Best Business Credit Card Signup Bonuses for February 2024

There are a ton of great business credit cards to choose from. But one way a credit card can stand out from others is by offering an excellent welcome bonus. Here's our list of the best business credit card signup bonuses available in January 2024. Plus, a list of ways to help you choose a business credit card that's best for you.

NEW Bonus Offers

There are five new business credit card bonus offers available right now two of them require a big amount of upfront spending and offer the largest cash bonuses we've seen in some time.

  1. card_name – Earn five Free Night Awards after you use your new Card to make $8,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Offer Ends 3/20/24..
  2. card_name – 150,000 Miles once you spend $20,000 in the first 3 months, and an additional 150,000 miles once you spend $100,000 in the first 6 months. Ending 3/11/2024.
  3. card_name –  $1,500 Cash Back once you spend $20,000 in the first 3 months, and an additional $1,500 once you spend $100,000 in the first 6 months Ending 3/11/2024.
  4. card_name –  60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 within the first 6 months of account opening.
  5. card_name –  Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Best Business Credit Card Signup Bonuses

Credit CardWelcome OfferMore Info
Capital One Venture X Business150,000 Miles once you spend $20,000 in the first 3 months, and an additional 150,000 miles once you spend $100,000 in the first 6 months (NEW!)Learn How to Apply
Capital One Spark Cash Plus$1,500 Cash Back once you spend $20,000 in the first 3 months, and an additional $1,500 once you spend $100,000 in the first 6 months (NEW!)REVIEW
Ink Business Premier℠ Credit CardEarn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.Ink Business Premier℠ Credit Card
Ink Business Unlimited® Credit CardEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.Ink Business Unlimited® Credit Card
Ink Business Cash® Credit CardEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account openingInk Business Cash® Credit Card
U.S. Bank Business Leverage® Visa Signature® CardEarn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.REVIEW
IHG One Rewards Premier Business Credit CardEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account openingLearn How to Apply
The Hilton Honors American Express Business CardEarn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.Learn How to Apply
The Business Platinum Card® from American ExpressEarn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.Learn How to Apply
American Express® Business Gold CardEarn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*Learn How to Apply
Ink Business Preferred® Credit CardNew Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.Ink Business Preferred® Credit Card
Southwest® Rapid Rewards® Performance Business Credit CardEarn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.Learn How to Apply

Capital One Venture X Business

Capital One Venture X Business is a play on their consumer credit card, but this is a charge card, meaning you need to pay your balance in full every month. It includes a brand-new bonus worth more than any bonus on our list. Those points can be transferred 1:1 to more than a dozen international travel partners making your value even greater. And you get a $300 travel credit and 10,000 bonus miles on your anniversary every year.

Rewards:

2x miles
All eligible purchases
Earn an unlimited 2x miles on every purchase
5x miles
Airfare
Earn 5x miles on flights booked through Capital One Travel
10x miles
Hotels
Earn 10x miles on hotels booked through Capital One Travel
10x miles
Rental Cars
Earn 10x miles on car rentals booked through Capital One Travel
  • Welcome Offer: 150,000 Miles once you spend $20,000 in the first 3 months, and an additional 150,000 miles once you spend $100,000 in the first 6 months
  • Foreign Transaction Fee: None
  • Annual Fee: $395

Ink Business Premier℠ Credit Card 

Ink Business Premier℠ Credit Card offers one of the highest cash back bonuses out there. Keep in mind this is a pay-in-full card, so you need to pay your balance every month, although certain eligible purchases can be paid over time. You'll also earn Chase Ultimate Rewards, but unlike most Chase cards, you won't be able to transfer them to airline or hotel partners, or other Chase cards.

Rewards:

2% cash back
All eligible purchases
Earn unlimited 2% cash back on all other business purchases
2.5% cash back
All eligible purchases
Earn 2.5% total cash back on purchases of $5,000 or more
5% cash back
Travel
Unlimited 5% total cash back on travel purchased through Chase Travel(SM)
  • Welcome Offer: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Foreign Transaction Fee: $0
  • Annual Fee: $195

Ink Business Preferred® Credit Card 

Ink Business Preferred® Credit Card offers a big signup bonus. Points on this card are worth 25% more when you redeem them for travel through Chase Ultimate Rewards. In addition to an amazing bonus, you'll earn 3x per dollar spent on travel, shipping, internet, and advertising purchases, where many businesses spend a significant chunk of change.

Rewards:

1x points
On all other eligible purchases
Earn 1 point per $1 on all other purchases
3x points
All eligible purchases
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
  • Welcome Offer: New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
  • Foreign Transaction Fee: $0
  • Annual Fee: $95

Ink Business Unlimited® Credit Card 

Ink Business Unlimited® Credit Card is offering a welcome bonus and a 0% intro APR. It's a great deal because employee cards are available at no additional cost, so you earn rewards on those purchases as well.

Rewards:

1.5% cash back
All eligible purchases
1.5% cash back on all eligible purchases with no limits to the amount you can earn
  • Welcome Offer: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
  • 0% Intro APR: Get 0% APR on purchases for 12 months; after that, the APR will be 18.49% - 24.49% variable based on creditworthiness.
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Annual Fee: $0

IHG One Rewards Premier Business Credit Card 

IHG One Rewards Premier Business Credit Card offers generous rewards, especially if you're partial to IHG brand hotels, and a signup bonus. You get automatic platinum elite status as long as you remain a Premier Business cardmember. You can also get an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay. If you enjoy staying at IHG brand hotels (which include Holiday Inn, Crowne Plaza, and Intercontinental), this card is a no-brainer.

Rewards:

3x points
On all other eligible purchases
Earn 3 points per $1 spent on all other purchases.
5x points
Select Categories
Earn 5 points per $1 spent on select advertising.
5x points
Travel
Earn 5 points per $1 spent on purchases on travel.
5x points
Dining
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Gas
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Hotels
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
  • Welcome Offer: Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Foreign Transaction Fee: $0
  • Annual Fee: $99

Ink Business Cash® Credit Card

Ink Business Cash® Credit Card is almost a twin of the Ink Business Unlimited® Credit Card, except that you'll earn up to 5% cash back at office supply stores and 2% cash back at gas stations and restaurants. The signup bonus is the same, one of the highest cash back bonuses around.

Rewards:

1% cash back
On all other eligible purchases
2% cash back
Dining
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
2% cash back
Gas
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
5% cash back
Select Categories
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Welcome Offer: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • 0% Intro APR: Get 0% APR on purchases for the first 12 months, after which the rate is a variable 18.49% - 24.49% based on credit worthiness.
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Annual Fee: $0

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express is a great card for business travelers. Not only can you earn a welcome offer, but you can earn 5x on flights and hotels. There are some other nice travel benefits like a $200 airline credit to cover baggage fees, and $189 Clear Credit so you can breeze through airport security.

Rewards:

1x points
On all other eligible purchases
Earn 1X points for each dollar you spend on eligible purchases.
1.5x points
Select Categories
Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at U.S. construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5x points
Airfare
5X Membership Rewards® points on flights on AmexTravel.com.
5x points
Hotels
5X Membership Rewards® points on prepaid hotels on amextravel.com.
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Foreign Transaction Fee: None
  • Annual Fee: $695

*Terms Apply


American Express® Business Gold Card 

American Express® Business Gold Card offers 4x points per dollar on two categories where businesses are likely to spend money, plus you get 1x on all other purchases. Categories include technology purchases (like hardware, software, and cloud solutions), media advertising, and shipping, as well as things like dining and gas. You get baggage insurance when you fly as well. The annual fee is going up if your application is received after 2/1/24, so if you've been thinking about it, now is the time to apply.

Rewards:

1x points
On all other eligible purchases
1X is earned for other eligible purchases.
3x points
Airfare
Earn 3x on flights booked through American Express Travel
3x points
Hotels
Earn 3x on prepaid hotels booked through American Express Travel
4x points
Select Categories
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories.
  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*Terms Apply.
  • Foreign Transaction Fee: None
  • Annual Fee: $375

*Terms Apply


Capital One Spark Cash Plus

Capital One Spark Cash Plus is a charge card, or a pay-in-full card, meaning you'll need to pay your balance every month. On the plus side, there's no APR unless you pay late. You'll also earn at least 2% cash back on all purchases.

Rewards:

2% cash back
On all other eligible purchases
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions.
5% cash back
Hotels
Earn unlimited 5% cash back on hotels booked through Capital One Travel.
5% cash back
Rental Cars
Earn unlimited 5% cash back on rental cars booked through Capital One Travel.
  • Welcome Offer: $1,500 Cash Back once you spend $20,000 in the first 3 months, and an additional $1,500 once you spend $100,000 in the first 6 months
  • Foreign Transaction Fee: None
  • Annual Fee: $150, refunded every year you spend at least $150,000 on your card

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card has a good bonus, plus you get an additional 9,000 points each year on your cardmember anniversary. A companion pass is 135,000 points, so with the signup bonus and the anniversary points, you're most of the way there. You also earn additional points through purchases on things like travel, social media, and search engine advertising.

Rewards:

1x points
On all other eligible purchases
Earn 1 point per $1 spent on all other purchases made with your card.
2x points
Select Categories
Earn 2 points per $1 spent on social media and search engine advertising.
2x points
Streaming services
Earn 2 points per $1 spent on internet, cable, and phone services, and select streaming.
2x points
Transit
Earn 2 points per $1 spent on local transit and commuting purchases, including rideshare, passenger trains, buses, taxis, tolls, and parking lots and garages.
3x points
Hotels
Earn 3 points per $1 spent on Rapid Rewards hotel partners.
3x points
Rental Cars
Earn 3 points per $1 spent on Rapid Rewards car rental partners.
4x points
Southwest Purchases
Earn 4X pts on Southwest® purchases.
  • Welcome Offer: Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Foreign Transaction Fee: $0
  • Annual Fee: $199

U.S. Bank Business Leverage® Visa Signature® Card

U.S. Bank Business Leverage® Visa Signature® Card offers a nice bonus and 2% cash back on whatever two categories you spend the most money on. This card could be a great fit for someone who spends on categories not often listed for rewards. The annual fee: $0 intro annual fee the first year, $95 thereafter.

Rewards:

1% cash back
On all other eligible purchases
Earn 1% cash back per dollar spent on all other eligible purchases.
2% cash back
Select Categories
Earn 2% back in the top two categories where you spend the most each month automatically.
5% cash back
Hotels
Earn 5% back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
  • Welcome Offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
  • Foreign Transaction Fee: N/A
  • Annual Fee: $0 intro annual fee the first year, $95 thereafter

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card is a great card if you often travel for business and prefer Hilton brand hotels. You automatically get Gold Elite status with this card, which is good for room upgrades when available and complimentary breakfasts. You can also earn a free night when you spend $15,000 in the first three months. There's a nice welcome offer and great rewards for the Hilton brand loyal.

Rewards:

3x points
On all other eligible purchases
3X on all other eligible purchases.
6x points
Cell phone service
6X on wireless telephone services purchased directly from U.S. service providers.
6x points
Select Categories
Earn 6X on U.S. purchases for shipping.
6x points
Airfare
6X on flights booked directly with airlines or with Amex Travel.
6x points
Rental Cars
6X on car rentals booked directly from select car rental companies.
6x points
Dining
6X at U.S. restaurants.
6x points
Gas
6X at U.S. gas stations.
12x points
Hotels
12X directly with hotels and resorts in the Hilton portfolio.
  • Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
  • Foreign Transaction Fee: None
  • Annual Fee: $95

*Terms Apply


Complete List of Business Credit Card Signup Bonuses

Rewards
1.5% or 1x points
Bonus
$1000
Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $25,000 in the first three months after account open date.
Rewards
2x - 10x miles
Bonus
150,000 Miles
150,000 Miles once you spend $20,000 in the first 3 months, and an additional 150,000 miles once you spend $100,000 in the first 6 months
Rewards
1x - 9x points
Bonus
60,000 Points
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. Earn an additional 15,000 Bonus Points after you spend $12,000 within the first 6 months of account opening.
Earn 60,000 points if you spend $6,000 in the first 180 days.
Rewards
1.5x to 5x miles
Bonus
50,000 Miles
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.
Rewards
1x to 3x miles
Bonus
50,000 Miles
Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.
Rewards
1x to 2x miles
Bonus
20,000 Miles
Earn 20,000 bonus miles when you spend $2,000 within 90 days of account opening.
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Earn 30,000 online bonus points after you made at least $3,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $300 statement credit towards travel or dining purchases.
Rewards
1x - 5x points
Bonus
100,000 Points
Earn a welcome bonus of up to 100,000 rewards points in your first year. Earn 50,000 bonus rewards points when you spend $5,000 within 3 months of account opening, plus an additional 50,000 bonus rewards points when you spend at least $50,000 within 12 months of account opening.
Rewards
1x to 6x points
Bonus
60,000 Points
Earn up to 60,000 bonus points. Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days. Earn 10,000 bonus points when a purchase is made on an employee card in the first 90 days.
Rewards
1x - 2x points
Bonus
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Rewards
1x to 3x miles
Bonus
70,000 Miles
Earn 60,000 Bonus HawaiianMiles after spending $2,000 on purchases in the first 90 days, and earn an additional 10,000 Bonus HawaiianMiles after a qualifying purchase is made on an employee card in the first 90 days.
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
Rewards
1% to 5% cash back
Bonus
$750
Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
Rewards
3x - 26x points
Bonus
140,000 Points
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
Rewards
1x - 4x points
Bonus
70,000 Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Rewards
3x to 12x points
Bonus
130,000 Points
Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
N/A
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Rewards
1X to 3X Miles
Bonus
110,000 Miles
Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24.
Rewards
1x to 3x points
Bonus
60,000 Points
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Rewards
1-3x points
Bonus
100,000 Points
New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Rewards
1%-5%
Bonus
$750
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards
2x to 5x miles
Bonus
50,000 Miles
Earn a one-time bonus of 50,000 miles - equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening
Rewards
1x - 2x miles
Bonus
80,000 Miles
Earn 80,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24.
Rewards
1x - 3x miles
Bonus
100,000 Miles
Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 3/27/24.
Rewards
1x to 5x Points
Bonus
120,000 Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Rewards
2x to 6x points
Bonus
Points
Earn five Free Night Awards after you use your new Card to make $8,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Offer Ends 3/20/24.
Rewards
1x - 2x miles
Bonus
100,000 Miles
Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Rewards
1X to 4X points
Bonus
80,000 Points
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

How to Choose the Best Business Credit Card Signup Offers

It's a great time to find a business credit card signup bonus, with some cards offering bonuses as high as $1,000. Some point-based bonuses could be worth even more, depending on how you use the points. How do you decide which card is best for you and your business?

Consider more than just the signup bonus: Signup bonuses are great, but you should also consider the annual fee, what kind of rewards are offered, and whether they're offered in points or in cash back. Crunch some numbers and find out which card makes the most sense for you and your business needs.

Check your credit score: The biggest signup bonuses often require the highest credit scores. You should check your business credit reports for any errors. If your score isn't at least 700, you may want to take some time to improve it before you apply.

Spend requirement: Another thing to consider is how much you need to spend to get the bonus. Some require spending as little as $1,000, and others require you to spend up to $50,000. If you don't regularly spend that much, the bonus may not be worth it.

Foreign Transaction Fees: If you travel internationally, look for a card that doesn't charge foreign transaction fees. These are often 3% of the purchase, and they can add up quickly.

Be mindful of how you want to redeem your rewards: The value of rewards, points or otherwise, can vary depending on how you use them. Usually, points are worth the most if you transfer them to a partner airline or hotel and worth the least if you take them as a statement credit.

Also read: Our List of the Best Small Business Credit Cards

Frequently Asked Questions (FAQ)

Do I have to have a business to get a business credit card?

Good question. Yes, you do need to have a business, but the definition of a business is pretty flexible. If you're a freelance writer, a part-time musician, or if you sell stuff on eBay, you can qualify for a business credit card.

Do I need a business credit card?

Business credit cards are a convenient way to make purchases, but just like personal credit cards, they can also be expensive. They don't have the same protections as consumer credit cards do, either.

On the other hand, they have higher credit limits, and they help keep business and personal expenses separate, which will come in handy when it's time to file your taxes.

How do I apply for a business credit card?

You'll need all the standard information you would need to apply for any credit card, plus you'll need either your federal identification tax number or if you're a sole proprietor, your social security number. You'll need to list the type of business, how it's structured, estimated revenue, and number of employees (it's fine if you don't have any).

Summary

There are a lot of business credit card signup bonuses out there, but not every card is perfect for every business. Think about how you spend your money and where you'll reap the most rewards. Then, find a card that aligns with your spending and needs.