Best Business Credit Card Signup Bonuses for April 2024
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There are a ton of great business credit cards to choose from. However, a credit card can stand out by offering an excellent welcome bonus. Here’s our list of the best business credit card signup bonuses in April 2024. Plus, a list of ways to help you choose a business credit card that’s best for you.
NEW Bonus Offers
There are four new business credit card bonus offers available right now, and two of them require a large amount of upfront spending and offer the largest cash bonuses we’ve seen in some time.
- card_name – 150,000 Miles once you spend $30,000 in the first 3 months from account opening.
- card_name – $1,200 Cash Back once you spend $30,000 in the first 3 months.
- card_name – 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- card_name – Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, $0 introductory annual fee for the first year, then $99.
Best Business Credit Card Signup Bonuses
| Credit Card | Welcome Offer | More Info |
| Capital One Venture X Business | 150,000 Miles once you spend $30,000 in the first 3 months from account opening (NEW!) | Learn How to Apply |
| Capital One Spark Cash Plus | $1,200 Cash Back once you spend $30,000 in the first 3 months (NEW!) | REVIEW |
| Ink Business Premier® Credit Card | Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. | Learn How to Apply |
| Ink Business Unlimited® Credit Card | Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. | Learn How to Apply |
| Ink Business Cash® Credit Card | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. | Learn How to Apply |
| U.S. Bank Business Leverage® Visa Signature® Card | Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account. | REVIEW |
| IHG One Rewards Premier Business Credit Card | Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening. | Learn How to Apply |
| The Hilton Honors American Express Business Card | Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5. | Learn How to Apply |
| The Business Platinum Card® from American Express | Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. | Learn How to Apply |
| American Express® Business Gold Card | Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | Learn How to Apply |
| Ink Business Preferred® Credit Card | Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. | Learn How to Apply |
| Southwest® Rapid Rewards® Performance Business Credit Card | Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. | Learn How to Apply |
Capital One Venture X Business
Rewards:
2x miles
Earn an unlimited 2x miles on every purchase
5x miles
Earn 5x miles on flights booked through Capital One Travel
10x miles
Earn 10x miles on hotels booked through Capital One Travel
10x miles
Earn 10x miles on car rentals booked through Capital One Travel
- Welcome Offer: 150,000 Miles once you spend $30,000 in the first 3 months from account opening
- Foreign Transaction Fee: None
- Annual Fee: $395
Ink Business Premier® Credit Card
Rewards:
2% cash back
Earn unlimited 2% cash back on all other business purchases
2.5% cash back
Earn 2.5% total cash back on purchases of $5,000 or more
5% cash back
Unlimited 5% total cash back on travel purchased through Chase Travel(SM)
- Welcome Offer: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Foreign Transaction Fee: $0
- Annual Fee: $195
Read our Ink Business Premier® Credit Card Review
Ink Business Preferred® Credit Card
Rewards:
1x points
Earn 1 point per $1 on all other purchases
3x points
Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year.
- Welcome Offer: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Foreign Transaction Fee: $0
- Annual Fee: $95
Read our Ink Business Preferred® Credit Card Review
Ink Business Unlimited® Credit Card
Rewards:
1.5% cash back
1.5% cash back on all eligible purchases with no limits to the amount you can earn
- Welcome Offer: Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- 0% Intro APR: Get 0% APR on purchases for 12 months; after that, the APR will be 18.49% - 24.49% variable based on creditworthiness.
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Annual Fee: $0
Read our Ink Business Unlimited® Credit Card Review
IHG One Rewards Premier Business Credit Card
Rewards:
3x points
Earn 3 points per $1 spent on all other purchases.
5x points
Earn 5 points per $1 spent on select advertising.
5x points
Earn 5 points per $1 spent on purchases on travel.
5x points
Earn 5 points per $1 spent on purchases on restaurants.
5x points
Earn 5 points per $1 spent on purchases on gas stations.
26x points
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
- Welcome Offer: Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
- Foreign Transaction Fee: $0
- Annual Fee: $99
Read our IHG One Rewards Premier Business Credit Card Review
Ink Business Cash® Credit Card
Rewards:
1% cash back
2% cash back
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
2% cash back
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
5% cash back
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Welcome Offer: Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- 0% Intro APR: Get 0% APR on purchases for the first 12 months, after which the rate is a variable 18.49% - 24.49% based on credit worthiness.
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Annual Fee: $0
Read our Ink Business Cash® Credit Card Review
The Business Platinum Card® from American Express
Rewards:
1x points
Earn 1X points for each dollar you spend on eligible purchases.
1.5x points
Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at U.S. construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
5x points
5X Membership Rewards® points on flights on AmexTravel.com.
5x points
5X Membership Rewards® points on prepaid hotels on amextravel.com.
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Foreign Transaction Fee: None
- Annual Fee: $695
*Terms Apply
American Express® Business Gold Card
Rewards:
1x points
1X is earned for other eligible purchases.
3x points
Earn 3x on flights booked through American Express Travel
3x points
Earn 3x on prepaid hotels booked through American Express Travel
4x points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter).
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*Terms Apply.
- Foreign Transaction Fee: None
- Annual Fee: $375
*Terms Apply
Capital One Spark Cash Plus
Rewards:
2% cash back
Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions.
5% cash back
Earn unlimited 5% cash back on hotels booked through Capital One Travel.
5% cash back
Earn unlimited 5% cash back on rental cars booked through Capital One Travel.
- Welcome Offer: $1,200 Cash Back once you spend $30,000 in the first 3 months
- Foreign Transaction Fee: None
- Annual Fee: $150, refunded every year you spend at least $150,000 on your card
Southwest® Rapid Rewards® Performance Business Credit Card
Rewards:
1x points
Earn 1 point per $1 spent on all other purchases made with your card.
2x points
Earn 2 points per $1 spent on social media and search engine advertising.
2x points
Earn 2 points per $1 spent on internet, cable, and phone services, and select streaming.
2x points
Earn 2 points per $1 spent on local transit and commuting purchases, including rideshare, passenger trains, buses, taxis, tolls, and parking lots and garages.
3x points
Earn 3 points per $1 spent on Rapid Rewards hotel partners.
3x points
Earn 3 points per $1 spent on Rapid Rewards car rental partners.
4x points
Earn 4X pts on Southwest® purchases.
- Welcome Offer: Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- Foreign Transaction Fee: $0
- Annual Fee: $199
Read our Southwest® Rapid Rewards® Performance Business Credit Card Review
U.S. Bank Business Leverage® Visa Signature® Card
Rewards:
1% cash back
Earn 1% cash back per dollar spent on all other eligible purchases.
2% cash back
Earn 2% back in the top two categories where you spend the most each month automatically.
5% cash back
Earn 5% back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- Welcome Offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Foreign Transaction Fee: None
- Annual Fee: $0 intro annual fee the first year, $95 thereafter
The Hilton Honors American Express Business Card
Rewards:
3x points
3X on all other eligible purchases.
6x points
6X on wireless telephone services purchased directly from U.S. service providers.
6x points
Earn 6X on U.S. purchases for shipping.
6x points
6X on flights booked directly with airlines or with Amex Travel.
6x points
6X on car rentals booked directly from select car rental companies.
6x points
6X at U.S. restaurants.
6x points
6X at U.S. gas stations.
12x points
12X directly with hotels and resorts in the Hilton portfolio.
- Welcome Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
- Foreign Transaction Fee: None
- Annual Fee: $195
*Terms Apply
Complete List of Business Credit Card Signup Bonuses
150,000 Miles once you spend $30,000 in the first 3 months from account opening
Earn 60,000 points if you spend $6,000 in the first 180 days.
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
Get 50,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of opening your account.
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.
Earn 20,000 bonus miles when you spend $2,000 within 90 days of account opening.
Earn 2,500 bonus rewards points after your first purchase.
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Earn a welcome bonus of up to 100,000 rewards points in your first year. Earn 50,000 bonus rewards points when you spend $5,000 within 3 months of account opening, plus an additional 50,000 bonus rewards points when you spend at least $50,000 within 12 months of account opening.
Earn up to 60,000 bonus points. Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days. Earn 10,000 bonus points when a purchase is made on an employee card in the first 90 days.
Get $750 in Bonus Earnings to redeem with GM after spending $5,000 on the GM Business™ Mastercard® in your first 5 months.
Earn 60,000 Bonus HawaiianMiles after spending $2,000 on purchases in the first 90 days, and earn an additional 10,000 Bonus HawaiianMiles after a qualifying purchase is made on an employee card in the first 90 days.
Rewards
1% - 1.5% cash back, or 5x points, or 1x miles
1% - 1.5% cash back, or 5x points, or 1x miles
Bonus
$750
$750
Earn a $750 Statement Credit when you make at least $25,000 in qualifying purchases, using your new PNC BusinessOptions Visa credit card account, during the first three billing cycles following account opening.
Earn double miles on your first $2,500 in eligible net purchases.
Earn 50,000 bonus miles + 1,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open.
Earn up to 100,000 bonus points, enough for up to 13 free nights at participating properties. Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and earn 50,000 bonus points after spending $15,000 on purchases within the first 12 months. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
Get $25 cash back applied to your account after your first purchase.
Rewards
1.5x points
1.5x points
Bonus
30,000 Points
30,000 Points
Earn 30,000 online bonus points after you made at least $3,000 in purchases in the first 90 days of your account opening, which can be redeemed for a $300 statement credit towards travel or dining purchases.
Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening.
Earn $200 (20,000 bonus rewards points) when you spend $500 in the first 90 days of account opening.
Earn 2,500 bonus rewards points after your first purchase.
Earn a $200 cash back reward (20,000 points) after you spend $5,000 within the first 90 days of account opening.
Earn $25 cash back bonus reward applied to your account after your first purchase.
Earn 2,500 bonus rewards points after your first purchase.
Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening.
Earn 20,000 bonus rewards points ($200) when you spend $500 in the first 90 days of account opening.
Earn 2,500 bonus rewards points after your first purchase.
Earn 2,500 bonus rewards points after your first purchase.
Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening ($200 bonus).
Earn 20,000 bonus rewards points when you spend $500 in the first 90 days of account opening.
Earn 2,500 bonus rewards points after your first purchase.
Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 6/5.
N/A
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earn 75,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Earn 55,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
Earn 65,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Earn a one-time bonus of 50,000 miles - equal to $500 in travel once you spend $4,500 on purchases within 3 months from account opening
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, $0 introductory annual fee for the first year, then $99.
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
Limited Time Offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after $5,000 in purchases within the first 5 months of account opening.
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Earn 5% Cash Back in the first 6 months on eligible purchases at Lowe's. Earn 2% cash back thereafter. New accounts only.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
How to Choose the Best Business Credit Card Signup Offers
It’s a great time to find a business credit card signup bonus, with some cards offering bonuses as high as $1,000. Some point-based bonuses could be worth even more, depending on how you use the points. How do you decide which card is best for you and your business?
Consider more than just the signup bonus: Signup bonuses are great, but you should also consider the annual fee, what kind of rewards are offered, and whether they’re offered in points or in cash back. Crunch some numbers and find out which card makes the most sense for you and your business needs.
Check your credit score: The biggest signup bonuses often require the highest credit scores. You should check your business credit reports for any errors. If your score isn’t at least 700, you may want to take some time to improve it before you apply.
Spend requirement: Another thing to consider is how much you need to spend to get the bonus. Some require spending as little as $1,000, and others require you to spend up to $50,000. If you don’t regularly spend that much, the bonus may not be worth it.
Foreign Transaction Fees: If you travel internationally, look for a card that doesn’t charge foreign transaction fees. These are often 3% of the purchase, and they can add up quickly.
Be mindful of how you want to redeem your rewards: The value of rewards, points or otherwise, can vary depending on how you use them. Usually, points are worth the most if you transfer them to a partner airline or hotel and worth the least if you take them as a statement credit.
Also read: Our List of the Best Small Business Credit Cards
Frequently Asked Questions (FAQ)
Do I have to have a business to get a business credit card?
Good question. Yes, you do need to have a business, but the definition of a business is pretty flexible. If you’re a freelance writer, a part-time musician, or if you sell stuff on eBay, you can qualify for a business credit card.
Do I need a business credit card?
Business credit cards are a convenient way to make purchases, but just like personal credit cards, they can also be expensive. They don’t have the same protections as consumer credit cards do, either.
On the other hand, they have higher credit limits, and they help keep business and personal expenses separate, which will come in handy when it’s time to file your taxes.
How do I apply for a business credit card?
You’ll need all the standard information you would need to apply for any credit card, plus you’ll need either your federal identification tax number or if you’re a sole proprietor, your social security number. You’ll need to list the type of business, how it’s structured, estimated revenue, and number of employees (it’s fine if you don’t have any).
Summary
There are a lot of business credit card signup bonuses out there, but not every card is perfect for every business. Think about how you spend your money and where you’ll reap the most rewards. Then, find a card that aligns with your spending and needs.