvoy Bevy™ American Express® Card is a solid choice if you enjoy staying at Marriott hotels, which encompass 31 brands in 8,500 properties around the world. There's a welcome offer, and you'll earn rewards on Marriott hotel stays, in restaurants, and in grocery stores.

Rewards:

2x points

On all other eligible purchases

Earn 2X points on all other eligible purchases.

4x points

U.S. supermarkets

Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).

4x points

Dining

Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).

6x points

Hotels

Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.

Welcome Offer: Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Annual Fee: $250

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	10/16/2022	658	Equifax	$1,700
Approved	10/16/2022	661	Equifax	$1,700
Approved	10/16/2022	667	Experian	$1,700
Approved	12/12/2022	717	Equifax	$5,000
Approved	12/12/2022	720	Experian	$5,000
Approved	12/12/2022	730	TransUnion	$5,000
Denied	10/08/2022	700	Not Provided	---

Read our Review

Marriott Bonvoy Brilliant® American Express® Card

Marriott Bonvoy Brilliant® American Express® Card is the premium Marriott card in the American Express lineup. It has a great welcome offer and generous ongoing rewards. You also get a $300 dining credit (up to $25 per month), a free night's stay on your cardmember anniversary, and complimentary elite status, which earns you more points on hotel stays, upgraded rooms when available, and a welcome gift. The annual fee is high, so make sure you'll make use of the rewards.

Rewards:

2x points

On all other eligible purchases

Earn 2X points on all other eligible purchases.

3x points

Airfare

Earn 3X points on flights booked directly with airlines.

3x points

Dining

Earn 3X points at restaurants worldwide.

6x points

Hotels

Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.

Welcome Offer: Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Annual Fee: $650

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/25/2022	798	Experian	$10,000
Approved	10/25/2021	740	Experian	$20,000
Approved	06/04/2021	812	Experian	$3,100
Approved	04/08/2021	799	Equifax	$16,300

Read our Review

United℠ Explorer Card

United℠ Explorer Card is a great card if you enjoy flying United Airlines. You get a nice welcome bonus, your first checked bag is free, and you get up to $100 Global Entry/TSA PreCheck credit every four years. The annual fee is waived for the first year.

Rewards:

1x points

On all other eligible purchases

1x per dollar spent on all other purchases

2x miles

Airfare

2x points on United purchases, including tickets, Economy Plus, and inflight purchases

2x points

Hotels

2x points per dollar spent on hotel accommodations

2x points

Dining

2x miles per dollar spent on dining, including eligible delivery services

Signup Bonus: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Annual Fee: $0 intro annual fee for the first year, then $95

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	04/11/2023	767	Not Provided	$13,700
Approved	02/03/2023	819	Experian	$5,000
Approved	04/29/2022	786	Experian	$17,200
Approved	07/16/2022	755	Experian	$21,200
Approved	04/29/2022	785	Equifax	$17,200
Denied	04/16/2022	698	Experian	---

Read our Review

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card is offering a special bonus right now: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. The way it works is once you spend the required amount, you'll get a promo code in your Southwest account. It's good for 30% off a single-use one-way or round-trip ticket on Southwest. All three personal Southwest credit cards come with this bonus, but the Plus has the lowest annual fee.

Rewards:

1x points

On all other eligible purchases

Earn 1 point for every $1 spent on all other purchases.

2x points

Hotels

Earn 2x on Rapid Rewards hotel partners.

2x points

Rental Cars

Earn 2x on Rapid Rewards car rental partners.

2x points

Southwest Purchases

Earn 2X points on Southwest® purchases.

2x points

Streaming services

Earn 2X points on internet, cable, and phone services; select streaming.

2x points

Transit

Earn 2X points on local transit and commuting, including rideshare.

Signup Bonus: Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee: $69

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	02/11/2022	715	Not Provided	$20,000
Approved	08/06/2022	680	Experian	$9,600
Approved	05/22/2022	802	Experian	$12,800
Approved	02/24/2022	760	Equifax	$10,700

Read our Review

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card is a good choice if you regularly fly Delta Airlines. The welcome offer alone is worth a few hundred dollars, but it might be worth more, depending on the flight. Your first checked bag is free, and the annual fee is waived for the first year.

Rewards:

1x miles

On all other eligible purchases

Earn 1X Mile on all other eligible purchases.

2x miles

U.S. supermarkets

Earn 2X Miles at U.S. Supermarkets.

2x miles

Delta Purchases

Earn 2X Miles on Delta purchases.

2x miles

Dining

Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S.

Welcome Offer: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
Annual Fee: $0 introductory annual fee for the first year, then $99.

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	07/20/2020	665	Experian	$1,000
Approved	06/09/2021	620	Not Provided	$1,000
Approved	03/09/2022	748	TransUnion	$6,300
Approved	03/09/2022	758	Experian	$6,300
Approved	04/01/2022	730	Not Provided	$10,000
Approved	11/23/2021	625	Experian	$1,000
Approved	10/10/2020	701	TransUnion	$1,000
Approved	10/10/2020	715	Experian	$1,000
Approved	10/10/2020	718	Equifax	$1,000
Approved	12/03/2021	753	TransUnion	$15,000

Read our Review

Wells Fargo Autograph^SM Card

The Wells Fargo Autograph^SM Card offers 3x points on six different categories including everyday purchases like dining and gas. It's also a great card to get if you plan to make a major purchase as it offers 0% intro APR for 12 months from account opening on purchases.

Rewards:

1x points

On all other eligible purchases

Earn 1x points on other purchases

3x points

Cell phone service

3x on cell phone and landline providers

3x points

Streaming services

3x on popular streaming services

3x points

Travel

3x on airfare, hotels, cruises, and car rentals

3x points

Dining

3x on restaurants, dining in, take out, delivery, catering and more

3x points

Gas

3x at gas stations and electric charging stations

3x points

Transit

3x on subways, ride shares, parking, tolls and more

Signup Bonus: For a limited time, earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.
0% Intro APR: 0% intro APR for 12 months from account opening on purchases
Annual Fee: $0

App Status	Date	Credit Score	Bureau	Credit Limit
Approved	08/11/2022	731	Equifax	$10,000
Approved	07/13/2022	708	Experian	$4,000
Approved	07/13/2022	808	Experian	$2,000
Approved	07/13/2022	651	Experian	$2,000
Approved	07/12/2022	750	Experian	$2,500

Read our Review

List of Credit Card Signup Bonuses

Listed below are all of the credit cards in our database that offer a signup or welcome bonus. Click on the card name for more details.

Bank of America® Premium Rewards® Credit Card

Rewards
1.5X - 2X Points

Bonus
60000 Points

Get 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening

Bank of America® Travel Rewards Card

Rewards
1.5 points

Bonus
25000 Points

Get 25,000 bonus points when you make at least $1,000 in purchases in the first 90 days the account is open.

UMB Simply Rewards

Rewards
1x to 3x Points

Bonus
15000 Points

Earn 15,000 Bonus Points when you spend $1,500 in the first 90 days of account opening.

Wells Fargo Business Elite Signature Card

Rewards
1.5% or 1x points

Bonus
$1000

Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $25,000 in the first three months after account open date.

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Rewards
1% - 5% Cash Back

Bonus
$500

Earn a $500 cash bonus after you spend $4,500 on purchases in the first 150 days the account is open.

Hilton Honors American Express Surpass® Card

Rewards
3x to 12x points

Bonus
170,000 Points

Earn 170,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 1/17/24.

Capital One Venture X Business

Rewards
2x - 10x miles

Bonus
150,000 Miles

150,000 Miles once you spend $30,000 in the first 3 months from account opening

World of Hyatt Business Credit Card

Rewards
1x - 9x points

Bonus
60,000 Points

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

PenFed Pathfinder® Rewards Visa Signature® Card

Rewards
1.5x to 4x points

Bonus
50,000 Points

50,000 Bonus Points when you spend $3000 in the first 90 days

U.S. Bank Altitude® Reserve Visa Infinite® Card

Rewards
1x to 5x points

Bonus
50,000 Points

Earn 50,000 bonus points worth $750 in travel when you spend $4,500 in the first 90 days of account opening.

U.S. Bank Altitude® Connect Visa Signature® Card

Rewards
1x - 5x

Bonus
50,000 Points

Earn 50,000 bonus points when you spend $2,000 in the first 120 days.

Capital One Spark Miles Select for Business

Rewards
1.5x

Bonus
50,000 Miles

Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.

U.S. Bank Altitude® Go Visa Signature® Card

Rewards
1x - 4x points

Bonus
20,000 Points

Earn 20,000 bonus points. Just spend $1,000 in the first 90 days. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

Capital One VentureOne Rewards Credit Card

Rewards
1.25x miles to 5x miles

Bonus
20,000 Miles

20,000 Miles once you spend $500 on purchases within 3 months from account opening

PenFed Platinum Rewards Visa Signature® Card

Rewards
1x to 5x points

Bonus
15,000 Points

15,000 Bonus Points when you spend $1,500 in first 90 days

Amex EveryDay® Preferred Credit Card

Rewards
1x to 3x points

Bonus
15,000 Points

Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.

Amex EveryDay® Credit Card

Rewards
1x to 2x points

Bonus
10,000 Points

Get 10,000 Membership Rewards® Points when you use your new card to make $2,000 in purchases within the first 6 months of Card Membership.

United Quest℠ Card

Rewards
1x to 3x miles

Bonus
70,000 Miles

Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Citi^® Double Cash Card - 18 month BT offer

Rewards
1% to 2%

Bonus
$200

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening.

Amazon Business American Express Card

Rewards
1% - 3%

Bonus
$100

Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.

Amazon Business Prime American Express Card

Rewards
1% to 5%

Bonus
$125

Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.

TD Cash Credit Card

Rewards
1% to 3%

Bonus
$150

Bonus Cash Back: Earn $150 Cash Back when you spend $500 within 90 days after account opening

Aeroplan® Credit Card

Rewards
1x to 3x Points

Bonus
100,000 Points

Earn up to 100,000 bonus points – 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months.

Hilton Honors American Express Aspire Card

Rewards
3x to 14x points

Bonus
150,000 Points

Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.

Southwest® Rapid Rewards® Performance Business Credit Card

Rewards
1X to 4X points

Bonus
80,000 Points

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

United Gateway℠ Card

Rewards
1x - 2x Miles

Bonus
30,000 Miles

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

Citi Premier® Card

Rewards
1x - 3x

Bonus
60,000 Points

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

Capital One Venture X Rewards Credit Card

Rewards
2x - 10x

Bonus
75,000 Miles

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Wells Fargo Active Cash® Card

Rewards
2%

Bonus
$200

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Citi Custom Cash® Card

Rewards
1% - 5%

Bonus
$200

Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^®

Rewards
1x to 2x Miles

Bonus
75,000 Miles

Earn 75,000 American Airlines AAdvantage® bonus miles after spending $6,000 in purchases within the first 6 months of account opening.

American Express® Green Card

Rewards
1x to 3x points

Bonus
60,000 Points

Earn 60,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. Plus, earn 20% back on eligible travel and transit purchases made during your first 6 months of Card Membership, up to $200 back in the form of a statement credit.

Marriott Bonvoy Bountiful™ credit card

Rewards
2x - 18.5x points

Bonus
85,000 Points

Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.

DoorDash Rewards Mastercard®

Rewards
1% - 4%

Bonus
With the DoorDash Rewards Mastercard

With the DoorDash Rewards Mastercard get a FREE year of DashPass ($96 value).

Marriott Bonvoy Bevy™ American Express® Card

Rewards
2x - 6x points

Bonus
85,000 Points

Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.

Marriott Bonvoy Brilliant® American Express® Card

Rewards
2x - 6x points

Bonus
95,000 Points

Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Ink Business Premier℠ Credit Card

Rewards
2%-5%

Bonus
$1,000

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

AARP® Essential Rewards Mastercard® from Barclays

Rewards
1% to 3% cash back

Bonus
$100

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days.

Wells Fargo Autograph^SM Card

Rewards
1x to 3x points

Bonus
30,000 Points

For a limited time, earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months – that’s a $300 cash redemption value.

Capital One Quicksilver Student Cash Rewards Credit Card

Rewards
1.5% - 10%

Bonus
$50

Earn $50 Cash Back when you spend $100 in the first three months

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Rewards
1x to 2x miles

Bonus
50,000 Miles

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening

Citi® / AAdvantage® Executive World Elite Mastercard®

Rewards
1x to 2x miles

Bonus
70,000 Miles

Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 within the first 3 months of account opening.

American Airlines AAdvantage® MileUp®

Rewards
1x to 2x miles

Bonus
15,000 Miles

Earn 15,000 American Airlines AAdvantage® bonus miles after $500 in purchases within the first 3 months of account opening.

Iberia Visa Signature® Card

Rewards
1 to 3 Avios

Bonus
75,000 Miles

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Aer Lingus Visa Signature® Card

Rewards
1 to 3 Avios

Bonus
75,000 Miles

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

U.S. Bank Business Leverage® Visa Signature® Card

Rewards
1% to 5% cash back

Bonus
$750

Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.

IHG One Rewards Premier Business Credit Card

Rewards
3x - 26x points

Bonus
140,000 Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

Capital One SavorOne Student Cash Rewards Credit Card

Rewards
1 to 3% cash back

Bonus
$50

Earn $50 Cash Back when you spend $100 in the first three months

Chase Sapphire Preferred® Card

Rewards
1x - 5x points

Bonus
60,000 Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

The Blue Business® Plus Credit Card from American Express

Rewards
1x - 2x

Bonus
15,000 Points

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Southwest Rapid Rewards® Priority Credit Card

Rewards
2 to 3 points

Bonus
75,000 Points

Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Capital One Venture Rewards Credit Card

Rewards
2x - 5x miles

Bonus
75,000 Miles

Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

Capital One Quicksilver Cash Rewards Credit Card

Rewards
1.5%

Bonus
$200

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Delta SkyMiles® Gold American Express Card

Rewards
1x to 2x miles

Bonus
40,000 Miles

Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.

Delta SkyMiles® Blue American Express Card

Rewards
1x - 2x Miles

Bonus
10,000 Miles

Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

The Platinum Card® from American Express

Rewards
1x - 5x points

Bonus
80,000 Points

Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Blue Cash Everyday® Card from American Express

Rewards
1%-3%

Bonus
$200

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

The Plum Card® from American Express

Rewards
0 - 1.5%

Bonus
$1

N/A

American Express® Gold Card

Rewards
1x-4x

Bonus
60,000 Points

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Delta SkyMiles® Reserve Business American Express Card

Rewards
1X to 3X Miles

Bonus
70,000 Miles

Earn 70,000 Bonus Miles after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership.

Blue Cash Preferred® Card from American Express

Rewards
1%-6%

Bonus
$250

Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.

IHG One Rewards Premier Credit Card

Rewards
3x to 26x points

Bonus
140,000 Points

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Hilton Honors American Express Card

Rewards
3x to 7x points

Bonus
100,000 Points

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership.

The Hilton Honors American Express Business Card

Rewards
3x to 12x points

Bonus
130,000 Points

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.

Ink Business Cash® Credit Card

Rewards
1%-5%

Bonus
$900

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

Ink Business Preferred® Credit Card

Rewards
1-3x points

Bonus
100,000 Points

New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Southwest® Rapid Rewards® Premier Business Credit Card

Rewards
1x to 3x points

Bonus
60,000 Points

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Southwest Rapid Rewards® Premier Credit Card

Rewards
2x - 3x Points

Bonus
75,000 Points

Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

British Airways Visa Signature® Card

Rewards
1x - 3x Avios

Bonus
75,000 Miles

Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Marriott Bonvoy Boundless® Credit Card

Rewards
2x to 6x points

Bonus
Earn 3 Free Night Awards

Earn 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on purchases in your first 3 months from your account opening. Certain hotels have resort fees.

United℠ Explorer Card

Rewards
1 to 2 Miles

Bonus
60,000 Miles

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Citi Rewards+® Card

Rewards
1X to 5X points

Bonus
20,000 Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Chase Freedom Unlimited®

Rewards
1.5% - 5%

Bonus
SPECIAL OFFER: Unlimited Matched Cash Back.

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year).

United Club℠ Infinite Card

Rewards
1x to 4x miles

Bonus
90,000 Miles

Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

IHG One Rewards Traveler Credit Card

Rewards
2x to 17x points

Bonus
80,000 Points

Earn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

The American Express Blue Business Cash™ Card

Rewards
1% - 2%

Bonus
$250

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

United℠ Business Card

Rewards
1x - 2x miles

Bonus
50,000 Miles

Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, $0 introductory annual fee for the first year, then $99.

Marriott Bonvoy Bold® Credit Card

Rewards
1x - 14x points

Bonus
30,000 Points

Earn 30,000 Bonus Points after you spend $1,000 on purchases in your first 3 months from your account opening.

Delta SkyMiles® Reserve American Express Card

Rewards
1x - 3x miles

Bonus
60,000 Miles

Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.

Marriott Bonvoy Business® American Express® Card

Rewards
2x to 6x points

Bonus
Points

Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.

World of Hyatt Credit Card

Rewards
1x to 9x points

Bonus
60,000 Points

Get 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Prime Visa

Rewards
1% - 10%

Bonus
$100

Get a $100 Amazon Gift Card (or more) instantly upon approval exclusively for Prime members

Southwest Rapid Rewards® Plus Credit Card

Rewards
1x - 2x points

Bonus
75,000 Points

Earn 75,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Chase Sapphire Reserve®

Rewards
1x - 10x

Bonus
60,000 Points

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®

The Business Platinum Card® from American Express

Rewards
1x to 5x Points

Bonus
120,000 Points

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Delta SkyMiles® Platinum Business American Express Card

Rewards
1x - 3x miles

Bonus
60,000 Miles

Earn 60,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months of Card Membership.

Delta SkyMiles® Gold Business American Express Card

Rewards
1x - 2x miles

Bonus
50,000 Miles

Earn 50,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months of Card Membership.

Delta SkyMiles® Platinum American Express Card

Rewards
1x - 3x miles

Bonus
50,000 Miles

Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months.

American Express® Business Gold Card

Rewards
1x - 4x points

Bonus
70,000 Points

Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Capital One Spark Miles for Business

Rewards
2x

Bonus
50,000 Miles

Earn a one-time bonus of 50,000 miles - equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening

Ink Business Unlimited® Credit Card

Rewards
1.5%

Bonus
$900

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Credit card signup bonuses seem to get bigger each year. The top offers today can be worth $1,000 or more. As you review your options, keep several things in mind.

A signup bonus is just one factor to consider: The signup bonus, while certainly a nice perk, is only one factor to consider when comparing the cards. Other important factors include the annual fee, how you'll earn ongoing rewards, and how you'll redeem the rewards you earn.

A good credit score is required: Credit cards with rich signup promotions require good to excellent credit. If your credit falls below certain criteria, you may not get the bonus offer being promoted – or any of the other perks. While there's no set rule on the credit score needed to qualify for one of these cards, one should generally aim for a FICO score of 700 or higher.

Consider the spending requirement: Most signup bonuses require new card members to charge a certain amount of purchases to the card within a specified period to qualify for the bonus. While the amounts vary, it's generally between $500 to $3,000 within 3 months. Further, the bigger the bonus the higher the spend requirement. You’ll have to be careful that you aren’t persuaded by the spending requirements to buy items that you wouldn’t normally buy to meet the restriction. This can be a problem if you don’t normally shop with a credit card.

The value can depend on how you redeem the bonus: For those cards that pay the bonus in points or miles, the value can vary depending on how you redeem the rewards. In many cases, the rewards must be redeemed for travel through the credit card issuer.

Most cards offer other benefits: Virtually every card on this list offers significant benefits beyond bonus points or miles. Travel rewards, in particular, can be generous, depending on your typical spending patterns. Many of the cards also offer a zero-interest transfer deal that can run anywhere from 12 to 18 months.

APRs are high – A zero interest rate period is certainly attractive, but it will come to an end eventually. When it does, there are interest rates ranging from the low teens to the low 20s awaiting you.

How Do Rewards Credit Cards Work?

Credit card rewards are tied to how much you spend using a credit card. The more you spend, the more rewards you’ll earn.

Sign-up bonuses usually have a limit. A card may provide a $500 sign-up bonus after you spend, say, $3,000 within three months of opening the card account. Once you reach that spending limit, no more signup bonus rewards will be issued.

But with cash back rewards and points, you’ll continue to earn those rewards once you’ve met the criteria for the sign-up bonus (or even if you don’t). Some cards offer a flat rewards structure based on either all purchase activity or only in certain categories. Others may offer a tiered structure, where they’ll pay more rewards for certain purchase categories than for others.

You should also be aware that sign-up bonuses and rewards apply only to purchases. They don’t apply to balance transfers, cash advances, traveler's checks, and certain other restricted transactions.

What Can I Do With Credit Card Rewards?

It all depends on how the rewards are structured with the issuing card. You’ll typically be able to redeem your rewards as a statement credit (applied to your outstanding balance) or applied toward certain purchases, like travel.

But some reward arrangements also allow you to receive cash. For example, if you accumulate $50 in cash back rewards, you can opt to have the funds transferred to a linked bank account, or even have a check mailed to your home.

Is Cash Back Better Than Rewards Points?

In most cases, cash back and reward points work out to be about the same. That’s because both are based on percentages. The main difference is that cash back is usually expressed as a percentage, like 2% of purchases, while points are based on earning a certain number for every dollar spent.

However, this is actually another type of percentage rewards basis. If you earn two points for every dollar spent, that’s the equivalent of 2% rewards. You can often redeem reward points in much the same way you can cash back.

How Do I Know if a Rewards Card Will Be the Right Choice for Me?

The major factor to be aware of is your spending level. Or more specifically, how much of your spending activity is done using credit cards.

Whether you spend a lot or a little using credit cards, rewards will still work in your favor. But the more you spend, the more you’ll earn.

For example, if you have a rewards card offering 2% cash back (or points), and you spend $10,000 during the year, you’ll earn $200 in rewards. But if you spend $100,000, you can earn $2,000.

How Can I Maximize the Benefit of Credit Card Sign-up Bonuses and Rewards?

First, plan to pay off your entire credit card balance every month, and in full. That’ll avoid interest charges, making your bonuses and rewards a pure positive return.

Second, be sure to match rewards tiers with your spending. If one credit card offers 2% rewards across the board, and another offers 5% cash back for groceries, the second card should be used for all grocery purchases.

Third, make sure the sign-up bonus and rewards will easily exceed the annual fee. For example, if the card charges a $95 annual fee, you’ll need to spend at least $4,750 per year just to recover the cost of the annual fee.

If you don’t think you’ll be able to exceed that spending threshold, you’ll be better off choosing a card with a big sign-on bonus, a 0% introductory APR, or some other benefit that will offset the cost of the annual fee.

FAQs

What is the best credit card signup bonus?

Arguably the best credit card signup bonus today is with the Chase Sapphire Preferred® Card.

Do all credit cards offer signup bonuses?

No. It's a common marketing strategy with a lot of credit cards, but many do not offer bonuses.

Is a welcome bonus different than a signup bonus?

No, but some credit card issuers refer to their bonus as a “welcome bonus” and others refer to it as a “signup bonus.”

Are signup bonuses worth it?

They can be if they are part of a larger credit card rewards plan. Be careful, however. Credit cards can prompt consumers to spend more money than they should, as one MIT study found.

The Bottom Line

One of the beautiful things about competition, especially when businesses vie for consumers is that everybody wins. Businesses end up getting what they want (which they may end up paying more for) and consumers can shop around for the best good or service that suits their needs. No one entity controls the market and in the end, the best business will usually prevail.

When looking at the full list of credit card deals above, it's easy to see just how profitable a few applications can be. All you need is the excellent credit these cards require, and you can walk away with thousands of dollars in savings.

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