Citibank Credit Cards

Citibank offers a wide range of credit cards. Its 0% balance transfer and purchase cards offer some of the longest no interest introductory rates available today. Citi’s cash back cards are top ranked. And it offers some excellent points and miles travel cards.

I’ve carried Citi® credit cards for years. Back in the day I took advantage of Citi’s 0% balance transfer cards. Today the Citi® Double Cash is my everyday card because it pays 2% cash back–1% on purchases + 1% when you pay for those purchases.

Editor’s Pick: Without question the top pick goes to the Citi® Double Cash Card. It pays 1% on very purchase + 1% when you pay for the purchase. It has no annual fee and a 0% introductory APR for 18 months on balance transfers.

Citi® Rewards Credit Cards

Citi ThankYou® Premier Card
  • Rewards: Earn 3X ThankYou® Points on Travel including Gas, 2X ThankYou® Points on Dining Out and Entertainment, and 1X ThankYou® Points on Other Purchases.
  • Bonus: Earn 40,000 Bonus Points after Meeting Qualifications*
  • 0% Offer: None
  • Annual Fee: $95, waived for first 12 months*
Citi ThankYou® Preferred Card
  • Rewards: 2 ThankYou® Points per dollar spent on dining at restaurants and entertainment / 1 ThankYou® Point on other purchases.
  • Bonus: Earn 15,000 bonus ThankYou® Points after $1,000 in card purchases within 3 months of account opening – redeemable for $150 in gift cards or other great rewards.
  • 0% Offer: 0% intro APR on Balance Transfers and Purchases for 12 months.
  • Annual Fee: $0
Citi® Double Cash Card
  • Rewards: Earn 1% on Purchases & 1% on Payments.
  • Bonus: None.
  • 0% Offer: 0% Intro APR on Balance Transfers for 18 months
  • Annual Fee: $0

Citi® Travel Credit Cards

Citi Prestige Card

  • Earn 50,000 bonus points after spending $4,000 within 3 months of account opening
  • 50,000 bonus ThankYou® Points are redeemable for $500 in travel, anytime, with no blackout dates when booked through the ThankYou Travel Center
  • 5x points on air travel and restaurants
  • 3x points on hotels and cruise lines
  • 1x points on all other purchases
  • No foreign transaction fees
  • $250 Travel Credit Every Calendar Year
  • Annual Fee: $495
Citi®/ AAdvantage® Platinum Select® MasterCard®
  • Rewards: Earn 2 AAdvantage® Miles on every $1 spent on eligible American Airlines purchases, and 1 AAdvantage® mile on all other purchases. First checked bag is free on domestic American Airlines itenraries for you and up to four companions traveling with you on the same reservation*Enjoy Group 1 Boarding on American Airlines flights.
  • Bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening.
  • 0% Offer: None.
  • Annual Fee: $95, waived for first 12 Months.
Citi® / AAdvantage® Executive World Elite™ MasterCard®
  • Rewards: Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases. Admirals Club® membership for you with guest privileges*10,000 Elite Qualifying Miles from American Airlines after $40,000 spent in purchases each calendar year. First checked bag is free on domestic American Airlines itineraries for you and up to eight companions traveling with you on the same reservation.
  • Bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • 0% Offer: None.
  • Annual Fee: $450
Citi® Hilton HHonors® Visa Signature® Card
  • Rewards: Earn 6 HHonors™ Bonus Points for each $1 spent at any participating hotel within the Hilton Portfolio. Earn 3 HHonors™ Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations. Earn 2 HHonors™ Bonus Points for each $1 spent on all other purchases.
  • Bonus: Earn 40,000 Hilton HHonors™ Bonus Points after making $1,000 in purchases within the first 4 months of account opening.
  • 0% Offer: None.
  • Annual Fee: $0
Citi® Hilton HHonorsTM Reserve Card
  • Rewards: Earn 10 HHonors™ Bonus Points per $1 spent on hotel stays within the Hilton portfolio. Earn 5 HHonors™ Bonus Points per $1 spent on airline and car rental purchases. Earn 3 HHonors™ Bonus Points per $1 spent on all other eligible purchases.
  • Bonus: Earn 2 weekend night certificates good at select hotels and resorts within the Hilton portfolio after you make $2,500 in purchases within 4 months of account opening.
  • 0% Offer: None.
  • Annual Fee: $95
Expedia®+ Voyager Card from Citi®
  • Rewards: 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and vacation packages. 2 Expedia+ bonus points per $1 spent on purchases for dining out and entertainment, including tickets to concerts, movies and sporting events. 1 Expedia+ bonus point per $1 spent on other purchases. Expedia+ gold status is complimentary for as long as you are a cardmember.
  • Bonus: Earn a $100 statement credit after your first eligible Expedia purchase greater than $100 within 3 month of account opening. PLUS, earn 20,000 Expedia+ rewards bonus points after $2,000 in purchases within 3 months of account opening. Points redeemable for $250 in coupons at +VIP Access™ hotels or $125 at other hotels.
  • 0% Offer: None.
  • Annual Fee: $95

Citi 0% Credit Cards

Citi Simplicity® Card
  • Rewards: None.
  • Bonus: None.
  • 0% Offer: 0% Intro APR on Balance Transfers and Purchases for 21 months.
  • Annual Fee: $0
Citi® Diamond Preferred® Card
  • Rewards: Citi Easy DealsSM Get what you want for less. Earn Citi® Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Bonus: None.
  • 0% Offer: 0% Intro APR on Balance Transfers for 21 months and on Purchases for 12 months.
  • Annual Fee: $0

Citi® Student Credit Cards

Citi ThankYou® Preferred Card for College Students
  • Rewards: 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 1 ThankYou® Point on other purchases.
  • Bonus: Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 0% Offer: 0% intro APR on purchases for 7 months.
  • Annual Fee: $0

Citi® Business Credit Cards

CitiBusiness® Platinum Select® World MasterCard®
  • Rewards: Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases. Earn 2 AAdvantage® miles for every $1 spent on purchases, telecommunications and car rental merchants – and at gas stations after 11/15/15. Earn 1 AAdvantage® mile per $1 spent on other purchases.
  • Bonus: For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening.
  • 0% Offer: None.
  • Annual Fee: $95, waived for first 12 months.

Susan G. Komen® Credit Card – Up to 3% Cash Back + $100 Bonus

The Susan G. Komen® credit card offers excellent cash back rewards, a signup bonus, and a 0% introductory rate. Most importantly, using the card helps support the Susan G. Komen’s fight to find a cure for breast cancer.

When I first learned of this card, I assumed it would be a plain vanilla card with no rewards. After all, Bank of America has promised to contribute millions of dollars to Susan G. Komen. How much could be left for rewards? To my surprise, the card offers a $100 signup bonus, up to 3% cash back, and a 0% introductory rate on purchases and balance transfers. And it manages all of this without charging an annual fee.

Susan G. Komen® Credit Card Snapshot

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $6.0 million from Bank of America from this program since 2009.
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • More details: Susan G. Komen® credit card

Rewards Program

There are four components of the Susan G. Komen®  rewards program: (1) the $100 bonus; (2) 3% cash back; (3) 2% cash back; and (4) 1% cash back.

1. $100 Bonus: New card members earn a $100 bonus when they spend at least $500 on the card in the first 90 days of account opening.

2. 3% Cash Back: The card pays 3% cash back on gas purchases. There is a spending cap, however, as you’ll see below.

3. 2% Cash Back: Earn 2% cash back at grocery stories. As noted above, there is a cap. Both the 3% cash back on gas and 2% cash back at grocery stores are subject to a spending cap of $1,500 every quarter. Once the spending cap is reached in combined purchases of gas and at grocery stores, you’ll earn 1% on additional purchases through the end of the quarter.

4. 1% Cash Back: On all purchases that fall outside the above reward levels you will earn 1% cash back with no spending tiers or caps.

0% Introductory Rate

The card offers a 0% introductory rate for 12 months on purchases and for any balance transfer initiated in the first 60 days. Note that there is a 3% fee (minimum $10) on balance transfers.

What we like about this Card

  • The $100 cash bonus
  • Up to 3% cash back
  • 0% introductory APR
  • No annual fee

What could be better

  • Two and three percent cash back has spending caps
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

Summary

  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3.0 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen® has received more than $6.0 million from Bank of America from this program since 2009.
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • More details: Susan G. Komen® credit card
  • Regular Purchase APR: 13.24%-23.24% (Variable)
  • Penalty APR:Up to 29.99%, based on your creditworthiness
  • Annual Fee: $0
  • Late Payment Fee: Up to $37
  • Foreign Transaction Fee: 3%
  • Ideal for those who want to support Susan G. Komen
  • A good choice for those looking for a 0% APR introductory rate
  • Well suited for those wanting a cash back card with no annual fee
  • Requires Excellent Credit
    Excellent Credit
    Credit cards for excellent credit are
    intended for those with a credit score of 700 or Higher.
    Get Your Free Score

Chase Credit Cards

Chase credit cards offer something for everybody. Chase cards cover the spectrum of perks, including travel rewards, cash back, and 0% introductory rates on balance transfers and purchases.

I’ve carried a number of Chase credit cards for years. I used the Chase Slate card’s no fee 0% balance transfer to help my wife and I get out of debt. The Chase Freedom® card helped us earn substantial cash back rewards. And today we carry the Marriott Rewards® Premier Credit Card.

Here you’ll find the complete lineup for Chase credit card offers. We’ll start with the consumer cards, and follow it up with Chase business credit cards.

Chase Consumer Credit Cards

Editor’s Pick: It is extremely difficult to pick the best Chase credit card. If I had to pick just one, however, it would be the Chase Sapphire Preferred Card. This travel credit card offers 60,000 bonus points when you meet the spending requirement and up to 2x points on travel and dining at restaurants.  It was named “Best Credit Card for Flexible Travel Redemption” – Kiplinger’s Personal Finance, June 2018.


Click here to learn more about this and other travel cards.

Chase Freedom

  • Signup Bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 5% Cash Back: Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 1% Cash Back: Earn 1% cash back on all other purchases
  • Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee

Click here to learn more about the Chase Freedom and similar credit cards.

Chase Freedom Unlimited

  • Cash Back Rewards:  Earn 3% cash back on all purchases in your first year on up to $20,000 spent. Then earn unlimited 1.5% cash back on all purchases
  • Intro APR: 0% for 15 months from account opening on purchases and balance transfers
  • Free credit score, updated weekly with Credit Journey
  • No annual fee

Click here to learn more about the Chase Freedom Unlimited and similar credit cards.

Chase Sapphire Preferred Card

  • Receive 60,000 bonus points when you spend $4,000 on purchases in the first from account opening. 60,000 points are worth $ in travel when you redeem through Chase Ultimate Rewards.
  • 2X points on travel and dining at restaurants
  • 1 point per dollar spent on all other purchases
  • $0 foreign transaction fees
  • 1:1 point transfer to leading frequent travel programs at full value
  • $ Annual Fee

Click here to learn more about the Chase Sapphire Preferred Card and similar credit cards.

Chase Sapphire Reserve Card

  • Welcome Offer: Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit.
  • 3X points on dining at restaurants & 1 point per $1 spent on all other purchases.
  • $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™
  • Select Up to $100 application fee credit for Global Entry or TSA Pre?®

Click here to learn more about the Chase Sapphire Reserve Card and similar credit cards.

Chase Branded Travel Cards

Chase also offers several hotel and airline branded rewards credit cards:

United Explorer Card

  • Earn 40,000 bonus miles after spending $2,000 within the first 3 months your account is open
  • Earn an additional 20,000 bonus miles after spending $8,000 total on purchases in the first 6 months
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre?® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free when you use your card to purchase your ticket
  • Priority boarding privileges and visit the United Club? with 2 one-time passes each year for your anniversary
  • $0 introductory annual fee for the first year, then $95

Click here to learn more about the United Explorer Card and similar credit cards.

The World of Hyatt Credit Card

  • Welcome Offer: Earn up to 50,000 Bonus Points – 25,000 Bonus Points after spending $3,000 within the first 3 months from account opening
  • Earn an additional 25,000 Bonus Points after spending a total of $6,000 within the first 6 months of account opening
  • Free nights start at 5,000 points
  • Earn 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • Receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
  • Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Discoverist status for as long as your account is open and 5 qualifying night credits toward your next tier status every year
  • Earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card

Click here to learn more about the The World of Hyatt Credit Card and similar credit cards.

Southwest Rapid Rewards Priority Credit Card

  • Earn 40,000 after spending $1,000 within the first 3 months.
  • Earn 7,500 bonus points after your Cardmember anniversary.
  • $75 Southwest® travel credit each year.
  • Four Upgraded Boardings per year when available.
  • 20% back on in-flight drinks, WiFi, messaging, and movies.
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
  • No foreign transaction fees.

Click here to learn more about the Southwest Rapid Rewards Priority Credit Card and similar credit cards.

British Airways Visa Signature

British Airways Visa Signature
  • Each year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Earn 4 Avios for every $1 spend on all purchases with the first year up to $30,000 (up to 120,000 bonus Avios), then 3 Avios for every $1 spent on British Airways purchases
  • Earn 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.

Click here to learn more about the British Airways Visa Signature and similar credit cards.

Southwest Rapid Rewards® Premier Credit Card

  • Earn 40,000 points after spending $1,000 within the first 3 months.
  • 6,000 bonus points after you’ve had the card for one year
  • 2 points per $1 spent on Southwest purchases and Rapid Rewards Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points
  • No foreign transaction fees
  • No blackout dates or seat restrictions
  • Bags fly free

Click here to learn more about the Southwest Rapid Rewards® Premier Credit Card and similar credit cards.

IHG Rewards Club Premier Credit Card

IHG Rewards Club Premier Credit Card
  • Welcome Bonus #1: Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
  • Welcome Bonus #2: Earn 40,000 points after spending in total $5,000 within 6 months
  • 10x Rewards: Earn 10 points per $1 spent when you stay at an IHG hotel
  • 2x Rewards: Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
  • 1x Rewards: Earn 1 point per $1 spent on all other purchases
  • Get a free night after each account anniversary year at eligible IHG hotels worldwide.
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre?® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Click here to learn more about the IHG Rewards Club Premier Credit Card and similar credit cards.

Chase Business Credit Cards

Chase offers some of the best business credit cards in the market today. Our personal favorite is the Chase Ink Business Preferred Credit Card. It offers a remarkable signup bonus, excellent ongoing rewards, and no foreign transactions fees.

Chase Ink Business Preferred Credit Card

Chase Ink Business Preferred Credit Card
  • Signup Bonus: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Bonus Points worth $1,000 toward travel redeemed through Chase Ultimate Rewards®
  • 3X Points Reward: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • 1X Points Reward: Earn 1 point per $1 on all other purchases with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Click here to learn more about the Chase Ink Business Preferred Credit Card and similar credit cards.

Chase Ink Business Cash Credit Card

Chase Ink Business Cash Credit Card
  • Signup Bonus: Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • 5% Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% Rewards: Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% Rewards: Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • Intro APR: 0% introductory APR for 12 months on purchases
  • No Annual Fee

Click here to learn more about the Chase Ink Business Cash Credit Card and similar credit cards.

Chase Ink Business Unlimited

Chase Ink Business Unlimited
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months
  • Earn unlimited 1.5% cash back on every purchase
  • 0% introductory APR for 12 months on purchases
  • No Annual Fee

Click here to learn more about the Chase Ink Business Unlimited and similar credit cards.

Southwest Rapid Rewards Premier Business Credit Card

Southwest Rapid Rewards Premier Business Credit Card
  • Limited Time Offer: Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Annual Bonus: Earn 6,000 bonus points after your Cardmember anniversary.
  • 2X Rewards: Earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1X Rewards: Earn 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees

Click here to learn more about the Southwest Rapid Rewards Premier Business Credit Card and similar credit cards.