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Best Interest Free Credit Cards of 2016


One of the best deals available are interest free credit cards. No interest cards offer 0% on balance transfers, purchases, or both. With balance transfers, you can transfer one or more high interest credit card balances onto the interest free credit card and pay no interest during the introductory period.

With zero interest on purchases, you can use the card for big purchases or everyday expenses, and pay no interest until the into period expires. Until recently, there were several cards that offered no interest for up to 12 months. Now, some credit cards offer 0% for up to 15 months, and there are a few cards that extend the 0% offer for 18 months or even 21 months on balance transfers and purchases.

What follows are some of the best 0% balance transfer and 0% on purchase cards available today.

Featured 0% Credit Card

Editor’s Pick: One of the best deals available comes from Chase Slate®. The 0% APR introductory rate lasts for 15 months and there is NO balance transfer fee for transfers made in the first 60 days. That means you’ll pay no interest until late 2017!

List of No Interest Credit Cards

Credit Card 0% APR
Balance Transfers
0% APR
Purchases
Balance Transfer
Fee
Annual Fee
Discover it® 18 months 6 months 3% of each balance transfer; $10 minimum $0
Chase Slate® 15 months 15 months $0 introductory balance transfer fee for transfers made during the first 60 days. After that, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5. $0
BankAmericard® Card 18 billing cycles (for transfers made in the first 60 days of opening your account) N/A Either $10 or 3% of the amount of each transaction, whichever is greater. $0
Citi Simplicity® Card 21 months 21 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
Citi® Diamond Preferred® Card 21 months 21 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
Chase Freedom® 15 months 15 months 5% of amount, with minimum of $5 $0
Citi® Double Cash Card 15 months 15 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points 12 months 12 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
Blue Cash Everyday® Card from American Express 15 months 15 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
The Amex EveryDay® Credit Card from American Express 15 months 15 months Either $5 or 3% of the amount of each transfer, whichever is greater. $0
Barclaycard Arrival™ World MasterCard® 12 months N/A Either $5 or 3% of the amount of each transfer, whichever is greater. $0

You can compare these and other no interest credit cards at CompareCards.com.